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Canfield & Associates. Third Party Administrators Property and Casualty Insurance Programs. Claims Professionals • Personnel Experts • Risk Managers. Maintaining Professional Boundaries. Disclaimer.

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Presentation Transcript
Canfield & Associates

Third Party


Property and Casualty Insurance Programs

Claims Professionals • Personnel Experts • Risk Managers


Please understand that the purpose of this presentation and handout is educational. Nothing in either should be construed as specific legal advice for a particular situation. Sound legal advice requires an understanding of all the facts of a particular situation, something that cannot occur in an education setting.

the risk of doing business
The Risk of Doing Business
  • The school district employees, agents and volunteers are covered by liability insurance while acting within the scope of their duties
  • Intentional wrongs, acts or crimes areexcluded
the need to feel safe
The Need to Feel Safe!

60% of all students feel that safety is the number on concern in schools today!

90% of parents feet that safety is the number one concern in schools today!

Canfield & Associates


district liability and parent s expecations

Parents have the expectation that their children will return to them in the same condition or better than when they left for school!

Theory of “in loco parentis” (in the place of parents)

Canfield & Associates


legal terminology
Legal Terminology

Deliberate indifference:

When a school district employee, agent or volunteer chooses to act outside the policies, procedures of the district and/or the rules and regulations governing the activity, the person may be guilty of deliberate indifference and therefore exposing themselves to personal liability

Canfield & Associates


determining liability
Determining Liability

Duty of Ordinary Care Foreseeable Known or should have known

Breach of that Duty Doing something you shouldn’t have done Not doing something you should have done

Damages or Injuries Occurred To individual To property

Proximate Cause Natural and continuous sequence of events with no casual element interrupting sequence andnothing outside the chain of events impacting cause and effect

Canfield & Associates


  • Define the problem
  • Definitions
  • Boundary invasion = prevention
  • Examples
  • Consequences of Sexual Exploitation
  • Reporting
  • Standard of care for a safe school
overview cont
Overview (cont.)
  • What school employees can and should do to keep students and themselves safe?
  • Offender, Victim, Bystander
  • Sample Policy
RCW 28A.400.317

If you have reasonable cause to believe that a school employee is guilty of physical abuse or sexual misconduct, you should report your beliefs to your school administration.

The school administrator is then required to investigate and report (or cause to have reported) to the proper authorities as soon as possible, in no case longer than 48 hours.

During the course of the reasonable cause determination, the school administrator shall contact all parties involved in the complaint.

Canfield & Associates


problem defined
Problem Defined






Crisis Response

a closer look
A Closer Look

9.6% of female students K-12 reported unwanted school employee sexual misconduct. (Shakeshaft, 2004)

a closer look14
A Closer Look

45 million students have suffered from some form of sexual exploitation during their K-12 education (Shakeshaft, 2004)

a closer look15
A Closer Look

70% of cases involve female victims