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Check Aditya Birla Finance Limited Personal Loan Eligibility Criteria 2021

Aditya Birla offers a personal loan to all salaried individuals to fulfill their financial needs on time. The minimum age of an applicant should be 23 years to a maximum of 55 years. Aditya Birla personal loan comes with a loan tenure from 6 months to 36 months with low-interest rates.<br>

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Check Aditya Birla Finance Limited Personal Loan Eligibility Criteria 2021

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  1. Aditya Birla Finance Limited Personal Loan Eligibility Criteria 2021

  2. Aditya Birla personal loan eligibility criteria  Aditya Birla offers apersonal loanto all salaried individuals to help them tackle the cash crunch they may face in daily life, such as medical expenses, home renovation, wedding, big-ticket purchase, holiday, and a lot more. Salaried individuals with a good credit score can get a personal loan up to Rs. 15 lakh at a nominal interest rate with quick approval.

  3. •The minimum age of an applicant should be 23 years at the time of application Age •The maximum age of an individual should be 55 years Aditya Birla personal loan eligibility criteria for salaried professionals: Applicant needs to have a good credit score to get a personal loan from Aditya Birla Finance Credit score Salaried professional with a regular income and at least two yearswork experience in a well- reputed company Total work experience Loan amount Up to 15 lakhs Loan tenure From 6 months to 36 months Residential status Indian Interest rate 14% p.a. to 26% p.a.

  4.  Age: Lenders check your age to determine your eligibility for a personal loan. Your age should be between 23 years and 55 years to get a personal loan from Aditya Birla Finance. Because young borrowers have much time to earn money and repay a personal loan, they can more easily qualify for Aditya Birla personal loan than individuals who are in their 50s or approaching retirement. What are the top factors that affect your Aditya Birla personal loan eligibility?  Monthly salary: A personal loan applicant should have a regular income and a stable job in a reputed company to get a personal loan from Aditya Birla Finance. Your monthly income impacts how much personal loan you can get at what interest rate. Moreover, your monthly instalment is also based on the salary you draw every month.  Credit score: Since a personal loan is an unsecured loan, lenders check your credit score to assess your payment behaviour. Your credit score shows how responsible you are in handling your debts. You need to have a good credit score to get a personal loan from Aditya Birla Finance. Generally, a credit score of 750 or above is considered perfect for a personal loan.  Job and work stability: Lenders also look into job stability and the organisation you work with before processing a personal loan application. It gives a clear picture of a regular stream of income. Generally, salaried individuals should have at least 2 years of work experience and should have worked for at least 1 year in their job. While a self-employed person needs to have a minimum of 2 years of experience in their current business and the business should be profit-making.

  5.  Applicants need to submit the following documents to get a personal loan from Aditya Birla Finance.  For salaried employees  Proof of identity: Passport / Driving license / Voters ID / PAN card /Aadhaar card Documents required for Aditya Birla personal loan  Address proof: Leave & License Agreement/ Ration card /Utility bill (not more than 3 months old) / Passport -provided the passport has the present address mentioned in the loan application form  Credit information: PAN card to check your credit history  Income proof: Salary slips for the last 3 months along with salary certificate and latest Form 16  Salary slips for the past 3 months  Bank statement: Bank statement showing salary being credited for the last 3 months  You can also provide additional documents that demonstrate your extra income from other sources to enhance your eligibility

  6.  Afinozis a one-stop destination for customised rate quotes on loans and investment products in India. The company is owned by DS FinworldPvt. Ltd. Our objective is to make personal financial decisions easy, seamless and transparent for our customers. We have designed a system that provides comprehensive results and enables customers to compare products simultaneously so that they can access the right product. Why is Afinoz?  You can contact our team to get more information or apply for a loan or investment by calling on +91 120 411 0376 or by emailing at info@afinoz.com. Afinoz.com provides solutions that are quick, reliable, transparent, confidential and, above all, free.

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