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Coverage Trends: Workers with $1,000+ Annual Deductible Plans by Firm Size (2006-2012)

This report examines the percentage of covered workers enrolled in health plans featuring a general annual deductible of $1,000 or more for single coverage, segmented by firm size from 2006 to 2012. The data indicates statistically significant yearly changes (p < 0.05) and includes enrollees from high-deductible health plans (HDHP/SO) and other plan types. The estimates assume that workers in conventional plans do not face such high deductibles. Average deductible amounts for specific plan types like PPOs and POS are presented, sourced from the Kaiser/HRET Survey.

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Coverage Trends: Workers with $1,000+ Annual Deductible Plans by Firm Size (2006-2012)

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  1. Percentage of Covered Workers Enrolled in a Plan with a General Annual Deductible of $1,000 or More for Single Coverage, By Firm Size, 2006-2012 * Estimate is statistically different from estimate for the previous year shown (p<.05). NOTE: These estimates include workers enrolled in HDHP/SO and other plan types. Because we do not collect information on the attributes of conventional plans, to be conservative, we assumed that workers in conventional plans do not have a deductible of $1,000 or more. Because of the low enrollment in conventional plans, the impact of this assumption is minimal. Average general annual health plan deductibles for PPOs, POS plans, and HDHP/SOs are for in-network services. SOURCE: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2006-2012.

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