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Turismo y desarrollo inmobiliario en la región centroamericana

Turismo y desarrollo inmobiliario en la región centroamericana

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Turismo y desarrollo inmobiliario en la región centroamericana

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  1. How to Afford Private Education ZhannaGoltser College of Notre Dame of Maryland

  2. College of Notre Dame of Maryland • Founded in 1873 • Located in Baltimore (North Charles Street) • Women’s College • Weekend College • Accelerated College • Graduate School • Renaissance Institute • English Language Institute • School of Pharmacy • Approximately 3,000 students

  3. Agenda: • Why Private College • Types of Aid • How to Apply for Financial Aid • Helpful guidelines • Helpful websites

  4. Private Education • Approximately 1,600 private colleges • Liberal arts • Research universities • Faith-based colleges • Women’s Colleges • Historically-black colleges • Two-Year Colleges • Professional Schools • From 100 students to over 30,000 students

  5. Benefits of Private Education • Personal Attention • Professor-led classes • Smaller Class Sizes • Greater Class participation • Recognition • Community • Environment • Higher graduation rates in four years • Affordable High-Quality Education

  6. Private College “Sticker” Price • Official Price (example-$40,000) • Financial Aid (example-$15,000) • Net Price (example-$25,000)

  7. Financial aid is money available to help students and their parents pay for educational expenses What is Financial Aid?

  8. Funding Sources

  9. Types of Financial Aid • Grants - Money given to students based on need that is not paid back • Scholarships - Money given to students based on academic or athletic ability or talent that is not paid back • Loans - Money borrowed by students and/or parents that must be paid back with interest • Work-study - Money earned by students as payment for work

  10. Key Form: FAFSAFree Application for Federal Student Aid • Biographical Information • Household Size • Student’s and Parent’s Incomes • Assets • College Choices • www.fafsa.gov • Available January 1st

  11. FAFSA-4-Caster • Early Tool to Estimate Federal Aid • www.fafsa4caster.ed.gov • Simplified Questions • Available now

  12. CSS Profile Form • College Board application • Online only • Required by some schools in addition to FAFSA • www. profileonline.collegeboard.com • Available October 1st.

  13. Admissions and Financial Aid • Knowledgeable • Better Communication • Source for External scholarships

  14. Apply-Accept-Receive • Apply for admissions • Apply for financial aid • Receive a financial aid award letter after acceptance • Accept financial aid (if the office requires) • Submit documentation to the financial aid department • Receive the funds (Aug/Jan)

  15. Questions to ask: • What aid is grants/scholarships? • Does an award letter provide financial aid for both direct and indirect expenses? • How much a family needs to take out in loans? • What types of aid are renewable?

  16. Appeals • Communicate about the changes in family incomes or circumstances not listed on a financial aid application • Send award letters from other schools for comparison and discussion • Don’t ask for unreasonable amount • Don’t bargain with a financial aid office

  17. Net Price Calculator • New federal law • Colleges must comply by October, 2011 • Excellent tool to estimate aid

  18. Websites • www.ucan-network.org • https://nces.ed.gov/collegenavigator • www.mhec.state.md.us • www.college.gov • www.fastweb.com • www.ndm.edu • www.fafsa.gov • www.finaid.org

  19. HelpfulHints • Apply Early! • Make and Maintain a Financial Aid File • If you have questions – please ask for assistance from a financial aid professional. • Check with your college/university for other applications and/or deadlines. • Keep copies of information and/or documents you submit to the financial aid office.

  20. Financial Aid Q. and A. Office of Financial Aid 410-532-5369 finaid@ndm.edu www.ndm.edu/financialaid