Quantum Gold Funds

1. Panel Discussion on Asset Classes of Equity, Debt & Gold Panel Discussion on Asset Classes of Equity, Debt & Gold Quantum Gold Funds Quantum Gold Funds Speakers: Fund Manager, Equity Sr. Fund Manager, Alternative Investments Private & Confidential Sorbh Gupta Sorbh Gupta – – Fund Manager, Equity Chirag Mehta Chirag Mehta – – Sr. Fund Manager, Alternative Investments February 2022 February 2022 December 17, 2020 1

2. TABLE OF CONTENTS TABLE OF CONTENTS About us About Quantum Mutual Fund Why Own Gold? Physical Gold v/s Financial Gold Performance of the Fund

3. ABOUT US ABOUT US

4. 4 Group Update Group Update – – The Past 25 Years The Past 25 Years ➢ Set the foundation for building an India-focused investment management institution across the 4 major asset classes: equity, fixed income, real estate, infrastructure: Steady growth in assets, disciplined approach attracting clients ➢ Need for multiple asset classes to reduce the business risk of being dependent on any ONE product: India is not mainstream - huge volatility in valuations and client interest ➢ 1990 to 2004: investment processes refined by affiliation with international groups ➢ 2004 to 2008: invested in people ➢ 2004 to 2008: incubated teams to diversify business risk ➢ 2008 to 2009: invested in world-class systems ➢ 2010 onwards: maintaining our focus and discipline; succession planning

5. Our Journey so Far Our Journey so Far • Quantum Gold Savings Fund • India’s first fully paperless Online Investing Platform • Quantum Dynamic Bond Fund • Transactions through Email, WhatsApp & Fax • Quantum Gold Fung • Quantum Nifty ETF • Quantum Tax Saving Fund • Set up Quantum AMC • Launch of Regular Plans 2005 2006 2008 2009 2011 2012 2015 2016 2017 2019 • Quantum Long Term Equity Value Fund • Quantum Liquid Fund • Quantum Equity Fund of Funds • “Path to Profit” Launched • Quantum Multi Asset Fund of Funds • Quantum Long Term Equity Fund completes 10-year track record • Quantum India ESG Equity Fund

6. 6 About our Sponsor About our Sponsor– – Quantum Advisors Pvt. Ltd. Quantum Advisors Pvt. Ltd. ➢ Currently managing an AUM of USD 2.61 Billion (~INR 19,671 crore) as February 28, 2022. ➢ Manages Indian equity investments for some of the largest institutions in the world, including Sovereign Wealth Funds, pension funds, endowments, and foundations ➢Currently registered as a Portfolio Manager with SEBI and other international regulators ➢Quantum Advisors is 50.8% owned by Mr. Dayal and the Management Team and 49.2% owned by HWIC Asia. HWIC Asia is ultimately promoted and wholly owned by Fairfax Financial Holdings Limited (“FFHL”). FFHL is listed on the Toronto Stock Exchange and is led by Mr. Prem Watsa, known as the Warren Buffet of Canada

7. ABOUT ABOUT QUANTUM MUTUAL FUND QUANTUM MUTUAL FUND

8. 8 About Quantum Mutual Fund About Quantum Mutual Fund ➢ Quantum Mutual fund was established in 2006 with the launch of the Quantum Long Term Equity Value Fund ➢ Quantum Mutual Fund was the 29th, but India’s 1st Fund house that started with a focus on a Low Cost Approach for investors ➢ Simple range of funds: No confusion for investors ➢ Disciplined Research and Investment Process: Team-driven, no “star” fund managers ➢ Staying the course, no short cuts: Asset Managers, not Asset Gatherers ➢ Quantum MF AUM = Rs.1,947.73 Cr. as on February 28, 2022. ➢ Number of Folios: 75,634 as on February 28, 2022.

