HDFC OD Facility: Features, Benefits, and Application Process
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HDFC Bank's Overdraft (OD) facility provides customers with a flexible credit line to meet urgent financial needs. It allows individuals and businesses to withdraw funds beyond their account balance, up to a pre-approved limit, ensuring liquidity during cash flow shortages. The facility is available against fixed deposits, salary accounts, or collateral, with interest charged only on the utilized amount. HDFC offers various types of ODs, including instant digital overdrafts for salaried individuals and secured overdrafts for businesses. This feature helps manage short-term expenses efficiently
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HDFC OD Facility: Features, Benefits, and Application Process
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