Wealth e-office™ A Online Wealth Management ERP Software For Financial Advisors
RED Vision Computer Technologies Pvt. Ltd., Offering B2B application services since 2006 to help Financial Organizations & IFAs to exceed their technological expectations in India. Our competencies lie in Enterprise Resource Planning (ERP) Development and Maintenance. We combine our Technical & Financial Domain Expertise to create world class one stop solutions for Financial Advisors and Planners. • Facts & Figures • • Established in 2006. • First company to introduce Wealth Management & Financial Planning platform in India.• Headquartered in Central India, Indore, M.P. • Strong Financial Domain knowledge and expertise.• Full time Team of 22 Programmers & Server Consultants. • 28 Financial Domain Consultants, combine experience of 100+ Years. • 35 members team for After Sales, Web development and Business development.• 4,50,000+ Online Portfolio Users across the Globe.• Use by More than 700 CFPs and Financial Advisors across 130 cities in India. • Sun Microsystems, Sun Certified Programmers for Java 2 Platform, Standard Edition 5.0• ISO 9001:2008 Certified Organization. *Figures as on 31 Mar 2014.
Welcome to the world of Introduces Industry Changing Software-as-a-Service Platform with New and First-Ever Features for Financial Advisors.
Automatic MF Transaction, SIP & Folio Master File Upload in Software Wealth Eoffice is India’s only software Uploads CAMS, Karvy and Sundaram Transactions, SIP and Folio Master files Automatically (without manual work) from Registrar on daily basis, This process saves your 45 minutes every day. How this system works? Server Cams Uploaded at 7.00AM Karvy Daily Mailback Files Sundaram Automatic Update at Your End Get Freedom from Daily Manual File Uploading, Give more time to Clients instead!!!
Dash Board View • Why Wealth eoffice? • First Online Software in India with Multi Assets & Financial Planning with inbuild CRM. • India’s Only Software which upload MF Transaction, SIP & Folio Files AUTOMATICALLY. • Can be integrated with 3rd party Online MF Buying/Selling Platform. • Most User Friendly software with self explanatory reports. • Each client gets separate wealth account login to check net worth online. • Auto SMS/Email Funds Valuation, Insurance, FD & Postal Maturity & Birthday to Client. • 100% web based, Freedom to access your portfolio from any part of the world.
Individual Wealth Report • Products covered in Wealth Management Software • Mutual Funds • Equity • Life Insurance ( All Companies) • General Insurance ( Includes Health & Vehicle ) • Post Office & Bank FD • PPF, EPF, RD, Corporate FDs, KVP, RBI Relief Bonds • Commodities (Gold & Silver), • Real Estate Wealth Report on SMS/Email
MF • Strategic Advantage of eoffice. • Information = Opportunity • Now you know:- • How much Life Insurance, Health Insurance, Bank FD, RD, Bonds, PO, MF, Equity and Real Estate client have from other Advisors. • You know when these products are getting mature • With the help of this information you can switch/Transfer that business under your advisory. • So Business Logic is:- • More Cross Sell = Bigger Market Share
Family Member’s Portfolio When you click on ‘+’ User Friendly Reports Navigation Family Wealth Report is one view wealth summary of every member in a family, its shows the individual portfolio details when you click on show button.
Capital Gain Report MF Customer Satisfaction Determines Business Success • Customer Expectations are Normally Not Very High • BUT…Your Job is to Surprise Them • Customer’s “WOW” Level is :- “Doing • What They Haven’t even imagined”!!! Customer Satisfaction Perceived Services Expected Services Some Fact about Customer Behavior 66% Customers are lost primarily due to indifference in Services 14% Customers are lost due to dissatisfaction 96% Customers don’t complain… they choose another advisor. The customers who feel poorly served will tell between 8 and 16 people about their negative experience. A WOW customer introduce you with at least 3 new customers. A new customer acquisition is ten times more expensive than to keep a current customer. - Bain & Company Research
MF Section Other Reports in Mutual Fund Section
Life Insurance Policy Holding Report LI • Life Insurance Management • Following Features Included in Life Insurance Management Module • Enter New Policy • Get Due List For LI Policies • Paid Premium details of Policies • Update Or Delete Policies Entered Previously • Get LI Transaction details of each client • Get List For LI Holders
General Insurance Policy Holding Report GI • General Insurance Management • Following Features Included in General Insurance Management Module • Enter New Policy • Get Due List For GI Policies • Enter Policy Renewal details • Update Or Delete Policies Entered Previously
Fixed Deposit Investment Report FD • FD, PPF, EPF & RD Management • Following Features Included in Management Module • Enter Bank FD, Corp. FD, PPF, EPF and RD • Maturity List • View/Update Or Delete Details • FD, Bond, PPF, EPF & RD Holder List • PPF & RD Management Module
Post Office Investment Report PO • Post Office Management • Post Office Module include RD, Time deposit, KVP, MIS, NSC, PPF & SCSS. • Enter New PO Business • Postal Maturity List • View/Update Or Delete RD, TD, KVP, MIS, NSC, PPF & SCSS • Postal Investor List
Direct Equity Holding Report EQ • Direct Equity Management • Following Features Included in Direct Equity Management Module • Enter Bought Equity Details • Enter Sold Equity Details • E Equity Holding Report • Equity Transaction Report • Delete Equity Transaction
Commodity Holding Report • Commodity Management • Physical/Demat Commodity (Gold/Silver) Management Module • Enter Bought Commodity Details • Enter Sold Commodity Details • Commodity Transaction Report • Delete Commodity Transaction
Real Estate Holding Report • Real Estate Management • Enter Bought Property Details • Enter Sold Property Details • Property Transaction Report • Delete Property Transaction • Update Property Rates
CRM Module Store All Client’s Documents like PAN Card, Driving license, AADHAAR Card etc. Manage Back office employees. Store All Client’s scanned Documents like PAN Card, Driving license, AADHAAR Card etc. Map your client by City Area wise, now you can meet more numbers of clients in each visit to any area of your city. Automatic way to send Bouquet/Cakes to your clients on Birthday/Anniversary. Plan your monthly activities/task with Monthly Planner.
