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Txoj Cai Lij Choj Saib Xyuas Kev Noj Qab Haus Huv thiab Koj

Txoj Cai Lij Choj Saib Xyuas Kev Noj Qab Haus Huv thiab Koj. Cov Teeb Meem. Cov tuam txhab muag ntawv kho mob (insurance) tuaj yeem kaus nyiaj ntawm koj thiab khiav tawm mus ntawm 129 lab neeg Asmeslikas uas twb muaj mob ua ntej lawm.

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Txoj Cai Lij Choj Saib Xyuas Kev Noj Qab Haus Huv thiab Koj

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  1. Txoj Cai Lij Choj Saib Xyuas Kev Noj Qab Haus Huv thiab Koj

  2. Cov Teeb Meem Cov tuam txhab muag ntawv kho mob (insurance) tuaj yeem kaus nyiaj ntawm koj thiab khiav tawm mus ntawm 129 lab neeg Asmeslikas uas twb muaj mob ua ntej lawm. Tus nqi them nyiaj rau ntawv kho mob nce ob npaug hauv 10 lub xyoo dha los. Kaum lab tus neeg tsis muaj ntawv kho mob thiab cov muaj lawm lo txhawj tsam poob ntawv kho mob. Thiab 50 lab neeg Asmeslikas tsis muaj ntawv kho mob

  3. TsabCaiLijChojSaibXyuasKevNojQabHausHuv Thaum lub 3 hlis 2010, Obama Thawj Kav Tebchaws tau kos npe tsab kev cai lij choj “Txoj Cai Saib Xyuas Qhov Muaj Nyiaj Them Taus (Affordable Care Act)”

  4. TxojCaiLijChojMuajTxiajNtsim Dab Tsi Rau Koj: 4 Yam Yuav Tau Paub Txwv cov tuam txhab muag ntawv kho mob kom txhob khuj neeg ntxiv lawm Txo nqi ntawv kho mob kom them taus Txhawb Kev Kho mob (Medicare) Muaj kev kho mob kom zoo tshaj qhov qub

  5. TxojCaiLijChojTxwvCovTuamTxhabMuagNtawvKho Mob Tsis Pub KhujNeeg NIAJ HNUB NO, cov tuam txhab muag ntawv kho mob tsis muaj cai ua li nram no: Tsis kam txais them rau cov me nyuam twb muaj mob ua ntej los lawm xws li: hawb pob (asthma) los sis ntshav qab zib (diabetes). Muab koj feem xyuam nqi kho mob teem kom muaj ib tug nqi tseg mus txog thaum kawg yog koj muaj mob. Tsis kam them koj li nqi kho mob yog tias lawv tshawb tau koj cov ntaub ntawv muaj tej yam yuam kev. Thiab lwm yam ntxiv…

  6. Tsab Cai Lij Choj Txwv Cov Tuam Txhab Muag Ntawv Kho Mob Tsi Pub Khuj Neeg “Me nyuam yug tshiab raug phais plawv tsis tau txais kev pab kho mob tom qab phai plawv tag” -- Xov Xwm Ntawm ABC “Nyiaj them nqi kho mob qis ua rau cov neeg muaj mob tws kev” -- Xov Xwm USA Today “WellPoint Muaj Lub Homphiaj Rau Cov Neeg Muaj Kabmob Khees Xaws Rau Lub Mis uas Tsis Paub Zoo” -- Xov Xwm The Huffington Post

  7. TxojCaiLijChojPabUa Rau LubTuamTxhabNyiajTuavPovHwm Them TausMuajntau yam kojyuav tau kevpabcuamtivthaivdawb: • Kev kuaj kab mob qog mis xws li: (mammograms & colonoscopies). • Kev txhaj tshuaj tiv thaiv mob xws li: mob kaub thuas, mob caj pas thiab ua qoob • Kev kuaj xyuas mob ntshav siab • Kev kuaj ntshav muaj roj • Kev qhia txiav luam yeeb • Kev tiv thaiv tsis pub muaj me nyuam • Kuaj kev nyuaj siab • Thiab lwm yam ntxiv… Mus saib www.healthcare.gov/prevention yog xav paub ntxiv.