9. Company Structure Company Structure Quantum Advisors, India (QAS), provides investment advisory services and manages portfolios of FIIs and Indian clients. Registered as Portfolio Manager with SEBI since 1997. It is led by Mr. I. V. Subramaniam (Subbu), who is the MD & Group Head (Equities) of the company. • Subbu joined Quantum in 1996 and has over 25 years of experience in the investment management and financial services industry. Since June 2000, Subbu has managed India-dedicated portfolios for Indian clients and since 2005, he has managed India-dedicated portfolios for international clients. Subbu received his Bachelor’s degree in commerce from Osmania University in 1983 and his Law degree from Osmania University in 1986. He is a CFA Charter holder. 100% subsidiary of QAS Quantum Asset Management, India (QAMC) SEBI Registered Asset Management Company and Investment manager for Quantum Mutual Fund. It is led by Mr. Jimmy Patel, who is the MD & CEO of the company. • Jimmy Patel joined Quantum in 2010 and has over 3 decades of experience in the financial services sector, and has held various key management roles. Along with holding a Chartered Accountant’s degree, Mr. Patel has also completed his L.L.B. from the University of Mumbai. Mr. Patel is a Fellow of the Chevening Standard Chartered Financial Services Leadership Programme at Kings College, London. He has been a Director on Association of Mutual Funds In India (AMFI) Board and also has been a member of various AMFI and SEBI Committees.

10. 10 Always Putting Investors First, Even Above our Growth in AUM Always Putting Investors First, Even Above our Growth in AUM SEBI Imposes Rule on MF Industry Quantum Mutual Fund Refused to follow the opaque Entry Load Model Mar 2006 Jun 2009 Pioneered Direct to Investor, despite Slow Internet Speed and No Smart Phones Mar 2006 Jan 2013 One Scheme / product per asset class Mar 2006 Oct 2017 Exit Load swept into funds for the benefit of Unit Holders Mar 2006 Nov 2012 No Discrimination against Retail Investors Mar 2006 Sep 2012 Introduced the practice of following Total Return Index (TRI) as benchmark for Equity Fund Mar 2006 Jan 2018 Majority of Independent Directors on AMC Board Mar 2006 ? Path to Profit (Investor Education & Awareness Program) Aug 2009 Sep 2012 100% Independent Board of Trustees Oct 2010 ? Mark to Market valuation in Liquid Fund, irrespective of the maturity Jul 2012 April 2020 ZERO Upfront Distributor Commission and uniform trail commission across all partners on Regular Plan Apr 2017 Sep 2018 TER based on AUM Slabs Feb 2017 April 2019

11. Profile of Management Team Profile of Management Team - - QAMC QAMC Jimmy Patel MD & CEO (2010) Jimmy Patel has over 3 decades of experience in the financial services sector, and has held various key management roles. Along with holding a Chartered Accountant’s degree, Mr. Patel has also completed his L.L.B. from the University of Mumbai. Mr. Patel is a Fellow of the Chevening Standard Chartered Financial Services Leadership Programme at Kings College, London. He has been a Director on Association of Mutual Funds In India (AMFI) Board and also has been a member of various AMFI and SEBI Committees. Rina Nathani Chief Business Officer (2020) Rina has over 20 years of experience in building businesses, advising companies and leading teams to successful outcomes. Prior to joining Quantum AMC, Rina was a Director in KPMG’s Advisory Practice in the US and Head – Retail Businesses at Suminter India Organics, India. She has done Masters in Management Studies from Jamnalal Bajaj institute of Management Studies (JBIMS). Malay Vora Head - Legal & Compliance (2008) Malay Vora has more than 15 years of experience in Legal, Compliance and Corporate Secretarial matters in the financial service industry. He is a Commerce and Law Graduate and an Associate Member of Institute of Company Secretaries in India. Malay is the Head of Legal & Compliance and the Compliance Officer for Quantum AMC. He has been associated with Quantum since 2008. He has been a member of SEBI and AMFI Committee.

12. Sandeep Bhosle VP - Investor Interaction (2011) Sandeep Bhosle has more than 18 years of experience in Financial Services and Market Research. He a Post Graduate in Marketing Management. He has Completed Medium and Small Scale Industries Management Development Program from NMIMS. Prior to Quantum AMC, he has been with ICICI Prudential and Birla Sunlife Insurance and has been instrumental in developing Rural Markets and New Initiatives, Process Quality, Loyalty Programs, R&R Initiatives. Rajendra Gadiyar Head - Operations (2011) Rajendra brings with him more than 2 decades of experience in Operations and Fund Accounting in Mutual Funds and Insurance. Prior to joining Quantum, he was associated with various companies across Insurance, Asset Management and Investment Management sectors. Meera Shetty Head - Investor Services (2006) Meera Shetty has almost two decades of experience in Investor Servicing. Before joining Quantum, she was associated with Edelweiss AMC, Principal AMC and UTI-TSL. She holds a degree in Commerce and is an MBA with dual specialization in Finance and Marketing.

