Role of counter pa
This presentation is the property of its rightful owner.
Sponsored Links
1 / 13

Role of Counter PA PowerPoint PPT Presentation


  • 77 Views
  • Uploaded on
  • Presentation posted in: General

Role of Counter PA. Represents organisation at the Counter Bridge between organisation and customer Performance of the organisation judged by performance of Counter PA. Savings Schemes available in PO. Savings Account Recurring Deposit Account MIS Account Time Deposit Account

Download Presentation

Role of Counter PA

An Image/Link below is provided (as is) to download presentation

Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author.While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server.


- - - - - - - - - - - - - - - - - - - - - - - - - - E N D - - - - - - - - - - - - - - - - - - - - - - - - - -

Presentation Transcript


Role of counter pa

Role of Counter PA

Represents organisation at the Counter

Bridge between organisation and customer

Performance of the organisation judged by

performance of Counter PA


Savings schemes available in po

Savings Schemes available in PO

Savings Account

Recurring Deposit Account

MIS Account

Time Deposit Account

Public Provident Fund Account

Senior Citizen Savings Scheme

6 Year NSC VIII Issue

Kisan Vikas Patras


Gist of different schemes

Gist of different schemes

Savings Bank :

Single Account; Joint A & B; Minor account

Individual accounts only

New Account opening form with optional photo of depositor

Minimum Balance Rs 500 for cheque accounts – literate adult depositor; no separate appln

Maximum balance Rs 1 lakh for Single; Rs 2 lakh for joint accounts

Interest at 3.5%

Account can be closed anytime

Facility for automatic transfer to RD account

Nomination


Gist of different schemes1

Gist of different schemes

  • Recurring Deposit :

    • Rs 10/- monthly deposit fetches Rs 728.90

    • Deposits monthly; 5 year term

    • Rebate on advance deposits

    • Account can be extended for further 5 years

    • Post maturity interest

    • Loan/withdrawal facility

    • Premature closure – after 3 years

    • Protected Savings Scheme – Max Rs 50 Denomination; depositor aged between 18 & 53; death after 2 years

    • Pay Roll Savings Scheme (PRSS)


Gist of different schemes2

Gist of different schemes

Monthly Income Scheme :

One deposit; 6 year term; 8% interest

Min Rs 1500/-; multiples of Rs 1500/-

Max Rs 4.5 lakhs (single); Rs 9 lakhs (joint)

Facility for getting monthly interest

Interest gets income tax rebate

Automatic transfer of interest to SB account

Premature closure after 1 year

1 to 3 years – 2% cut

3 to 6 years – 1 % cut

Post maturity interest


Gist of different schemes3

Gist of different schemes

Time Deposit :

One deposit; multiples of Rs 200/-; No max

1 yr, 2 yr, 3 yr, 5 yr

Facility for getting annual interest

Facility for re-investment

Automatic transfer of interest/ maturity value to SB account

Interest gets income tax rebate

Available in all POs including Bos

Premature closure after 6 months


Gist of different schemes4

Gist of different schemes

Public Provident Fund account :

Deposits can be made in installments: Min Rs 500/-; Max Rs 70,000/- in a year

Income tax rebate for the amount

deposited

Loan/withdrawal facility

15 year term


Gist of different schemes5

Gist of different schemes

  • Senior Citizen Savings Scheme:

    • One time deposit; Retired employee (55 years); Sr citizen 60 years

    • Facility for getting quarterly interest

    • 9% interest

    • 5 year term;

    • PMC after one year

      • 1 to 2 years 1.5% cut

      • 2 to 5 years 1 % cut

      • Claim cases – no cut

    • Max Rs 15 lakhs

    • HOs & Deptl SOs only


Gist of different schemes6

Gist of different schemes

6 Year NSC VIII Issue:

One time investment

Investment gets income tax rebate

Post maturity interest

Denominations: 100, 500, 1000, 5000, 10000

Term 6 years; Not encasheable before maturity


Gist of different schemes7

Gist of different schemes

Kisan Vikas Patra :

Denominations:100, 500, 1000, 5000, 10000, 50,000 (selected POs only)

One time investment

Amount doubled on maturity (8 yrs 7 months)

Lock – in period: 2.5 years

Identity slip facility

Facility for post maturity interest

Identity Slip


Interest rate for different schemes

Interest Rate for different Schemes

SB-3.5 %

RD- Amount payable on maturity Rs. 728.90 for Rs. 10/- Den

TD-1 year – 6.25%

2 year – 6.5%

3 year – 7.25%

5 year – 7.5%

MIS-8%

Senior Citizen-9%


Interest rate for different schemes1

Interest Rate for different Schemes

PPF-8%

6 year NSC VIII Issue -Rs.1601 for Rs. 1000/- Den on maturity

Kisan Vikas Patra-Amount Doubled on maturity


Objective of the training

Objective of the training

To be able to work on all options of Sanchaya Post software in the post office counter without any difficulty

To eb able to provide quality service to customer


  • Login