The Industry Disruptors Redefining Innovation, 2021

1. VOL 03 ISSUE 05 2021 I I www.ciolook.com JAMES OWENS PRESIDENT & CEO INDUSTRY DISRUPTORS REDEFINING INNOVATION 2021 DIGITAL FUTURE GROWING STRONG WITH DISRUPTION EMPOWERING CLIENTS WITH ACTIONABLE INTELLIGENCE AND CLARITY

4. EDITOR’S NOTE Disruption Makes All the Difference T echnology is evolving and expanding to the changing needs of the customer. It has made life much easier for companies to build and stay ahead of the competition. It is also the creativity, contribution, and passion of the industry leaders that brings the best out of the technology. Technology has a wide range of options which helps to boost morale and promote growth opportunities in the company. It serves as an inspiration for others. Companies are continuously adapting to this change as it helps them to meet the market needs. If you look closely by focusing on improvements, it brings the best out of the companies. With AI, Cloud, and Machine Learning, technology is redefining the industry. These technological tools help to solve complex problems with cost-effective time and money. They have not only continued to help industries to scale, but also added value to the people’s lived and brought everyone together. These tools have become the driving force of industries worldwide. They also serve as the answer for concerning topics like security and data protection. In a nutshell, technology strives to be a platform for the scientific leaders of tomorrow who focus on building more advanced scientific research. It has a lot more to offer and its effective use will definitely broaden the operation of the industry and the people. We’ve already seen its impact in the range of industries and how it has been leveraged in this crisis like pandemic situation. It is the calling of the future of the company’s landscape and tech will continue to disrupt industries in the coming years as well. The number of solutions these emerging as well as evolving technologies bring to the complex problems is going to undergo a revolution which will change the face of companies. We all expect

5. INDUSTRY DISRUPTORS REDEFINING INNOVATION 2021 to see companies grabbing more opportunities with the development of these technological disruptions. It is no doubt the future of industries and humanity, but the challenge will be to find a balance between technology and the people. Taking this into consideration, CIOLook has compiled a list of The Industry Disruptors Redefining Innovation, 2021, who are playing an important role in redefining innovation in their respective industries. Featuring its Cover Story is Cisive, a global provider of compliance-driven human capital management and risk management solutions. Cisive leverages technology to automate processes where achievable by technology. The company’s ability of service, robust reporting, cost-effectiveness, and state-of-the-art – 100% configurable, proprietary technology sets it apart from all others in the industry. While you undergo more of these companies in the edition also make sure to read about the CXO standpoints by the industry experts and the ingenious article written by the in-house editorial team. Have an innovative read!

6. COVER STORY 08 Cisive Empowering Clients with Actionable Intelligence and Clarity

7. ARTICLE 20 Digital Future Building Technology Solutions of the Future 32 Leader’s Viewpoint Why it Matters: Reasons Why There is a Need For Setting a Positive Work Culture for Remote Employees 16 24 ConnectWell Kerubiel Improving Confidentiality, Integrity and Security of Data Helping People Live Better Lives 28 36 Praemo Unfoldlabs Helping Businesses Drive Efficient and Sustainable Operations Building Technology Solutions of the Future

8. Hitesh Dhamani Editor-in-Chief CONTENT FOLLOW US ON www.facebook.com/ciolook www.twitter.com/ciolook Senior Editor Alan Swann Executive Editors Hitesh Dhamani Alex Spellman WE ARE ALSO AVAILABLE ON DESIGN VisualizerDave Bates Art & Design Director Kartik Balapurkar Associate Designer Shubham Dali CONTACT US ON Email info@ciolook.com For Subscription www.ciolook.com SALES Senior Sales Manager Kshitij S. Customer Success Manager Jack Ryan Sales Executives John, Maneesh, Prathmesh Copyright © 2021 CIOLOOK, All rights reserved. The content and images used in this magazine should not be reproduced or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise, without prior permission from CIOLOOK. Reprint rights remain solely with CIOLOOK. TECHNICAL Technical Head Aditya K. Technical Consultant Victor Collins SME-SMO Research Analyst Eric Smith SEO Executive Nikita Khaladkar sales@ciolook.com March, 2021

