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Discover keys to successful asset building programs, credit builder loans, and deposit products in commercial lending. Explore strategies for individual development accounts and maximizing benefits for nonprofits. Gain insights into building a successful commercial lending portfolio and supporting financial inclusion for Delawareans.
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FDIC Advisory Committee on Economic Inclusion March 19, 2008
Opening Remarks Commercial Lending • Artisans’ Bank History & Structure • Keys to a Successful Asset Building Program • Asset Building Products at Artisans’
Keys to Success Commercial Lending • Senior Management Commitment • Work For Your Non Profit Agencies • IT & Staff Support • Champion Your Results
IDA’s Commercial Lending • Individual Development Accounts • Delawareans’ Save IDA Program • 3rd Round of Matching Funds • 5 Participating Local Agencies • YWCA Delaware IDA Program
Credit Builder Loan Commercial Lending • How it Works • Types of Customers • Participating Agencies • What Comes Next
Deposit Products Commercial Lending • Free Savers Accounts • Low Min to Open 6 Month CD • Participating Agencies • EITC Program • YWCA Delaware • First State Saves
Summary Commercial Lending • Summarize Key Points • Questions • Thanks