13. Portfolio Team Portfolio Team Nilesh Shetty (2009) -Equity Nilesh has more than 18 years of experience in research. He has been a part of Quantum Asset Management Company since 2009, and at present is the Fund Manager for Quantum Long Term Equity Value Fund and Quantum Multi Asset Fund of Funds. Nilesh is a qualified CFA (Chartered Financial Analyst), ACMA (CIMA, UK) and has completed his Masters in Management Studies (Finance) from the Mumbai University. Sorbh Gupta (2011) -Equity Sorbh has more than 16 years of experience in equity research as well as managing funds. At present he’s the Fund Manager for Quantum Long Term Equity Value Fund & Quantum Tax Saving Fund. He’s Qualified as a Chartered Accountant and has completed all the 3 levels of CFA. Sorbh brings with him a wealth of experience of having tracked varied sectors in his previous work assignments. Prior to joining Quantum, he was associated with Siddhesh Capital Private Ltd. Sneha Joshi (2015) – Alternative Investment Sneha has over 9 years of experience in economic, credit and quantitative research. She holds a Ph.D. in Economics and has earned an M.A. in Economics from Gokhale Institute of Politics and Economics. She joined Quantum AMC in August, 2015. Prior to joining Quantum, she was associated with Credit Capital Research as a fixed income research analyst. Hitendra Parekh (2004) -Equity Hitendra has close to 3 decades of experience in financial services industry. Prior to working with Quantum, he has been with the Unit Trust of India for 4 years and UTI Securities Ltd for 9 years. He has completed his B.Com & Masters in Financial Management from Mumbai University.

14. Portfolio Team Portfolio Team Pankaj Pathak (2013) – Fixed Income Pankaj has over 12 years of experience in Fixed income investments and research. He joined Quantum Asset Management Company in August, 2013 and at present, is Fund Manager for Quantum Dynamic Bond Fund and Quantum Liquid Fund. Prior to joining Quantum, he was associated with Bank of Maharashtra. Pankaj holds a Post Graduate Diploma in Banking & Finance from National Institute of Bank Management, Pune and is qualified CFA (Chartered Financial Analyst). Chirag Mehta (2006) – Gold/Commodities Chirag has 19 years of experience in the Indian commodities markets. He also specializes in the field of alternative investment strategies. He is a qualified CAIA (Chartered Alternative Investment Analyst), and has also completed his Masters in Management Studies in Finance. He currently manages funds largely in the field of alternative investments that includes Gold Fund, a Multi Asset Fund of Funds and an Equity fund of funds and is also a Fund Manager of Quantum India ESG Equity Fund. He joined the Quantum after gaining hands on experience in the physical commodities market during internship with Kotak & Co. Ltd and working on projects for the Federation of Indian Commodities Exchanges. Ghazal Jain (2020) – Gold/Commodities Ghazal has over 5 years of experience in the field of finance and alternative investments including of Gold, Asset Allocation and Personal Finance & investment allocation. She has been with Quantum Asset Management Company since January, 2019. Prior to joining Quantum, she was associated with Fox Education LLP and Bahubali Electronics Private Limited

15. Criteria to Select a Good Fund House Criteria to Select a Good Fund House • What is the background? • What is the experience? PEOPLE • Is there a clearly defined investment philosophy across all market situations or is this a ride-the-wave, “bull-market” manager? PHILOSOPHY • What is the research and investment process and how reliable is it? PROCESS • Given the process, is the performance as predictable as it should be? PERFORMANCE

16. Diversify your investments with our easy 12-20-80* Asset Allocation Strategy Please note the above is a suggested fund allocation and not to be considered as an investment advice or recommendation

17. WHY OWN GOLD? WHY OWN GOLD?

18. Why own Gold in your Portfolio? Why own Gold in your Portfolio? STORE OF VALUE Beats inflation over the long term RETURNS A source of long term return DIVERSIFICATION Low correlation to major asset classes A history of improved portfolio risk- adjusted returns PORTFOLIO IMPACT

19. STORE OF VALUE Beats inflation over the long term average nominal return real return 12.00% 10.00% 10.00% 8.00% 8.00% 6.00% 3.57% 4.00% 2.00% 0.00% high inflation(>6%) low inflation(<6%) -0.19% -2.00% Inflation is based on annual India CPI y-o-y changes from June 1980 to February 2022 Gold performance is based on MCX Spot 995 price from June 1980 to February 2022 Gold has not just preserved capital, it has helped it grow Note: Past performance may or may not be sustained in the future