9. Company Name Featuring Person Brief Alertgy has recently been founded by a small team of innovators that have collaborated on challenging technical programs over the years, specifically to address the highly desired ability to measure blood sugar levels with an external wearable sensor device. Alertgy alertgy.com Marc Rippen CEO Created in 2015, Ampleon is shaped by 50 years of RF Power leadership and is set to exploit the full potential of data and energy transfer in RF. Ampleon ampleon.com Reinier Beltman CEO Founded in 2000, AsiaPay is a premier digital payment solution and technology vendor in Asia, strives to bring advanced, secure, integrated, and cost-effective digital payment processing solutions and services to banks and e-businesses around the world. AsiaPay asiapay.com Joseph Chan Founder and CEO Cisive is a global provider of compliance-driven human capital management and risk management solutions. Cisive cisive.com James Owens President & CEO ConnectWell is a leading-edge provider of digital health and wellness content that is academically sourced and designed for a consumer audience to engage people in their total health and well-being. ConnectWell connectwell.health Andrea Bloom Founder & CEO Kerubiel is a 100% privately owned company specializing in the provision of ICT, SECURITY and PRIVACY services and tailored IT DEVELOPMENTS (frontend, backend, mobile, VR, AI). Kerubiel kerubiel.com László György Dellei CEO Praemo developed Razor™ anomaly detection technology utilizing real world experiences and problems to provide a non intrusive product which will analyze industrial data and translate it into actionable insights. Praemo praemo.com Paul Boris CEO ProStar specializes in the development of Precision Mapping Solutions™. ProStar Geocorp prostarcorp.com Page Tucker CEO Tyromer Inc. is a company established by the University of Waterloo, Waterloo, Ontario, Canada, to commercialize a rubber devulcanization technology invented by Professor Costas Tzoganakis of the Department of Chemical Engineering. Tyromer tyromer.com Sam Visaisouk CEO UnfoldLabs is an Innovative Products and Services Company based in Sunny San Diego, California. As technology trends are growing/changing at a tremendous rate, organizations need to re-focus and align with the new waves to keep pace with the changing trends and technology. UnfoldLabs unfoldlabs.com Asokan Ashok CEO

10. James Owens President & CEO Cisive C O V E R S T O R Y

11. Empowering Clients with Actionable Intelligence and Clarity Cisive, with over 44 years in the human capital management industry, is recognized by the largest organizations across the United States as a leading background screening provider. Cisive specializes in providing comprehensive criminal searches, a superior candidate experience, advanced technology and quality account management support.

12. I for business plays an important role in taking informed decisions with confidence. n a world where instant information rules, to be distracted is to be dis-empowered. Therefore, having access to the information that is essential resources and security industry. He is a thought leader in the human capital management and talent acquisition space. Below are the highlights of the interview: Cisive fuses technology and human insight into clear and actionable intelligence for any HR leader. Cisive incorporates statutory and regulatory considerations, benchmarking, best practices, company culture, and hiring risk levels to ensure the best background screening program in the industry. Brief our audience about your company, its values, vision, and mission. Cisive is a global provider of compliance-driven human capital management and risk management solutions. We are experts in the specific risks and regulations that apply to the financial services and other highly regulated industries. For over 40 years, we have provided tailored solutions to meet the unique requirements of our enterprise clients. JamesOwens is the President and CEO of Cisive. He is an experienced Chief Executive Officer with a demonstrated history of working in the human About the Leader As CEO, James Owens has transformed Cisive into an HR technology-enabled services company with a dual focus on HR onboarding and background screening at industry-leading quality levels. Before joining Cisive, Mr. Owens was a senior architect at Cap Gemini Ernst and Young (CGEY). He designed and implemented large-scale systems, including several innovative web- based applications. ‘‘ Clients don't have to make a choice between the technology and quality of background screening with Cisive.

13. Governed by a mission to mitigate risk for employers, Cisive empowers clients with actionable intelligence and clarity throughout the hiring process. The uniqueness of Cisive's pre-employment screening services stems from our unwavering focus on truthful reporting, legal compliance, and integrity of source material. The company draws on our rich experience to offer the right solutions to enterprise organizations in highly regulated industries such as financial services. All these operational and background screening capabilities work in cohesion to improve the candidate experience. We don't cut corners; as a result, clients don't have to make a choice between the technology and quality of background screening with Cisive. How do Cisive's prominent service offerings stand out from the competition? Cisive provides comprehensive global background investigations on potential and current employees, vendors, clients, and business partners. Comprehensive services include background screening, vendor/contractor screening, executive screening, drug testing, fingerprinting, paperless onboarding, and electronic Form I-9/E-Verify solutions. We launched our onboarding suite of technologies in 2007 to cater to enterprise clients' talent acquisition needs and have been enhancing the platform ever since. Cisive leverages technology to automate processes where achievable by technology, but also employs highly trained personnel for review of background investigation information at critical points. This approach provides our clients unparalleled insight and the most accurate information and ensures that they overcome employment background check challenges and bring the most qualified candidates on board. Our accuracy rates are high; our turnaround times are competitive; and our dispute rates are low.

