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7:30 - 8:30 am : Registration and Light Breakfast 8:30 - 8:45 am Welcome & Opening Remarks -Val Munchez-van der W

7:30 - 8:30 am : Registration and Light Breakfast 8:30 - 8:45 am Welcome & Opening Remarks -Val Munchez-van der Wagt Session I 8:45 – 9:15am “ Diabetes: Costs of treatment and prevention” Dr. J Grubbe - Allstate Session II “Morbidity Implications of Laboratory Tests". 

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7:30 - 8:30 am : Registration and Light Breakfast 8:30 - 8:45 am Welcome & Opening Remarks -Val Munchez-van der W

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  1. 7:30 - 8:30 am: Registration and Light Breakfast 8:30 - 8:45 am Welcome & Opening Remarks -Val Munchez-van der Wagt Session I 8:45 – 9:15am “Diabetes: Costs of treatment and prevention” Dr. J Grubbe - Allstate Session II“Morbidity Implications of Laboratory Tests".  9:15 – 10.00 am“HIV Morbidity” Betsy Sears – Exam One 10:00 – 10:15 am Break 10:15 – 11:00 am “Hep C /LFT” Dr. D.Winsemius –Heritage Labs” 11:00 – 11:45 am“ Diabetes” Dr Robert Stout - CRL Lunch - Classic Deli Platter and Salad Session III 1:00 –1:45 pm:“Underwriting Pearls, MGUS “ Dr Gina Guzman – Munich Re 1:45 - 2:30pm: “Database Technology as a Prominent Tool in the Process of Risk Selection” - Thomas King/ Brian Milliman – MIB, Inc 2:30 – 2:45pm : Break Session IV 2:45 – 3:30 pm“Teamwork: We’re in This Together” Chris Bruzzini Lincoln Financial Group 3:30- 4:15 pm “Underwriting Decision Implications” Doug Ingle – Hannover Life Re 4:15– 4:30 pm Closing Remarks/Adjourn – Val Munchez-van der Wagt Raffle- 1 year Membership to AHOU Thank you to all of our Sponsors ! CHOLHUA CHOLHUA Spring Seminar Mar 10th 2011 Spring Seminar Mar 10th 2011 SPEAKERS The Art and Science of Underwriting Thank you to all our Sponsors ! Grubbe Sears Winsemius Stout Guzman King Milliman Bruzzini Ingle www.cholhua.com 1

  2. Attendee List * CHOLHUA Contact ** Presenter ***Sponsor .

  3. CHOLHUA Spring Seminar 2011

  4. CHOLHUA Spring Seminar 2011

  5. CHOLHUA Spring Seminar 2011

  6. CHOLHUA Spring Seminar 2011

  7. CHOLHUA Spring Seminar 2011

  8. CHOLHUA Spring Seminar 2011

  9. CHOLHUA Spring Seminar 2011

  10. CHOLHUA Spring Seminar 2011

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