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financial Plan Sydney

We are a leading personalised financial planner services provider in Sydney & Caringbah. We will help you to manage your financial planning, investment, and give financial Advice to build more wealth in your financial plan. visit https://assurewealth.com.au/

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financial Plan Sydney

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  1. The Dangers Of Chasing Investment Returns

  2. ABOUT US Australia’s superannuation industry is the backbone of the country’s retirement system. It is the fourth-largest private retirement/pension fund market in the world, and is still growing. Self-managed superannuation funds (SMSF) currently make up 22.7% of total superannuation assets across nearly 600,000 funds.

  3. A Common Investing Scenario Meet Bill and Anna, a typical young couple who have invested $1,000 in shares. During a particularly tough investing year for shares, the market happens to be down 30%. Bill notices that fixed-income investments like bonds actually gained 5% over the year. He and Anna agree to sell their shares and buy bonds instead.

  4. Vanguard study Vanguard is a US fund management company, and one of the largest in the world.In an effort to quantify the true damage done to a portfolio by chasing investment performance instead of simply buying and holding, they commissioned a decade- long study that spanned a range of investments, from riskier small-cap funds to more reliable large-cap options.

  5. The 2007-8 Global Financial Crisis While the Bill and Anna example mentioned above is fictitious, the truth is that many families followed nearly the exact same path during the Global Financial Crisis of 2007-8. They panicked when the market dropped, sold their investments in favour of safer ones, and then subsequently missed out when the markets inevitably rebounded. While it can be difficult to manage when you’re watching your own investments drop and everyone around you is scrambling to sell, taking a contrarian approach and actually investing a little bit more in your planned investments while they’re down can actually be a great strategy to consider.

  6. Final Word It’s human nature to want to chase the shiny new object that seems to be outperforming everything else.The data doesn’t lie, however; those who do decide to chase these glittering prizes, do so at their own peril.To maximise your chances of securing the greatest long- term returns possible, it’s tough to beat a simple, patient, buy-and-hold investing strategy.

  7. CONTACT US Email: support@assurewealth.com.au Phone: 1300 79 80 38 Address: Suite 103, 318/304 Kingsway, Caringbah NSW 2229

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