14. I think the human capital landscape is going to continue to change over the next few years. Cisive will be at the forefront. We are going to continue to develop leading-edge technology as the approach to talent acquisition and management continues to evolve. “Our driving mission is to provide the most accurate, reliable risk mitigation services to keep our clients out of harm's way.” The nature of background screening is going to undergo a revolution in the next few years due to advances in technologies such as distributed ledgers (blockchain) and this will change the business models for background screening companies. We are and will continue to seize on this growing opportunity. Taking into consideration, the current pandemic, and its impact on global economies, how are you driving your organization to enhance operations and ensuring safety of your employees at the same time? In April 2020, Cisive released SAFE19, a COVID-19 Clearinghouse solution, developed to address the world's journey to re-open after the coronavirus pandemic. Cisive's SAFE19 solution is a secure, paperless, central repository specifically designed to handle the uploading, validation, and compliance reporting on COVID-19 test and immunization data. With SAFE19, governments, businesses, and education institutions can safely re-open while controlling the spread of COVID-19. Also, we recently took our global background screening capability to the next level by acquiring the Pre-Employment Screening division of Blue Umbrella (now Cisive's global division), a well-known and highly regarded background screening and due-diligence company in the APAC region; PreCheck, the pre- eminent background screening company in the healthcare vertical; and IntelliCorp, a well-trusted provider of background checks and employment screening solutions for small and mid-size businesses and non-profit organizations, adding to our presence in transportation with Driver iQ, and railroad and vendor screening with eVerifile. These were major milestones in Cisive's strategy to provide true, global background screening capabilities for every regulated vertical. With Cisive, you will not only get a background screening partner, but a lifelong partner—a company that stands by their work, protects their clients, and provides the consultation and guidance world class organizations are looking for. It is for these reasons that many of our clients have been with us for over 30 years. Also, SAFE19 is a flexible, data-driven solution designed to mitigate the risk of COVID-19 with the capability to evolve as vaccines and various testing options become available. The system has the capability to use an individual's profile data and immunization status to generate a digital or physical badge to verify their immunity. Moreover, SAFE19 protects public health data and eliminates privacy concerns by offering a solution that is federal Fair Credit Reporting Act (FCRA) and Health Insurance Portability and Accountability Act (HIPAA) compliant. Designed to provide peace of mind to both organizations and end-users, SAFE19 provides confirmation authenticity of testing with dispute resolution to ensure the validity of individual records. Cisive's quality of service, robust reporting, cost- effectiveness, and state of the art – 100% configurable, proprietary technology sets us apart from all others in the industry. Being an experienced business leader, what is your opinion on the adaptation of newer technological developments to sustain your organization's market competency? In May 2020, Cisive announced its CONTACT19 contact tracing solution, designed to allow employers

15. to take a proactive approach to testing and contact tracing to ensure the safety of their workforce. The program encourages employees to self-report if they have COVID-19 symptoms or a positive test and can identify and notify other employees who may have been in proximity, making recommendations for isolation or quarantine. Don't give up! You will definitely run into roadblocks that will make you doubt yourself along the way. Just remember the following: Dream big. Plan loosely. Take action. Adjust accordingly. There's no straight path toward success or achieving your goals. Where do you envision your organization to be in the long run and what are your future goals? Looking ahead, the company will continue to expand its global footprint. At the rate it is growing, Cisive will continue to significantly grow and be the top choice for Fortune 1000 companies in the highly regulated industries all over the globe! In June 2020, to complete its suite of COVID-19 compliance solutions, Cisive released its ACCESS19 solution. ACCESS19 is a secure, paperless, safety solution specifically designed to allow businesses to resume day-to-day operations while keeping their workforce safe from COVID-19. Cisive recently joined 14 other leading, enterprise multinational labor market organizations to launch the Velocity Network Foundation (VNF). VNF is a collaborative, vendor-neutral, nonprofit organization established to define, deploy, and champion the Velocity Network: a globally accessible, trustworthy “Internet of Careers” powered by innovative blockchain technology in response to growing data privacy, security, and market pressures. ACCESS19 eliminates paper documentation COVID- 19 attestation processes for businesses by enabling the entire procedure to be complete from a secure, mobile device. ACCESS19 provides attestation digital badges valid for one day, minimizing the risk of coronavirus by enforcing daily attestation procedures. With these three solutions, our team can ensure the ongoing safety of employees and remain compliant with federal, state, and local guidelines. As Artificial Intelligence in HR gets smarter and more focused on solving specific problems, we all expect to see even further capabilities: smart matching of individuals and career opportunities, predictive analytics and smart people development recommendations. What would be your advice to the emerging entrepreneurs aspiring to make an impact on the world of business?

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18. ConnectWell Helping People Live Better Lives “We are passionate about helping people live better lives by empowering them to improve their overall health and well- being.” Andrea Bloom, Founder and CEO ConnectWell 16 | March 2021 |