  8. TxojCaiLijChojPabUa Rau LubTuamTxhabNyiajTuavPovHwm Them Taus 60% / 40% 80% / 20% YAV DHAU LOS, Covtuamtxhabmuagntawvkho mob sivtxog 40 xeesnyiajntawmtxhuadauslasnyiajuaskoj them ntawvkho mob cojmus them kevkhiav lag luam, thiab them uanyiajhlirautusthawjtswjhwmlojnyobhauvlubtuamtxhab. NIAJ HNUB NO, Tsabcaitshiab80/20 haistiascovtuamtxhabmuagntawvkho mob yuavtsumsiv 80 xeesnyiajntawmtxhuadauslasuaskoj them coj los uanqisaibxyuasthiabtxhawbkevkho mob kom zoo duaqub . Yoglawvtsisuali, lawvyuavtsumraug them covnyiaj no rovqab.

  9. TxojCaiLijChojPabUa Rau LubTuamTxhabNyiajTuavPovHwm Them Taus “Thim Nqi Them Ntawv Kho Mob Rov Qab Tom Qab Tsab Cai Kho Mob Tsiab” -- Xov Xwm The Tampa Tribune “Cov neeg nyob Missouri, Illinois tau txais nyiaj thim rov qab vim tsab cai kho mob tshiab.” -- Xov Xwm St. Louis Post-Dispatch “Cov nyiaj them ntaw kho mob raug thim rov qab rau 81,000 tus neeg yuav ntawv kho mob nyob Ohio” -- Xov Xwm Cleveland Plain Dealer

  10. TxojCaiLijChojPabUa Rau LubTuamTxhabNyiajTuavPovHwm Them Taus YAV DHAU LOS, cov tuam txhab lag luam me them nyiaj yuav ntawv kho mob ntau tshaj 18 feem pua piv rau cov tuam txhab lag luam loj. TAM SIM NO, cov tuam txhab lag luam me kuj tau txais cov nyiaj nqi se thim rov qab los pab lawv them yuav ntawv kho mob rau lawv cov neeg ua hauj lwm.

  11. TxojCaiLijChojPabUa Rau LubTuamTxhabNyiajTuavPovHwm Them Taus “ Nyob rau Xyoo 2010, peb them ze txog $11,000 yuav ntawv kho mob rau cov neeg ua haujlwm. Cov nyiaj qiv se them rov qab txo peb tus nqi ntau li $2,000. Nyob li cov tuam txhab lag luam me nws yog ib qhov nyuab kom lawv them taus ntawv kho mob rau cov neeg ua hauj lwm yog li ob txhiab nyiaj xwb yeej ntau lawm. Peb xav tias peb yuav txiav tsis yuav ntawv kho mob lawm, tab sis vim cov nyiaj se them rov qab no pab peb them taus cov ntawv kho mob rau peb cov neeg ua hauj lwm .” -- Matt H. nyob Montana

  12. TxojCaiLijChojTxhawbKevKho Mob (Medicare) Kuaj mob txhua xyoo dawb xws li kuaj mob qog mis, thiab mob txoj nyhuv loj(mammograms & colonopies) Tus nqi txo 50 feem pua rau hom tshuaj nrov npe (band name), (rau tej cov tshuaj them tsis txwm) (donut hole)-xam cov nyiaj uas tseg tau cia, yuav txuag tau ntau tshaj li $650 rau ib tug neeg twg. Yuav txwv nruj rau tus neeg ua txhaum cai, thiab rub lub txim kev ua txhaum cai kom nyhav dua.

