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2. to the car is its current resale value. Find the current resale value of your car and check it against how much you could save over two or three years by switching to the minimum liability insurance. You could find that simply switching your coverage from collision to liability will save you hundreds of dollars! Get a car insurance quote before you purchase a new vehicle. One of the major factors in how much your policy will cost you is the kind of car that you own. The same brand of car with a different model can change your yearly rates by a thousand dollars. Make sure you know that you can afford the insurance before you leave with the car. If you want to avoid paying a high premium, don't drive a flashy car. Sports cars and other high performance vehicles, often have premiums that are two or three times larger than that of a standard car. You should also research commonly stolen vehicles and be sure to avoid them. Most insurance companies will charge significantly more to insure these types of cars. Installing anti-theft systems in your car can save you significant money on your car insurance. Regardless of their actual effectiveness, alarms and tracking devices deter thieves and insurance companies acknowledge that fact by reducing premiums. Remember that anti- theft equipment is a one-time expense, but the value of an insurance discount will continue to grow over time. Bundle all of your insurance needs to save money. When you are looking for cheaper auto insurance, consider asking the company that carries your home-owner policy, or renter's insurance, if they also have car insurance policies. You will often save quite a bit of money by having all of your insurance in one place. Joseph Radic Proficient tips provider. Hybrid vehicles are really underrated in terms of insurance prices. So if you want to save money on insurance, you might want to look at purchasing some type of hybrid vehicle. Apart from the great tax savings, you will also stand out as a low-risk driver in a hybrid, and thus your insurance premiums will ultimately drop. When trying to decide on an insurance company for your auto insurance, you should check into the department of insurance from your state. You will find some valuable information there which will include closed insurance cases, important financial data as well as licensing information. This research will help you decide if you feel comfortable trusting this insurance company. If you have a teenage son or daughter that is driving have them drive your cars instead of owning and driving their own. This is because the rates for teenagers are obnoxiously high

3. and it will cost a lot to insure them. If they are honor students make sure to report this as well for discounts. Do not forgo getting an auto insurance policy if you have a car. Yes, it is more insurance that you have to buy. Yes, it costs money. Yes, you have to shop around and research different companies and policies, but this work can save you lots of money and even your car. Find an auto insurance provider that offers you the chance to lower your premiums each year. Whether by driving safely throughout the year, maintaining coverage all year, or any other type of qualifiers, you want to be sure that your provider is going to offer rewards or perks by lowering your rate through time. Joseph Radic Proficient tips provider. These suggestions can help you learn about automobile insurance policies. By increasing your knowledge about auto insurance and how it works, your confusion about it will decrease. Then, when you have a good understanding about it, you will make a better decision when purchasing auto insurance.