19. S low. This can lead to results that are full of misinformation, bias from medical advertisers, and unsupported or misleading health claims. Taking this dilemma into consideration, a mission-based company, ConnectWell was formed. ConnectWell is a leading- edge provider of digital health and wellness content that is academically sourced and designed to engage a consumer audience in their total health and well-being. A Holistic Consumer Digital Health Experience Andrea could see the digital revolution unfolding and that it would soon impact the healthcare industry. The ability to scale health information for easy access, anytime and anywhere, was about to explode. In 2017, ConnectWell formed a partnership with the UC Berkeley School of Public Health, a pioneer in providing evidence-based wellness information, to digitize and disseminate their vast collection of health and wellness publications. ConnectWell’s lifestyle-focused content and UC Berkeley’s condition management content was the perfect combination to create a holistic consumer digital health experience. This partnership enables the company to serve large communities and cross socioeconomic and geographic boundaries through a wide range of digital health platforms, ensuring access to the most trusted source of health and wellness content. tudies shows that 8 out of 10 people search for health information on the Internet. But the chances of that information being appropriate are An inceptive mind behind ConnectWell is Andrea Bloom, the Founder and CEO of the company. As a child of a physician, Andrea’s exposure to the field of healthcare from an early age became a springboard for her career and passion for helping people achieve well- being. After receiving her BA from UC Berkeley and MBA from Harvard Business School, Andrea started her career in healthcare at Johnson and Johnson’s diabetes division in Silicon Valley. This is where she developed skills in educating people with type 2 diabetes on how they could successfully manage their disease through healthy eating and increased physical activity. A Comprehensive Content Suite ConnectWell works with a broad array of healthcare providers, health engagement platforms, medical device companies, benefit providers, and employers that license and integrate content into their platform experience. These companies can now deliver on the promise of improving the health of those they serve by integrating the ConnectWell Health and Wellness Content Suite as part of their services. Andrea realized that many people were exposed to healthy lifestyle practices only after they were diagnosed with a chronic condition. Most people have an opportunity to prevent, delay, and reduce the severity of chronic diseases if they have ongoing access to a trusted, comprehensive source of information that engages them to be more proactive in preventing disease and adopting healthy habits. The Content Suite has 3 areas that are complementary in supporting total health and well-being: Health & Wellness Digital Library: Extensive coverage of health, wellness, and disease topics from A to Z. Wellness Initiatives: Wellness education with strategies and tools to help in the adoption of healthy lifestyle practices. Observing these trends, Andrea founded ConnectWell, and shifted her focus from disease management to wellness. Behind this effort, Andrea assembled a Scientific Advisory Board comprised of subject matter experts in different areas of wellness. She built a team of talented, experienced individuals with diverse backgrounds who could hit the ground running and work in an entrepreneurial and collaborative environment. Together they created and deployed consumer-oriented wellness programming in the areas of healthy eating, physical activity, stress management, sleep, and maternal health. Healthy Recipe Collection: Healthy recipes that are tasty, easy to make, and made from whole foods and healthy ingredients. UCTV video presentations from University of California experts that reinforce content matter are woven throughout the content suite to enhance the user experience. As English is not always the primary language for many people across the U.S., ConnectWell has made content available in all of the “threshold” languages recommended by Medicare and Medicaid. A 17 | March 2021 |

20. ConnectWell customers can easily integrate these tools into their “digital front door” to engage the people they serve in their health. The initial launch included tools for 11 underlying health conditions that make people more vulnerable if they get COVID-19. The company is now building out tools that address cancer. multi-language approach enables ConnectWell customers to activate “underserved” communities. Content is optimized for all device screen sizes so that whether an end user is using a computer at home or a smartphone on-the-go, they can access content. Enabling People to Make Informed Health Decisions On the Cutting-edge of the Well-being Dividend The COVID-19 pandemic has transformed how people prioritize and engage in their health and interact with the healthcare system. Virtual care models are key factors to engaging people in their health and well- being. Accessible, accurate, current, expertly vetted health information from a trusted source is critical so people can make informed health decisions. In December 2020, ConnectWell launched an interactive digital health tools offering with Outgrow, an interactive content company. These tools focus on innovative ways to prompt people in managing their health. Critical to managing a health condition is knowing one has it in the first place. For the 50% of people in the U.S. who have high blood pressure, and 88% of people with pre-diabetes not knowing they have the condition, it is key to engage people with virtual health tools and pull them into the “care funnel”. With its digital health content, ConnectWell provides anywhere, anytime access to validated information that is current, actionable, and comes from a credible independent source. The company enables people to be a partner in their own care. Besides, ConnectWell is proud and excited to be on the cutting edge of the “well-being” dividend which is not just about reducing healthcare costs, but also about improving quality of life and expanding longevity. Satisfied Clientele “The CardioVisual team has had the pleasure of working alongside ConnectWell to help raise awareness for coronary heart disease. The collaborative efforts have led to the development and dissemination of a coronary heart disease risk assessment and knowledge tool. We reached a global 18 | March 2021 |

21. audience with over 60,000 impressions, emphasizing how important heart disease prevention is—especially during the COVID-19 pandemic. These interactive digital health tools co-developed by ConnectWell and Outgrow encompass a total learning package for patients—beginning with assessment and continuing with tailored educational content. These tools provide the foundation for improving patient outcomes and creating a healthier world!”- Shannon Goldrick RN, Senior Manager Partnerships & Campaigns and Clinical Education, MedicalVisual. “Silicon Harlem's commitment to digital literacy finds its partner in ConnectWell's commitment to health literacy. We believe everyone needs a connection. No matter where you live, you should have access to affordable internet and essential health information. Together ConnectWell and Silicon Harlem can bridge the digital divide and health divide in underserved communities.”- Clayton Banks, CEO, Silicon Harlem Learn more about ConnectWell here: https://www.connectwell.health/ https://www.healthandwellness.tools/ 19 | March 2021 |

