How does the plan work?. Pension Investments - Key Concepts & Terms. Equities – company shares Property – buildings i.e. office, retail, industrial units Bonds – Governments bonds/fixed interests. Name for loans given to governments
Objective: preservation of capital
Managed Fund / Consensus
aggressive growth of capital
Cash / Fixed InterestTypical Career Investment Strategy
Closeness to Retirement
Safe Deposit Fund
Capital / Pension Protection
Mix of funds
Capital Protection Fund
Diversified Balanced Fund
Active Managed Fund
Indexed 50/50 Equity Fund
Individual Investment Option
Returns to 01/05/2013
Average fund return since launch is 5.1% p.a.
Asset Allocation 01/05/2013
Asset and Country Mix as at 01.05.2013
Performance to 1st May 2013
Average fund return since launch is 6.7% p.a.
lower risk funds
Asset Allocation 01.05.2013
Active Fund Performance to
1st May 2013
Fund returns since launch (1989): 7.3% p.a.
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Irish Life is regulated by the Financial Regulator
Closed to future money
To produce managed fund returns on a smoothed basis - Promise of no negative returns.