  13. TxojCaiLijChojTxhawbKevKho Mob(Medicare) “Kuv yog ib tug niam pog laus uas nrhiav kev kawm ntawv pab rau tus menyuam xeeb ntxwv. Kuv noj xya yam tshuaj sib txawv. Tau txais cov nyiaj kaw tsis xwm yeem (donut hole), uas rau kuv tseg tau me ntsi nyiaj cia.”   - Helen R. nyob rau Pennsylvania

  14. TxojCaiLijChojMuabCovHauKev Zoo DuaKom Tau CovNyiajTuavPovHwm Rau ntau lab tus neeg Asmeslikas uas lawv yuav nyiaj tuav pov hwm rau lawv tus kheej, plam lawv cov nyiaj tuav pov hwm, los sis tsis muaj nyiaj tuav pov hwm hlo li, tsab cai lij choj npaj kom muaj hau kev zoo dua qub.

  15. TxojCaiLijChojMuabCovHauKev Zoo DuaKom Tau CovNyiajTuavPovHwm Niaj hnub no cov neeg hluas hnub nyoog qis dua 26 xyoo tuaj yeem yuav ntawv kho mob koom nrog niam thiab txiv tau. “Kuv tsis paub tseeb tias peb yuav ua li cas tau…Tsis muaj ib txoj hau kev twg uas peb yuav them taus. Tej zaum lub sij hawm no kuv yuav tsis nyob rau ntawm no .” --Kylie L.,23 xyoos, nyob rau Illinois, tus uas muaj kev ntseeg siab rau tsab cai lij choj ntawm kev cawm neeg txoj sia txog kev hloov plawv.

  16. TxojCaiLijChojMuabCovHauKev Zoo DuaKom Tau CovNyiajTuavPovHwm Npaj tsim cai tshiab hauv txhua lub xeev rau pawg neeg uas raug tshem tawm kev pov hwm vim lawv twb muaj mob ua ntej xws li: mob qog mis (cancer) los sis mob plawv. “Thaum kuv kuaj mob, lawv tau hais rau kuv tias kuv tseem muaj 60 feem pua uas yuav kho tau zoo. Nws yog ib qho xov zoo, tab sis kuv muaj kev txhawj xeeb txog kev nyiaj txiag. Tam sim no, kuv tsis txhawj qhov tsis muaj nyiaj txaus them nqi khomob lawm." -- Gail O. nyob New Hampshire Xav paub ntau ntxiv, mus ntsib www.PCIP.gov.

  17. TxojCaiLijChojMuabCovHauKev Zoo DuaKom Tau CovNyiajTuavPovHwm Pib txij xyoo 2014: • Kev sib cais rau cov neeg muaj mob ua ntej los sis vim tus neeg ntawd yog poj niam yog ua txhaum cai. • Yuav muaj khw tshiab nyob rau koj lub xeev – hu ua Kev Sib Hloov Ntawv Kho Mob Pheej Yig – koj yuav muaj feem yuav ntawv kho mob raws li koj nyiam. • Nyiaj qiv se them rov qab yuav pab txo tus nqi ntawv kho mob kom pheej yig dua.

  18. TxojCaiLijChojMuabCovHauKev Zoo DuaKom Tau CovNyiajTuavPovHwm Txawm tias yuav muaj dab tsi tshwm sim los, koj yeej muaj ncauj ke them taus cov nyiaj tuav pov hwm thiab kev kho mob.

  19. TsabCaiQhibMuajNtauTxojKevMusCuagKevKho MobMuajntautxhiabtuskwskho mob tshiabthiabcovkwstuneeg mob nyobhauvzejzosthoobplawsteb chaws thiabuarauntau lab tusneeg tau txaiskevkho mob.

  20. TsabCaiMuajTxiajNtsig Rau Ntau tus neeg txawj ntse tau plov meej lawm tias tsab cai no yuav tsis ua rau tsoom fwv tau them nqi tshaj ib pib ib xus

  21. 4 Yam NtawmTxojCaiuasYuav Tau Nco Txwv kev ua tsis ncaj ncees ntawm cov tuam txhab muag ntawv kho mob Ua kom ntawv kho mob pheej yig dua qub Cog kev ruaj khov rau kev kho mob (Medicare) Muab cov kev tuav pov hwm txog kev kho mob tau zoo dua qub

  22. Kawm Paub Ntau Ntxiv http://www.healthcare.gov/

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