22. Digital Future 20 | March 2021 |

23. Growing Strong with DISRUPTION A complex and difficult problems. As a result, it creates a chance for entrepreneurs as a career opportunity by developing effective solutions. The field of technology and innovation is extensively full of knowledge and it is redefining how organizations operate. If you look at the change it is bringing in the industry, we are shifting from the traditional ways of operating to the modern and advanced models of business. Will Last More than a Lifetime Everything takes time and there is no shortcut to it. Companies thinking to implement technology should not be expecting overnight success. It is the same as investing in your company and the people, it takes time. Sometimes all it needs is the patience to emerge as a successful entrepreneur and an organization. rtificial Intelligence, Internet of Things, Machine Learning, are getting smarter day by day. These technologies are being more focused on solving AI, Cloud, and Robotics are already making a difference in our lives and its knowledge is so deep that it can transform every society, industry, and world. The ability to make better use of the technological tools already has advanced people’s ability to perform more effectively. Companies today are taking part and focusing on various emerging technologies. Learn and Win Innovation and Technology give the competitive edge over other companies to refine and reinvent according to the changes. This intersection of technology and innovation helps businesses to remain competitive in a data-driven world where everything is connected solving critical problems. It has the ability to take the ideas to the full- proof business. Considering the growth of the population and expanding demands, technological solutions are the future of the marketplace. Innovation and Disruption can happen at any time and companies have to be ready for it. Furthermore, it is also contributing to Research and Development centers which ensure the well-being of the people. It also provides solution to essential topics like cybersecurity. As cybercriminals are evolving along with technology, advanced security tools secure organizations or individual's valuable data and information. Tech = Success Technology and Innovation are of high importance and missing these technological advancements means your organization will lag behind others in the industry. Thus, keeping yourself updated and adapting to the new technological developments will definitely broaden your participation level and impact your business from the regional to the global level. It will enable the company to serve large communities beyond geographical boundaries with a wide range of digital platforms, ensuring the prosperity of humans as a whole. Say Less About Pandemic Taking the pandemic and its global impact into consideration, technology is keeping us connected by collaboration with virtual meetings and online education. It has become the new normal way of working. It has also proved useful in most of the applications of healthcare and the companies in healthcare industries to fight the pandemic. It helps in not only saving healthcare costs but also improving the quality of life and expanding human life. Healthcare professionals are also engaged in digital healthcare as the deadly covid is not over yet. Together, with humans and machines, we can create tech-human-oriented healthcare where it can reach the maximum number of people and saving their lives. 21 | March 2021 |

26. KERUBIEL Improving Confidentiality, Integrity and Security of Data I potential to improve the operations and security of IT and information systems, and the threat to disrupt such infrastructures. nformation and Technology are the main driving forces of innovation, R&D, and the economy. Technology-based applications house both the On the other hand, the company provides services in the field of data processing and data governance. In this respect, Kerubiel's goal is to offers state of the art solutions concerning GDPR compliance and to ensure that its clients are protected against all threats and unwanted incidents. Kerubiel provides complex counseling on data security measures based on GAP assessments, outsourced activities (DPO or CISO services) and other services, such as training and education. Thus, data protection can be a fourth line of defense. For instance, AI-based privacy enhancement and security applications are available on the market, on the other hand, AI is exploited by Cyber criminals to override conventional security measures. Thus, a company providing services in these fields has no other option but to constantly research, develop and utilize such technologies. Beside these activities, Kerubiel strives to be a vivid and innovative scientific community. The company is participating in various R&D projects focusing on emerging technologies, such as AI or VR. Furthermore, Kerubiel has joined the Hungarian AI Coalition and is a regular participant of its programs. One of the main successes of the Coalition was its contribution to the new Hungarian AI strategy. Kerubiel is one such organization which focuses strongly on R&D and innovative solutions. It is a small but ambitious company primarily operating in Hungary. László Dellei is the CEO of Kerubiel. He is an expert in GDPR, Security, Cyber Security, Information Security, including IT Security Governance, InfoSec, and IT Audit, Digital Forensic, IT Service Management. AI and VR based Solutions Kerubiel is proud of its so-called “threat hunting activities”. With the help of a devoted team, the company assesses the client's the information and data management framework in order to recognize possible threats and discrepancies in its IT and information framework. The next step is to define measures and propose complex solutions that improve the confidentiality, integrity, and security of all information related infrastructure. Protection against all Threats Kerubiel focuses services concerning IT, information security, data protection, and related areas. It provides state of the art IT audits and information security counseling (e.g. IT risk assessment, IT security counseling), develops complex Cybersecurity systems based on ITIL and AI applications, and advises its clients on business continuity and disaster recovery plans. In so doing, Kerubiel utilizes IT standards, such as the ISO 27000 and the NIST 800-53 controls assessment. Besides the above-mentioned service, Kerubiel is specially engaged in the development of Industrial Control System specific Cyber Threat Intelligence 24 | March 2021 |

27. 25 | March 2021 |

28. “Kerubiel is a 100% privately owned company specializing in the provision of ICT, SECURITY, PRIVACY services and tailored IT DEVELOPMENTS.” 26 | March 2021 |