20. RETURNS A source of long term return Golds long term performance compared to other assets 25% 19% 20% 18% 15% 13% 15% 10% 9% 10% 8% 8% 8% 7% 6% 5% 4% 5% 0% 0% -2% -5% 3 year 5 year 7 year Money market Equities Commodities Bonds Gold Annualized returns for various time periods are as on 28th February 2022 Based on Crisil Liquid fund index, Sensex TRI, Crisil Composite Bond fund index, MCX Spot Gold Index and MCX Commodity index Gold has delivered positive returns of 8% in last 7 years Note: Past performance may or may not be sustained in the future.

21. DIVERSIFICATION Low correlation to major asset classes Year 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2021 YTD Jan 2022 Gold INR 17% 31% 19% 24% 31% 11% -19% 0% -6% 11% 6% 8% 25% 23% Sensex 67% -61% 92% 24% -36% 24% -2% 29% -8% 1% 38% 7% 16% -6% Year 1994 1995 1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 Gold INR -2% 13% -3% -14% 8% 2% 1% 6% 24% 14% 1% 22% 21% Sensex 17% -21% -1% 10% -21% 64% -25% -18% 6% 86% 21% 40% 51% Year 1981 1982 1983 1984 1985 1986 1987 1988 1989 1990 1991 1992 1993 Gold INR -23% 21% -9% -5% 3% 29% 22% -1% 10% 2% 31% 6% 27% Sensex 54% 4% 7% 7% 94% -1% -16% 51% 17% 35% 82% 37% 28% -0.38% -0.48% When the stock markets suffered, gold could have limited your overall losses Note: Past performance may or may not be sustained in the future

22. PORTFOLIO IMPACT Enhances portfolio performance Equity +Debt +Gold * Equity + Debt ** Risk-Return Equity Debt Gold 11.06% 11.06% 12.76% 7.08% 11.42% CAGR 9.25% 13.32% 21.80% 3.24% 17.16% Annualized SD -15.27% -21.97% -35.97% -5.35% -28.32% VAR (0.21) (0.36) (0.56) (0.06) (0.25) Maximum Drawdown 0.463 0.322 0.275 0.096 0.271 Sharpe Ratio Time frame is November 2004 to February 2022. The period is taken from 2004 since the asset allocation weights are calculated based on normalizing the historical monthly equity and debt indicators. Given the normalization time frame used in the strategy, data availability for certain parameters beyond the time frame analyzed was a constraint. Compiled by Quantum AMC *Equity-Debt-Gold in ratio of 40-40-20. **Equity-Debt dynamically allocated in 80-20 range Based on Sensex TRI, Crisil Composite Bond fund index, and Domestic Gold Prices Note: Past performance may or may not be sustained in the future Owning gold is not just about the upside potential, it is about minimizing risk to the downside

23. PORTFOLIO IMPACT Enhances portfolio performance 100% Equity, 0% Gold 95% 90% Equity, 10% Gold 85% Equity, 15% Gold 80% Equity, 20% Gold 75% Equity, 25% Gold 70% Equity, 30% Gold Portfolio Equity, 5% Gold 9.10% 12.28% 9.13% 9.12% 9.09% 9.05% 8.99% Returns (CAGR) 20.79% 20.69% 18.72% 17.72% 16.77% 15.85% 14.99% Risk (Standard Deviation) -60.91% -55.57% -54.99% -52.22% -49.73% -47.14% -44.46% Maximum Drawdown -34.31% -34.14% -30.88% -29.24% -27.66% -26.16% -24.73% Historical VaR (95%) Historical Expected Shortfall (95%) Annualized Sharpe Ratio (Rf=0%) -11.55% -10.42% -10.27% -9.63% -8.99% -8.35% -7.71% 11.19% 26.64% 12.59% 13.25% 13.85% 14.39% 14.83% Source: Bloomberg; Compiled by Quantum AMC. The time frame is 1990 -2022 For equities we consider investment in Sensex (without dividends) and for Gold it would be Gold prices denominated in Indian Rupees (without any taxes, duties and levies) A 10 to 15% allocation to gold has effectively reduced risk without sacrificing returns Note: Past performance may or may not be sustained in the future

