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Enhancing Commercial Lending for Economic Inclusion

Explore strategies, product offerings, and program success factors in commercial lending for economic inclusion. Learn from Artisans' Bank's history and structure, asset building programs, IDA initiatives, credit builder loans, and deposit products. Gain insights on promoting senior management commitment, IT support, and championing outcomes.

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Enhancing Commercial Lending for Economic Inclusion

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  1. FDIC Advisory Committee on Economic Inclusion March 19, 2008

  2. Opening Remarks Commercial Lending • Artisans’ Bank History & Structure • Keys to a Successful Asset Building Program • Asset Building Products at Artisans’

  3. Keys to Success Commercial Lending • Senior Management Commitment • Work For Your Non Profit Agencies • IT & Staff Support • Champion Your Results

  4. IDA’s Commercial Lending • Individual Development Accounts • Delawareans’ Save IDA Program • 3rd Round of Matching Funds • 5 Participating Local Agencies • YWCA Delaware IDA Program

  5. Credit Builder Loan Commercial Lending • How it Works • Types of Customers • Participating Agencies • What Comes Next

  6. Deposit Products Commercial Lending • Free Savers Accounts • Low Min to Open 6 Month CD • Participating Agencies • EITC Program • YWCA Delaware • First State Saves

  7. Summary Commercial Lending • Summarize Key Points • Questions • Thanks

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