29. tool systems. In 2019, one of its products has won the product development grand prize of IT Business Awards. its activities and the safety of the employees. Since the main services of the company may be provided via internet and other IT applications, Kerubiel in little time changed to online operations, allowing the employees to work safely from home. Finally, Kerubiel launched two projects aiming to utilize AI and VR based solutions. One project aims to simplify Cybersecurity utilizing a new AI-based solution. The other project is a VR based health application to provide help for patients recovering from stroke. Furthermore, Kerubiel is also developing a new IoT based solution for the orthodontic, in close cooperation with knowledge centers, such as the University of Pisa and the University of Malta, and British and Cyprian research centers. On the other hand, Kerubiel has been tracking the most useful tools and applications that may help a company to adapt to the pandemic. Thus, the company was able to effectively advise its clients on how and what to utilize in order to continue their activities and services. A special consideration is given to Cybersecurity which has become a hot topic in recent month. As always, criminals are fast adapting to new technologies, thus everyone shall always be alert and vigilant. Experienced and Expert IT Leadership Eye on New Developments Mr. Dellei has a staggering 20-year experience in the field of software development, intelligence activities, IT, and information security. From the beginning of his career, his professional interest has been focused on IT and information security. He quickly became involved in various projects concerning these areas, yet he always tries to better himself, engaging in training and additional qualifications. In this respect, Mr. Dellei is an outstanding professional with a unique experience and expert knowledge. He believes that Innovation and adaptability are essential to make an impact on the world of business. IT, information security and data protection are highly competitive markets where missing technological advancements means that the company is lagging behind other competitors. Lack of innovation might lead to the loss of clients and opportunities. Thus, keeping an eye on new developments and utilize such applications will definitely broaden the operation of the company and benefit of the clients. Huge Potential Notwithstanding these fact, Mr. Dellei realized that – due to technological and legal developments, these fields will become strongly linked with data protection and data security, and thus it is necessary for experts from these distinct, but interrelated fields to cooperate and work together. The turning point in his career was the adoption of the GDPR which made it evident that security and privacy go hand in hand. Thus, in 2017, Mr. Dellei has established Kerubiel. With its growing clientele, valuable connections with leading experts from various fields, and with the participation in national and international projects, the goal of the company is to make an impact on a regional level as well. The fresh, innovative, complex, and professional approach of Kerubiel holds the potential for the company to become one of the leading powerhouses in the CEE region. Adapting to the Pandemic When the first wave of the COVID-19 pandemic hit Hungary, the main goal of Kerubiel was to find a way of operation which ensures both the continuation of 27 | March 2021 |

30. Paul Boris, EVP and CRO Praemo 28 | March 2021 |

31. Helping Businesses Drive Efficient and Sustainable Operations About the Leader Paul Boris has driven digital transformation within industrial operations for decades. He’s considered a leader in manufacturing technology deployment, digital transformation and Industry 4.0. Over his career of more than three decades in manufacturing, he has run industrial operations, worked with the world’s largest organizations as a Global VP at SAP and as the CIO for Advanced Manufacturing Strategy at GE, and led the development of industrial wearables and AR as the COO of Vuzix. He currently advises startups focused on AI and Advanced Robotics. U means delivering more up-time, better quality, improved compliance, and lower emissions in an ever more complex technology environment. To make this happen, our exceptional team of subject matter experts has built disruptive technology and has been recognized as a leader for diversity in the workplace. sing Artificial Intelligence, the Industrial Internet of Things, and extensive industry knowledge, Praemo is redefining how organizations operate. The company believes that shifting from traditional operating and business models to one that exploits the IIoT and advanced tools like AI is critical to remain competitive in a data driven world. Thus, it has built an analytic engine technology for businesses to predict and prevent disruptions to their operations. List the prominent products/solutions/services that your company offers, which make you stand out from the competition. (TM) Praemo has built an analytic engine called Razor exploits the data and systems industrial operators already have, using it as-is, where-it-is, without the need for costly data harmonization or team bandwidth that every other approach requires. As a result, companies extract more value faster from the tools, technology and money they’ve already deployed, and can remove cost and disruption from their operations. , that Let’s find out how Praemo is help businesses stay ahead of disruptions to their industrial operations, in an interview conducted between CIO Look and Paul Boris, the EVP and CRO of the company. Please brief our audience about your company, its values, vision, and mission. Praemo was founded to solve the tough problems faced by manufacturing, and industrial operations. This 29 | March 2021 |

32. ability to make better use of the data and systems companies already have, in order to provide advanced warning to downtime, disruptions, quality issues or process deviations is literally like adding heads to an operation without the costs - it virtually expands the team’s ability to produce more effectively. All without us ever being on site. “We pride ourselves on being of industry, for industry.” What would be your advice to the emerging entrepreneurs aspiring to make an impact on the world of business? There’s no magic. It’s about going deep on the issues that keep your target market from performing at their peak, and then building a great team that delivers value. Leaders need to do the difficult work, and build up those around them in any number of ways. If you can develop a skill stack consistent with that notion, you will be successful. Being an experienced business leader, what is your opinion on the adaptation of newer technological developments to sustain your organization’s market competency? Industrial operations, despite their aggressive focus on Smart Manufacturing and Industry 4.0 are notoriously slow to deploy the latest technologies broadly, and rightly so. Pushing new solutions into operations creates waste. Technology that brings distinct and sustainable value, while avoiding disruption is often pulled into operations by forward thinking teams. And while it’s critical that technology providers stay ahead of the curve, understanding how industrial operations consume new technologies like AI and Machine Learning is the difference between delivering tools that bring value and the “shiny new object” that sits on the shelf unused. Technical expertise is key, but so is deep domain knowledge coupled with understanding how these companies transform. Where do you envision your organization to be in the long run and what are your future goals? Our goals are to continue to expand our base and simplify the deployment of our analytic engine. The keys to that are first delivering value for the customer, and second, building exceptional teams internally and at those customers. We are in an untapped space, where our competitors are still focused on push vs pull, building large organizations that then do things, instead of exposing value and building the teams to harvest it. The market opportunity for us is massive, and the gains customers will see will be orders of magnitude beyond that. Give us a few testimonials of your clients that accurately highlight your organization’s position in the market. Taking into consideration, the current pandemic, and its impact on global economies, how are you driving your organization to enhance operations and ensuring safety of your employees at the same time? We’ve had CEO’s in lean operations tell us that we’ve cut their lead times in 1/2, process engineers tell us that they were shocked we could take a raw data dump with zero prep on their part and make any sense of it let alone mine valuable insights from it - so from the executive suite to the front line of the operation, our customers see tremendous value in an incredibly short period of time. Safety of our team and those with whom we’re in contact is critical. We closely followed guidance on workplace safety and have used video calls extensively. Oddly enough, we’ve seen customers benefit in a number of ways. Because we consume data in its rawest form, with no preparation or definition from local teams, we’ve been able to conduct all our projects remotely. But more importantly, the pandemic has created excessive demands on smaller teams. The 30 | March 2021 |

