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Pradhan Mantri Awas Yojana Scheme, is a government initiative to offer affordable housing for all type of home requirements to ensure \'Housing for all by 2022\'. Under PMAY Scheme, there is a Credit Linked Subsidy Scheme (CLSS) on home loans for properties in urban areas belonging to Economically Weaker Section (EWC), Low Income Group (LIG) and Middle Income Group (MIG) 1 & 2. Learn more about the Eligibility, Benefits, Required Documentation & Subsidy offered in PMAY Scheme.\n\nFor further details, visit any bank or housing finance company like DHFL and enquire about the Pradhan Mantri Awas Yojana scheme.\n

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pradhan mantri awas yojana pmay

Pradhan Mantri Awas Yojana (PMAY)

A Customer Education Initiative by DHFL

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

vinodji hello sharmaji how are you

Vinodji: Hello Sharmaji! How are you?

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

sharmaji hello vinodji i am fine can you please

Sharmaji: Hello Vinodji, I am fine. Can you please tell me about Pradhan Mantri

Awas Yojana?

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

vinodji pradhan mantri awas yojana is a programme

Vinodji: Pradhan Mantri Awas Yojana is a programme by Government of India

to ensure “Housing for all by 2022’’.

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

under this there is a credit linked subsidy

Under this, there is a Credit Linked Subsidy Scheme on home loans for

properties in urban market belonging to Economically Weaker Section, Low

Income Group and Middle Income Group 1 & 2

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

it can be availed for new or resale purchase

It can be availed for new or resale purchase of home,

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

construction

Construction,

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

or for extension or improvement of rooms kitchen

or for extension or improvement of rooms, kitchen, toilet etc.,

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

sharmaji and who is eligible for this scheme

Sharmaji: And, who is eligible for this scheme?

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

the eligibility is dependent on the income group

The eligibility is dependent on the income group you fall in

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

for ews and lig it is mandatory for a female

For EWS and LIG, it is mandatory for a female to be the property owner

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

in certain exception cases the lender may inform

In certain exception cases, the lender may inform you

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

also the applicant or its dependents should

Also, the applicant or its dependents should be a first time home buyer and

should not own a pucca property at the time of availing the scheme.

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

sharmaji so what are the benefits and subsidy

Sharmaji: So, what are the benefits and subsidy offered in this Yojana?

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

vinodji the subsidy offered is dependent upon

Vinodji: The subsidy offered is dependent upon the loan amount and the income group you fall in.

Applicants with income up to Rs. 6 Lacs, can avail a maximum subsidy of Rs 2.67 Lacs.

Applicants with income up to Rs. 12 Lacs, can avail a maximum subsidy of Rs 2.35 Lacs.

Applicants with income up to Rs. 18 Lacs, can avail a maximum subsidy of Rs 2.30 Lacs

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

sharmaji okay and what are the documents required

Sharmaji: Okay. And, what are the documents required for this scheme?

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

vinodji the documents required are very basic

Vinodji: The documents required are very basic like: KYC Documents &

Photograph

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

aadhar card is mandatory

Aadhar Card is mandatory

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

salary slip or certificate updated bank statement

Salary slip or Certificate & updated bank statement for salaried applicants

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

income tax returns of last two years and bank

Income Tax Returns of last two years and bank statement for self employed

applicants

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

self certificate affidavit as proof of income

Self-certificate/affidavit as proof of income

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

customer declaration undertaking

Customer declaration undertaking

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

additional application form

Additional Application form

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

sharmaji any idea how do i avail this scheme

Sharmaji: Any idea how do I avail this scheme?

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

vinodji you can visit any bank or housing finance

Vinodji: You can visit any bank or housing finance company like DHFL and

enquire about the Pradhan Mantri Awas Yojana scheme

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

thank you vinodji for all the guidance on pradhan

Thank you Vinodji for all the guidance on Pradhan Mantri Awas Yojana.. I will

call DHFL’s toll free number 1800 22 3435 right away and apply for the subsidy

scheme.

Jan Awas Home Loans from DHFL - www.dhfl.com/loans/home-loans/jan-awas-home-loans/

vinodji definitely

Vinodji: Definitely!

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana

what is pradhan mantri awas yojana pmay http

What is Pradhan Mantri Awas Yojana (PMAY):

http://www.dhfl.com/resources/home-loan-educational-videos/what-is-pradhan-mantri-awas-yojana