24. PHYSICAL GOLD vs PHYSICAL GOLD vs FINANCIAL GOLD FINANCIAL GOLD

25. Buying Gold Jewellery or Coins ≠ Investing in Gold Buying Gold Jewellery or Coins ≠ Investing in Gold JEWELLERY • Making charges on gold jewellery, which typically range between 6-14 percent of the cost of gold are irrecoverable • 3% GST paid cannot be recovered on resale GOLD COINS • Gold coins and bars too come at a significant premium of about 5-15% over and above the gold prices • This amount plus the GST paid remains irrecoverable on sale

26. Smarter Ways of Investing in Gold Smarter Ways of Investing in Gold At the outset, Gold ETFs and Sovereign Gold Bonds may seem similar. However, there are a few differences which are highlighted below: Gold ETFs Sovereign Gold Bonds Backed by government guarantee on the market price of gold Investments in this scheme are eligible to earn interest every year, payable every six months Backing Backed by 24 carat physical gold No interest is paid Interest Returns in line with gold barring expenses such as fund management fees, storage charges and insurance costs No making charges, premiums/discounts Expenses No management fees Interest on the Bonds will be taxable. The capital gains tax arising on redemption of SGB to an individual has been exempted. The indexation benefits will be provided to long term capital gains arising to any person on transfer of bond Profit on sale is taxable. LTCG at 20% with indexation after 3 years of holding Taxation

27. Mathematically, Sovereign Gold Bonds may seem more Rewarding than Gold ETFs; Mathematically, Sovereign Gold Bonds may seem more Rewarding than Gold ETFs; however, Investors need to consider additional factors such as: however, Investors need to consider additional factors such as: Gold ETFs Sovereign Gold Bonds Minimum/ Maximum investment Minimum as low as 1/2 gm Minimum 1 gm. Maximum 4 kg per individual per fiscal year 8 year tenure with an exit option only from 5th year onwards. Secondary market liquidity may be constrained by low trading volumes, which means investors may have to compromise on the value due to demand-supply mismatch in the secondary market Can be sold anytime through your broker at transparent prices liquid given the trading volumes on the stock exchange Liquidity Also, the bonds are only tradable among their tranches of issuance, thus further limiting liquidity Though SGBs are based on market value, resale price can be impacted in absence of much demand as the bonds are non- fungible for physical gold or cash before a period of 5 years Investors can expect resale value to mirror the market price of physical gold Resale Value Availability depends on issuances by the government. Although the bonds are traded in the secondary market, availability may still be an issue in case of low trading volumes. Availability Easy availability owing to trading volumes Investors can take indirect exposure in gold ETF through gold mutual funds that invests in the Gold ETF by systematic purchases, which mean they can invest a fixed amount of money at regular intervals with an aim to reduce the average cost of their investment over the long term. The option to make systematic purchases is easily not available at present. It will depend on government issuances or liquidity on the stock exchanges. Systematic purchase option

28. Why Quantum Gold Fund ETF? Why Quantum Gold Fund ETF? ➢ Every unit represents 0.01 gms of gold (Not cheaper than other ETFs) ➢ Backed by physical Gold of 0.995 fineness (LBMA Accredited Refiner’s) ➢ Making charges / premiums involved in buying jewelry or coins ➢ Gold is stored in highly secured vaults by professional and globally acknowledged agencies ➢ Gold held is completely insured ➢ Low recurring expenses - Expense Ratio @ 1% p.a. only, to look after all the headaches. ➢ No Wealth Tax ➢ Long Term Capital Gains after 3 year – Taxed as a non equity mutual fund unit

29. Performance of the Fund Performance of the Fund Fund Manager Ms. Ghazal Jain Work experience: 5 years. She has been managing this fund since June 2, 2020. Category of Scheme Exchange Traded Fund. Quantum Gold Fund ▪ Helps to diversify your Investments in gold. ▪ Does away with problems like storage & theft as the fund house takes care of all risks of storage ▪ & safety for a minimal expense ratio. ▪ Ensures quality of gold is up to the mark as it invests in Quantum Gold Fund where the gold is ▪ sourced from London Bullion Market Association approved refiners. Features Useful for For diversification and long-term capital appreciation.