34. WHY IT MATTERS: REASONS WHY THERE IS A NEED FOR SETTING A POSITIVE WORK CULTURE Since 2000, AsiaPay has been a leading digital payment player expanding now to a global team operating in 14 offices across the Asia Pacific region. After trying many remote work processes and sharing platforms, we have learned what are the best practices that will make an organization successful in building a forward-thinking and resilience team in these perilous times. R We believe that creating a remote working environment requires a high level of awareness, engagement, communication, and investment in facilities, so that the digital payment products and services we provide to our customers and partners will be equally trusted, reliable, and secure. Key Challenges As more employees work remotely, it brings more challenges to business especially on: emote work model i. How to maintain momentum of innovation on new products and services? ii. How to effectively communicate and track targeted work results? iii. How to engage employees more and make them fee included in business every day? For many employees, maintaining a healthy work-life balance is the top of mind for his and her working life. Employees seem to find better work-life balance while working remotely while saving time and costs to commute. No rush to catch a train nor lunch rush. Not only it will be more safer for employees to work from home especially under pandemic, employees would find working at home relatively more free and happier. Perhaps, it also improves the health and wellness of employees with less stress and pressure as in working environment. In turn, it leads to more creativity and productivity, and also helps to enhance staff retention and loyalty. Most of all, how to build and maintain a workplace culture that supports employees’ best effort to contribute, stay positive and productive, and enjoy their work life? A need for Positive Work Culture Positive work culture is crucial as more employees work remotely, as how to maintain the necessary trust, respect and productivity in the team, and good effort can be timely recognized especially: i. As more staff work remotely, some supervisors may find it challenging on how to effectively track 01 | MM 2020 www.insightssuccess.com

35. Leader’s Viewpoint effective use of virtual tools to effectively communicated closely among employees across Asia, and make employees feel connected; 2. Appoint and delegate digital payment product owners in region. Encourage product ownership and effectively drive and lead product innovation over time. 3. Develop and conduct additional relevant workshops and trainings, to provide continued professional development support; 4. Design additional awards and incentives to reward those outstanding performers, setting good example for others; 5. Attend to and coach employees who may have performance issues, demotivated, job security concern while working remotely or demotivated; In conclusion, maintaining positive company culture while remote working is important to the business’s operational and financial viability. By clearly defining the culture and reinforcing it through effective communication and implementation, employees will be more engaged, connected, motivated, and recognized when working remotely. This pandemic has brought to many companies unprecedented challenges as well as unique opportunity to preserve and strengthen its company culture in a new way, enhancing trust and increasing productivity leading to achieving necessary shared company vision and goals. End if the employees are on track with tasks and as productive, in order to meet the business targets. ii. Creating and maintaining bonds between employees and colleagues, with trust and respect and can be more difficult while working remotely. At work, employees can more communicate with casual conversations, social outings, coffee chats and lunch hour talks. iii. It is easier for supervisor to give timely feedback and recognition at face-to-face than remote. Yet, employees would equally expect and appreciate necessary recognition and support while working remotely. Supervisor may have to put more effort on effective coaching and guidance as in some circumstance could be less effective in remote environment. About AsiaPay Founded in 2000, AsiaPay is a premier digital payment solution and technology vendor in Asia, strives to bring advanced, secure, integrated, and cost-effective digital payment processing solutions and services to banks and e- businesses around the world. Our integrated payment services cover credit and debit cards, bank account/net banking, digital wallets, over-the-counters, prepaid cards, and other digital means. We are an accredited payment processor and payment gateway solution vendor for banks, and certified international 3-D Secure vendor for Visa, Mastercard, American Express, JCB, Discover Global Network and UnionPay. AsiaPay offers a variety of award-winning, multi-currency, multi-lingual, multi-card, and multi-channelled payment solutions, bundled with our advanced functionalities including fraud detection, tokenization, data analytic.etc. Under this new normal AsiaPay is on top of the situation when it comes to implementing safety protocols and social distancing order for employees in the workplace. Having work safety measures, fostering creativity, and maximizing productivity are some of the top priorities. Headquartered in Hong Kong, we offer professional digital payment service and solution with quality local account and technical service across 14 operative offices in Asia. For further information, please visit www.asiapay.com. To keep our positive work culture for our employees, we: 1. Take advantage of latest technology and make | 02 www.insightssuccess.com MM 2020