Monthly Planner View • CRM Calendar Never lets you forget Client’s birthday, Anniversary, SIP Expiry and LI/GI/FD/PO Dues & Maturities.
FP Samurai • Embedded Financial Planning Software Differentiating factors of FP Samurai • Created with International practical Approach especially for “Indian” Clients. • More focus on simplicity with comprehensiveness to address client’s need. • Consulted by Team of CFPs, CAs, MBAs, having combine Work Experience of more than 100 years. • Huge plan storage capacity because you may review plan of a single client 100 times in next 10 years. 6 Steps Financial Planning Approach • It’s Online: Access from anywhere any time, no geographical limitation. • Unique 6 Methods for Life Insurance Need Calculation. • Ample space to add products suggestions and recommendations in the plan. • Retirement Corpus utilization table to make clients comprehend the post retirement cash flow scenario. • Self Developed ‘PERP Method’ to calculate exact amount of monthly pension at the time of retirement. • PDF Conversion & storage facility.
Financial Planning Software • Add more details • Tabs for filling FP Data • Unique “PERP Method” to Calculate accurate Pension amount. • 6 Methods for Life Insurance Sum assured Amount Calculation • Save & Submit to Generate Primary Financial Plan
Define Fee Structure This is a part of “Letter of Understanding”, It is always recommended to agree with a client on a fee structure in various heads and signed it up to avoid any confusion in future. The Fee structure is generated along with “Letter of Understanding”, it will be saved with Financial plan, So that you can view or review any time in future. Table of Contents It will help you and your clients to view the areas covered in the financial plan. • Primary Financial Plan • We are on Front Page of Financial Plan. • A Primary Financial Plan some thing like Diagnosis Report for a Doctor. • Now the Financial Planner’s work starts here, you can add recommendations, Suggestions & solutions for improvement in financial health and on different Goals, Will Creation, Asset Allocation, Life Insurance, Health Insurance, Retirement Planning etc.
Asset Liability & Networth Your Doctor always ask about what drugs you are already taking before prescribing new one, same way you must analyze current asset allocation and till what extend these asset can help clients in achievement of goals. Income & Expenses This is one sight view of client’s entire monthly income and expenses with pie chart. When you have to suggest on expense cutting it is always better to have a expenses distributed view for better understanding. Suggest a Will. This page will be added when you click on the check box in the personal information under head “Suggest a Will”.
Asset Allocation Analysis Asset Allocation analysis forms the foundation of any financial plan. In fact, determining the right mix of stocks, bonds, cash and other asset classes may be your one of the most important investment decisions. Before reaching any concrete decision it is must to analyze what client already owned, FP Samurai provide analysis on Asset Allocation, Return Efficiency level, Expected Return Delivery, Asset Liquidity Level. Ratio Analysis Ratio Analysis helps you in finding symptoms of Financial Disease, so that you can take corrective actions on time to improve in the same. Ratio Analysis includes 1. Reserve/Surplus Ratio 2. Saving to Surplus Ratio 3. Debt to Income Ratio 4. Liquid to Networth Ratio 5. Solvency Ratio 6. Debt Asset Ratio Liabilities & Networth Analysis Liabilities Analysis sheet give a brief overview on EMI out flow, total outstanding, rate of loan and liability holder which is useful in taking various decisions regarding priority in loan repayment. The Net Worth Shows How Much Money Would be left if Everything Owned was converted into cash and used to pay off all debts.