30. Performance of Quantum Gold Fund Performance of Quantum Gold Fund - - Direct Plan Ms. Ghazal Jain is the Fund Manager effective from June 2, 2020. Direct Plan Current Value of 10,000 Invested at the beginning of a given period Additional Benchmark Period Tier 1 Benchmark Additional Benchmark Tier 1 Benchmark Domestic Price of Gold Returns (%) CRISIL 10 Year Gilt Index Returns (Rs) 10,191 12,112 12,983 15,501 15,501 23,889 Scheme Returns (%) CRISIL 10 Year Gilt Index Returns (%) Domestic Price of Gold Returns (Rs) Scheme (Rs) 1 year 3 years 5 years 7 years 10 years 10.05% 14.06% 10.10% 8.58% 8.58% 9.77% 11.05% 15.10% 11.15% 9.66% 9.66% 10.63% 1.90% 6.59% 5.36% 6.45% 6.45% 6.40% 11,011 14,843 16,184 17,805 17,805 36,985 11,112 15,256 16,972 19,082 19,082 41,236 Since Inception (22nd Feb 2008) Past performance may or may not be sustained in the future. Load is not taken into consideration in scheme returns calculation. Data as of 28th February 2022 Returns are calculated on the basis of Compounded Annualized Growth Rate (CAGR). The Scheme being Exchange Traded Fund has one plan to invest through stock exchange and having a single expense structure.

31. Performance of the Fund Performance of the Fund Fund Manager Mr. Chirag Mehta Work experience: 19.6 years. He has been managing this fund since May 19, 2011. Category of Scheme Fund of Funds Domestic. Quantum Gold Savings Fund • Helps to diversify your Investments in gold. • Enables investments in gold through SIP or STP of as little as Rs 500/month. • Does not require a demat account as is the case with Gold ETFs. • Does away with problems like storage & theft as the fund house takes care of all risks of storage • & safety for a minimal expense ratio. • Ensures quality of gold is up to the mark as it invests in Quantum Gold Fund where the gold is • sourced from London Bullion Market Association approved refiners. Features Useful for For diversification and long-term capital appreciation.

32. Performance of Quantum Gold Savings Fund Performance of Quantum Gold Savings Fund - - Direct Plan Mr. Chirag Mehta is the Fund Manager effective from May 19, 2011. Direct Plan Current Value of 10,000 Invested at the beginning of a given period Period Tier 1 Benchmark Domestic Price of Gold Returns (%) Additional Benchmark Tier 1 Benchmark Additional Benchmark CRISIL 10 Year Gilt Index Returns (Rs) 10,191 12,112 12,983 15,501 19,129 Scheme Returns (%) CRISIL 10 Year Gilt Index Returns (%) Domestic Price of Gold Returns (Rs) Scheme (Rs) 1 year 3 years 5 years 7 years 10 years 7.96% 13.64% 9.73% 8.19% 4.53% 11.05% 15.10% 11.15% 9.66% 5.81% 1.90% 6.59% 5.36% 6.45% 6.70% 10,800 14,679 15,914 17,363 15,576 11,112 15,256 16,972 19,082 17,599 Since Inception (19th May 2011) 6.67% 8.09% 6.80% 20,067 23,149 20,347 Past performance may or may not be sustained in the future. Load is not taken into consideration in scheme returns calculation. Data as of 28thFebruary 2022 Different Plans shall have different expense structure. Returns are calculated on the basis of Compounded Annualized Growth Rate (CAGR). For performance of other Schemes Managed by Mr. Chirag Mehta please see slide number 36,37.

33. SIP Performance SIP Performance – – Quantum Gold Savings Fund Quantum Gold Savings Fund Direct Plan Direct Plan - - Growth Option Growth Option Since SIP Investments 10 year SIP 7 year SIP 5 year SIP 3 year SIP 1 year SIP Inception SIP Total Amount Invested (Rs.‘000) 1,290 1,200 840 600 360 120 Mkt Value (Rs.‘000) Scheme Returns (XIRR*) (%) Domestic Price of Gold Returns (XIRR*) # (%) CRISIL 10 Year Gilt Index Returns (XIRR*) ## (%) 1,923.40 1,769.16 1,202.03 798.33 413.73 127.49 7.21% 7.56% 10.11% 11.43% 9.34% 12.15% 8.60% 8.96% 11.51% 13.09% 11.27% 16.10% 6.44% 6.36% 5.66% 5.14% 3.26% -0.91% Data as of 28th February 2022 Past performance may or may not be sustained in the future. Load is not taken into consideration using applicable NAV on the SIP day (5th of every month). Return on SIP and Benchmark are annualized and compounded investment return for cash flows resulting out of uniform and regular monthly subscriptions as on 5th day of every month (in case 5th is a non-Business Day, then the next Business Day) and have been worked out using the Excel spreadsheet function known as XIRR. XIRR calculates the internal rate of return for series of cash flow. Assuming Rs 10,000 invested every month on 5th day of every month (in case 5th is a non-Business Day, then the next Business Day), the 1 year, 3 years, 5 years, 7 years ,10 years and since inception returns from SIP are annualized and compounded investment return computed on the assumption that SIP installments were received across the time periods from the start date of SIP from the end of the relevant period viz. 1 year, 3 years, 5 years, 7 years, 10 years and since Inception. *XIRR - XIRR calculates the internal rate of return to measure and compare the profitability of series of investments. #Tier 1 Benchmark Returns. ##Additional Benchmark Returns.