38. AsokanAshok, CEO, UnfoldLabs, Inc. UnfoldLabs is well equipped to partner with you to iden?fy new challenges, and convert them into the right opportuni?es. 36 | March 2021 |

39. UNFOLDLABS Building Technology Solutions of the Future About the Leader Asokan Ashok has over 30+ years of experience as a technology leader and innovator. He has led UnfoldLabs to success with his passion for strategic, innovative products, and solutions. Utilizing his inspirational leadership skills, business relationships, and industry expertise, he has nurtured and grown UnfoldLabs into a futuristic technology giant. Ashok has been presented multiple prestigious awards during his career. As a technology geek he is extremely passionate about writing and his innovative/forward-thinking ideas have been published in various magazines such as Forbes and Straight Talk emphasizing core technologies that can shape the future. He has presented in various conferences around the world. His vision towards future technologies and experience in implementing strategic business ideas have achieved him the great honour of receiving many awards for leadership, technology, and products. ith an intent to bring creative products to the W Sunny San Diego, California. between CIO Look and Asokan Ashok, the CEO of the company. world, An innovative products/solutions company, UnfoldLabs Inc. was established in Below are the highlights of the interview: Please brief our audience about your company, its values, vision, and mission. As technology trends are evolving at a tremendous rate, organizations need to re-focus and align with the new waves to keep pace with the changing trends. The professionals at UnfoldLabs are helping businesses reach new heights by digitally transforming and increasing efficiency. The team at UnfoldLabs specialize in mobile, cloud, and new product development/ innovation. UnfoldLabs can take businesses from the pure idea stage, to complete product development and marketing, ensuring a high level of success in the US market. UnfoldLabs has expanded its horizons by building technology solutions of the future, considering the needs of its clients and the marketplace. Ensuring a high level of success, its team is focused to work on design and innovation of strategic products & solutions. We strive to deliver an awesome & proactive experience with a clear and clean understanding on exactly what our clients want by pushing the envelope further with cool technology. Customer challenges are the primary design aspect for innovation in our product development methodology. We have a wonderful team Let’s find out how UnfoldLabs is helping businesses take their ideas to fruition through tough marketing strategies and business plans in an interview conducted 37 | March 2021 |

40. that brings out creative ideas and works collaboratively to deliver high quality solutions. Over the years, we have grown with many satisfied clients by delivering high quality solutions that exceeded their expectations. passion, contribution, and transparency. We strongly believe in the quote -- “Great Companies Might Not Build a Great Culture but Great Culture will always Build a Great Company”. UnfoldLabs is super proud that all the operations are going strong during the pandemic. List the prominent products/solutions/services that your company offers, which make you stand out from the competition? We have had a wide range of team building activities that boost employee morale and promote collaboration. We keep our employees inspired for tomorrow. Weekly meetings with managers and Happy Hour sessions keep us connected during the new normal during the pandemic. UnfoldLabs has some of the most innovative products/solutions in the industry that has helped our users with technology. Continuous learning and creative problem solving make our products the most helpful to our users. Instead of creating a new technology and trying to fit them into the market, we understand the customer needs and reach their requirements with creative product development. We build products with dynamic boundaries that everyone needs. What would be your advice to the emerging entrepreneurs aspiring to make an impact on the world of business? Everyone was once a beginner, and no one succeeds immediately. If you look closely, most overnight successes take a long time. Have a vision, believe in yourself, and don’t be afraid to invest time in your company and people. Set goals, remind them to yourself each day as you wake up and learn from mistakes – this makes sure you are more focused and successful as an emerging entrepreneur. Though we have created a lot of products and solutions – we would like to highlight the below two products. .1. MyFamily – an Innovative Digital Parenting Platform .2. SecureME – an Android Kiosk Launcher application that can help users secure their devices Being an experienced business leader, what is your opinion on the adaptation of newer technological developments to sustain your organization’s market competency? Where do you envision your organization to be in the long run and what are your future goals? UnfoldLabs was established with a plan to grow and expand the business into new opportunities focusing on making us the best in industry. There are quite a few list of goals that we want to achieve soon. Using technology to innovate is great!! AND we strongly believe in continuous innovation that can happen at any time. Observation and curiosity are the main areas that help us to think, create, innovate and solve problems with technology. Our ability to continuously improve, change, helps us integrate any new technologies to solutions/products that the world needs. Launch at least 2-3 new products every year that helps the world Increase brand awareness and create award winning products Build a Unique Culture that is set for Innovation and Employee Growth Increase company income by 50% YoY in the next 5 years Make UnfoldLabs thrive with new and innovative talent. Ÿ Ÿ Ÿ Our strategies are to build an enduring competitive advantage that makes user life easier with technology. We are tuned to the signals of adaptability and quickly act to refine or reinvent business models according to the requirement. Ÿ Ÿ Ÿ Taking into consideration, the current pandemic, and its impact on global economies, how are you driving your organization to enhance operations and ensuring safety of your employees at the same time? At UnfoldLabs – our employees are our greatest and #1 asset. Our decisions are always by considering our employees - valuing their safety, security, creativity, innovation, efficiency, effectiveness and is built for 38 | March 2021 |