Health Insurance Analysis Health Insurance is one of the important factor of financial planning for your client. In the recent survey, it shows that India has the highest number of diabetes patients in the world. This section not only provide the health insurance need details but also give you panel to add policy details and recommendation which will be saved permanently in your desk. Life Insurance Recommendations Life Insurance need Calculation is like diagnosing the patient and finding the deficiencies, but main part of solution is to suggest the medicines, in same way life insurance analysis will calculate the sum assurance amount but in Recommendation section you can suggest the scheme name, type, sum assured, yearly Premium and tenure, also you can add multiple policies and reason to suggest the policy in the last. Life Insurance Analysis A financial plan should cover all areas of your financial needs and should result in the achievement of your goals. The scope should cover areas such as risk management and insurance techniques that would protect your goals against any unforeseen calamity. We Provide 6 Methods of Life Insurance Need Calculation which gives you scope to protect Income, outstanding loans, Goals & Expenses etc.
Asset Allocation Recommendations Research has shown that choosing right asset class has highest impact on returns, FP Samurai gave u featured recommendation panel which compare current asset allocation with buy/sell Action. Contingency Fund Arrangement Here FP Samurai makes difference of creating a contingency fund arrangement separate for husband & wife (if both are earnings) according to household monthly living expenses. • Goal Plan Analysis and Recommendations • Goal Planning section give a separate roadmap of your each goal with Advisor’s Recommendations, Goal planning also includes “This Goal has Been PROTECTED” Seal if the goal is insured by Client. • Goal Planning Includes following Goals: • Child Education • Child Marriage • Retirement Planning • House & Car Planning • Holiday Planning • Self Education & other Goals • Retirement Planning With Post Retirement Cash Flow and Recommendations • Retirement is a very important Goal in Financial Planning, Client wants a fool-proof pension plan with cash flow statement till the end of life. • Retirement Planning Includes: • Find how much pension required with the help of PERP Method. • Gives a corpus needed to form a retirement kitty. • Gives Complete retirement amount utilization cash flow that will be near to zero at the end of life. • * Image is fade due to lack of space, please go for live demo for actual look & feel. Important Disclosure This section is necessary important disclosures, you can insert/edit/delete yours points also. You can also Generate Financial Plan in PDF Format by clicking on “Generate Final Report” in the last of the page. Financial Plan Storage Software has storage area with unlimited capacity which can save all Financial Plans of clients from First plan to each review and there is one click email sending panel which will send an well drafted email to your client with attached Financial Plan in PDF Format.
Automatic SMS & Email System What will happen when… • Your Client investing Rs.100000 for daughter’s marriage & want to switch to Bond fund when the amount grow to Rs.200000 anytime in next 5 Years, How you will remind him. • Your client want to redeem money when he will get profit of 20%. • Your client want you to remind him when the NAV of a fund reach to Rs.15. • Many client didn’t know that they have completed 3 Years in Tax Saving Funds (ELSS). • Do you remember Jan 2008 when your clients were getting huge profits but you couldn’t book it. Set Triggers/ Alerts on SMS Trigger by Achievement for a particular investment Set Target Date Trigger Set Profit Booking Trigger Set NAV Target Trigger
Automatic SMS & Email System • Birthday & Anniversary Wish to Clients. • Life Insurance policy Maturity Reminders. • General Insurance Policy Renewal Reminders. • FD/ PO/ Bond/ Debenture Maturity Reminders. • Set Monthly Schedule of MF/ Wealth Report on SMS/Email. Inform Your Clients at Speed of Light. Reduce business expenses & service time. “You have to do Competition, only when you are similar to others”
Automatic Lead Generation From Your Clients Get New Customers, Without Any Hard Work • Online Reference System • How it will Work: • When your client ‘Logout’ from eoffice • He Will be Asked “Are you happy with our services?” • There will be 3 Options “Yes” or “No” or “Close”. • If Client Click “No”, then he will reach to Feedback. • If Client Click “Yes”, then these text will appear • “The Best Way to Thank Your ‘Wealth Manager’ is provide 5 references” • Your Client Will type Name of his friends & mobile numbers in the given fields • & Click ‘Send, his friend will get SMS:’ • Every Reference contact details will be stored in you software. You +5 +25 +125 + 625 You +5 +25 + 125 You +5 +25 You + 5 Clients Clients January April July December
Frequently Ask Questions (FAQ) Q: Is my data secure? A: Yes, the Linux server which is being used is SSL Secure & Certified by Cyber Security Companies like: With these certification the Data is more secure even more then your PC. Q: How I will Get After Sales Support? A: Redvision assign you a dedicated After Sales Manager to take care of services. Wealth eoffice is 100% Web based System, Queries Execute Directly From Server, So most of the time client will not have any problem but in case if Client have any Problem it Can be Rectify Without Any Physical Visit. Q: I work from office as well as from home, can I work from both places? A: Wealth eoffice gives you freedom to work from any part of the world, the only thing which is required is a system with internet.
Contact Us RED Vision Computer Technologies Pvt. Ltd. ( An ISO 9001:2008 Certified Company ) Registered Office: 401, A-Wing, above UCO Bank, Twins Star Building, Saket Square, Indore 452001 (M.P) INDIA +91 731 40 26004 E-mail : email@example.com Website : www.redvisiontech.com
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