34. Performance of Quantum Gold Savings Fund Performance of Quantum Gold Savings Fund - - Regular Plan Mr. Chirag Mehta is the Fund Manager effective from May 19, 2011. Regular Plan Current Value of 10,000 Invested at the beginning of a given period Tier 1 Benchmark Additional Benchmark Tier 1 Benchmark Additional Benchmark Period Domestic Price of Gold Returns (%) CRISIL 10 Year Gilt Index Returns (Rs) Scheme Returns (%) CRISIL 10 Year Gilt Index Returns (%) Domestic Price of Gold Returns (Rs) Scheme (Rs) 1 year 7.80% 11.05% 1.90% 10,784 11,112 10,191 3 years 13.50% 15.10% 6.59% 14,627 15,256 12,112 Since Inception (1st April 2017) 10.57% 12.19% 5.07% 16,391 17,603 12,753 Past performance may or may not be sustained in the future. Load is not taken into consideration in scheme returns calculation. Data as of 28th February 2022 Different Plans shall have different expense structure. Returns are calculated on the basis of Compounded Annualized Growth Rate (CAGR). For performance of other Schemes Managed by Mr. Chirag Mehta please see slide number 36,37.

35. Other Schemes managed by Mr. Chirag Mehta Other Schemes managed by Mr. Chirag Mehta Quantum Equity Fund of Funds Mr. Chirag Mehta is the Fund Manager effective from November 01, 2013. Period Feb 26, 2021 to Feb 28, 2022 (1 year) Feb 28, 2019 to Feb 28, 2022 (3 years) Feb 28, 2017 to Feb 28, 2022 (5 years) Scheme Returns (%) Tier 1 Benchmark Returns (%) # Scheme Returns (%) Tier 1 Benchmark Returns (%) # Scheme Returns (%) Tier 1 Benchmark Returns (%) # Quantum Equity Fund of Funds – Direct Plan (Gr) Quantum Equity Fund of Funds – Regular Plan (Gr) 16.24% 17.92% 15.91% 18.13% 12.15% 14.88% 15.97% 17.92% 15.63% 18.13% NA NA Past performance may or may not be sustained in the future. Load is not taken into consideration in Scheme Return Calculation. Data as of 28th February 2022. # S&P BSE 200 TRI Returns are net of total expenses and are calculated on the basis of Compounded Annualized Growth Rate (CAGR). Different Plans shall have different expense structure. Mr. Chirag Mehta manages 4 schemes of the Quantum Mutual Fund. Regular plan launched on 1st April 2017 but not yet completed 5 years period since its launch. Quantum Multi Asset Fund of Funds Mr. Chirag Mehta Co-managing along with Mr. Nilesh Shetty effective from July 11, 2012. Period Feb 26, 2021 to Feb 28, 2022 (1 year) Feb 28, 2019 to Feb 28, 2022 (3 years) Feb 28, 2017 to Feb 28, 2022 (5 years) Scheme Returns (%) Tier 1 Benchmark Returns (%) # Scheme Returns (%) Tier 1 Benchmark Returns (%) # Scheme Returns (%) Tier 1 Benchmark Returns (%) # Quantum Multi Asset Fund of Funds* – Direct Plan (Gr) Quantum Multi Asset Fund of Funds* – Regular Plan (Gr) 6.95% 10.31% 9.25% 12.93% 8.19% 11.42% 6.56% 10.31% 8.92% 12.93% NA NA Past performance may or may not be sustained in the future. Load is not taken into consideration in Scheme Return Calculation. Data as of 28th February 2022. # Indicates CRISIL Composite Bond Fund Index (20%) + S&P BSE SENSEX Total Return Index (40%) + CRISIL Liquid Index(25%) + Domestic price of Gold (15%). It is a customized index and it is rebalanced daily Returns are net of total expenses and are calculated on the basis of Compounded Annualized Growth Rate (CAGR). Different plans shall have different expense structure. Mr. Chirag Mehta manages 4 schemes of the Quantum Mutual Fund. Mr. Nilesh Shetty manages 2 schemes of the Quantum Mutual Fund. Regular plan launched on 1st April 2017 but not yet completed 5 years period since its launch. *With effect from 1st January 2020, the name of “Quantum Multi Asset Fund” has been changed to “Quantum Multi Asset Fund of Funds”.

