Aditya Birla Personal Loan

1. Aditya Birla Personal Loan

2. A personal loan is the best option for individuals to fulfill financial emergency they may experience in buying a house, vehicle, small home renovations, miscellaneous bills, moving expenses, wedding expenses, vacations, children’s higher education etc. Aditya Birla Finance offers Best personal loan to all salaried individuals with a good credit score. Broadly, it covers a wide range of immediate financial requirements with quick loan approval and disbursal.  Aditya Birla Finance Personal Loan Details No change of interest rates during the entire repayment tenure  No hidden cost or any other administrative charges  Maximum quantum of loan amount at minimum net monthly income  Borrower can easily pre-pay or part pay from the outstanding loan amount without bearing any additional cost  Balance transfer facility is available for your existing high cost loan. 

3. Aditya Birla Finance is known to be a renowned financial service provider for a very long time. Aditya Birla Personal loan has many key features, some of the major ones are as follows; Easy and Quick Disbursal – Aditya Birla Finance personal loans are known to be one of the quickly disbursed loans. The bank ensures that the funds reach to you in the least time possible when you are in need.  Collateral Free Loans – Aditya Birla Finance offers its personal loan without any obligation of pledging a security or a guarantee against the amount of loan to be taken from them.  Features & Benefits of Aditya Birla Personal Loan 30 Minutes – Aditya Birla Finance assures that an applicant can get their loan approved online in less than 30 minutes, once the loan is processed and approved, the amount can be disbursed directly to the borrower’s account.  No documentation – It is generally acclaimed that most of the loan providers boast of themselves as their process require minimal documentation. However, the process at Aditya Birla Finance is entirely paperless and requires no documentation during or after the processing of the loan.  Easy Application – Aditya Birla Finance enables its customers with a hassle free and simple application process. As claimed by the bank, one can apply for a loan just by visiting their website and start the process within few minutes.  Flexible Tenure – Aditya Birla Personal loan comes with various repayment options in terms of tenure of the loan. An applicant can choose to repay the loan in as less as 12 months from the date of disbursement and can also stretch the same for up to 36 months according to their needs and expenses. 

4. Aditya Birla Personal Loan Interest Rate & Processing Fee Particulars Details Interest Rates Starting at 14% Loan Amount ₹ 25,000 - ₹ 15 Lakh Repayment 6 - 36 months Processing Fee Up to 2% of the loan amount 4% of the outstanding amount in the first year, 3% in the 2nd year & 2% in the 3rd year Foreclosure Charges Pre/Part payment Charges NIL – Permissible only after 6 months Minimum Monthly Income ₹ 25,000

5. Documents Required for Aditya Birla Finance Personal Loan The applicant should produce the following documents according to their category for obtaining a personal loan from Aditya Birla Finance.  Filled up loan application form with duly signed passport size photos  KYC documents as requested  Identity proof: Voter ID/Passport/Driving License/PAN  Residential Address proof: Registered Rent Agreement/Utility Bill (not more than3months old)/Passport  Income proof: Salary slips for the past 3 months  Salary account’s bank statement for the past 6 months  You can also provide additional documents that demonstrate your extra income from other sources to enhance your eligibility

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