Emory University School of Medicine

1. Emory University School of Medicine Taking a Break in medical education Upcoming expenses Mary Kaye Garcia Registrar & Associate Director, Student Affairs October 17, 2017 marykaye.Garcia@emory.edu

2. BREAK IN MEDICAL EDUCATION • Many Opportunities • ~ 1/3 of class will take an extra year • Dual Degrees at Emory • Additional Degree outside of Emory – US/ Abroad • Research Fellowship Competition (some due dates approaching) • Research Arranged by Student and Mentor

3. BREAK IN MEDICAL EDUCATION How does this affect tuition? Dual Degree @ Emory Discontinued SOM/Admitted to other School COA & financial aid determined by School Eligible for Emory student health Add’l Degree Not Emory Leave of Absence No tuition, no Emory student health Research Extended Discovery Full time student in SOM (research electives) Tuition waived but not fees Still eligible for Emory student health

4. BREAK IN MEDICAL EDUCATION How does this happen smoothly? Email Mary Kaye as soon as you commit to the 5th year program

5. BREAK IN MEDICAL EDUCATION What can happen if you don’t email me? Your tuition bill will be wrong Your financial aid will be wrong You may have to pay back financial aid awarded You will be charged tuition even if you should not

6. BREAK IN MEDICAL EDUCATION What really happens if you don’t email me? You get mad at Mary Kaye Mary Kaye spends a lot of time fixing problems that could have been avoided

7. Upcoming Expenses Step 2 CK Deadline: As soon as feasible after Applications NO LATER than October 31, 2018 Cost: $610 Eligibility Period Extension Fee: $70 Step 2 CS Deadline: October 31, 2018 Cost: $1,285 You do not need to involve OMESA to register NBME notification of changes/cancellations Expense incurred when you register

8. Upcoming Expenses Away Rotations Most away rotations done August – November 2018 VSAS Application Fee Non-VSAS Application Fee (varies) Hosting Institution Processing/Registration Fees (varies) Travel/Housing Cost VSAS Application Fee Based on # institutions you apply to NOT # electives 1st Institution $35 2nd Institution $15 Each Add’l Institution $15

9. Upcoming Expenses Residency Applications & Interviewing* Expense incurred September 2018 – January 2019 ERAS Applications Incremental Cost Based on # Applications NRMP Registration $80 ($50 late fee after 11/30) Couples $80 + $15 each partner NRMP Ranking $0 up to 20 programs $30 each program 21+ San Francisco Match (Ophtho) $100 Amer Urology Assn Registration $75 Military Match ? Travel Lodging & Meals Median cost $4,500 *based on 2018 Match Fees

10. COA/Financial Aid – Senior Year

11. Dual Degree – Financial Aid • Shorter semesters – lower COA (only 9 months) • Gaps in financial aid disbursements (departure/return) • Financial aid disbursement dates ≠ SOM • mid-August (v. mid-July SOM) • mid-January (v. late-December SOM) • Lower Federal Direct Unsubsidized Stafford Loan limits • MPH - $33,000/yr (v. $47,167 MD) • Other programs - $20,500/yr (v.$47,167 MD) • GradPLUS Loans available to cover gap

12. Dual Degree – Financial Aid • How to Prepare • Maximize loan amounts available during M3 year • Maximize loans available during dual degree year • Budget wisely • Emergency Loans available from SOM during dual degree yr • Consider private Residency & Relocation loan in M4 year (not limited by COA)

13. Upcoming Expenses Regalia – Commencement Expense incurred – late February 2019 Gown, hood, and tam purchase: $209* MD hood only: $90.98* MD tam only: $79.00* MD tassel only: $9.98* *2017 rates

14. Resources Emory Box https://emory.app.box.com/folder/40534914403

15. QUESTIONS