36. Other Schemes managed by Mr. Chirag Mehta Other Schemes managed by Mr. Chirag Mehta Quantum India ESG Equity Fund Mr. Chirag Mehta effective from July 12, 2019.Co-managing with Ms. Sneha Joshi effective from July 12, 2019 Period Feb 26, 2021 to Feb 28, 2022 (1 year) Feb 28, 2019 to Feb 28, 2022 (3 years) Feb 28, 2017 to Feb 28, 2022 (5 years) Scheme Returns (%) Tier 1 Benchmark Returns (%) # Scheme Returns (%) Tier 1 Benchmark Returns (%) # Scheme Returns (%) Tier 1 Benchmark Returns (%) # Quantum India ESG Equity Fund– Direct Plan (Gr) Quantum India ESG Equity Fund– Regular Plan (Gr) 13.97% 19.84% NA NA NA NA 13.12% 19.84% NA NA NA NA Past performance may or may not be sustained in the future. Data as of 28th February 2022. . Different Plans shall have a different expense structure. Returns are net of total expenses and are calculated on the basis of Compounded Annualized Growth Rate (CAGR). Mr. Chirag Mehta manages 4 Schemes and Ms. Sneha Joshi 1 Schemes of the Quantum Mutual Fund. Direct and Regular plan not yet completed 3 and 5 years period since its launch. # NIFTY 100 ESG TRI Return

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43. For additional information, please contact: Sandeep Bhosle VP- Customer Interaction Email: SandeepB@QuantumAMC.com Mobile: +91- 98-209-43101 Office :+91-22-6144-7804 Fax :+91-22-2285-4318 Website: www.QuantumAMC.com Quantum Asset Management Company Private Limited Hoechst House, 6th Floor, Nariman Point Mumbai-400021, India

44. Disclaimer Disclaimer – – Terms of Use Terms of Use The data in this presentation are meant for general reading purpose only and are not meant to serve as a professional guide/investment advice for the readers. This presentation has been prepared on the basis of publicly available information, internally developed data and other sources believed to be reliable. Whilst no action has been suggested or offered based upon the information provided herein, due care has been taken to endeavor that the facts are accurate and reasonable as on date. Quantum AMC shall make modifications and alterations to the performance and related data from time to time as may be required as per SEBI Mutual Fund Regulations. Readers are advised to seek independent professional advice and arrive at an informed investment decision before making any investment. None of the Sponsors, the Investment Manager, the Trustee, their respective Directors, Employees, Affiliates or Representatives shall be liable for any direct, indirect, special, incidental, consequential, punitive or exemplary damages, including lost profits arising in any way from the data/information/opinions contained in this presentation. The Quantum AMC shall make modifications and alterations to the performance and related data from time to time as may be required. Please visit – www.QuantumMF.com to read scheme specific risk factors. Investors in the Scheme are not being offered a guaranteed or assured rate of return and there can be no assurance that the schemes objective will be achieved and the NAV of the scheme may go up and down depending upon the factors and forces affecting securities market. Investment in mutual fund units involves investment risk such as trading volumes, settlement risk, liquidity risk, default risk including possible loss of capital. Past performance of the sponsor / AMC / Mutual Fund does not indicate the future performance of the Scheme. Statutory Details: Quantum Mutual Fund (the Fund) has been constituted as a Trust under the Indian Trusts Act, 1882. Sponsor: Quantum Advisors Private Limited. (liability of Sponsor limited to Rs. 1,00,000/-). Trustee: Quantum Trustee Company Private Limited. Investment Manager: Quantum Asset Management Company Private Limited. The Sponsor, Trustee and Investment Manager are incorporated under the Companies Act, 1956. 17thMarch 2022 Mutual fund investments are subject to market risks, read all scheme related documents carefully.

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