Why Partner with SunAmerica Variable Annuities?. Performance, Protection, Strength. Why Partner with SunAmerica & Polaris?. Performance Respected money managers, 40+ investment options crossing 12 asset classes, plus professionally designed asset allocation models Protection
Performance, Protection, Strength
Polaris offers three share classes
Summary information only as of 10/01/09. Please see prospectus for details.
MarketLock Income Plus
Note: upon each extension of the feature’s income credit period or evaluation period, the feature’s fee and investment requirements may change. Please see a prospectus for complete details.
Recent enhancements to Polaris
1 Van Kampen Life Investment Trust—Class II shares 2 The American Funds SunAmerica Series Trust (SAST) portfolios (“Feeder Funds”) do not invest directly in individual securities; instead they invest all of their assets in corresponding funds (“Master Funds”) of the American Funds Insurance Series (“AFIS”). Investing in a Feeder Fund will result in higher fees and expenses than investing directly in a Master Fund. Please see the prospectus and Statement of Additional Information for more information regarding the master-feeder fund structure.
Retention, Acquisition, Marketing, Practice Management
May Lose Value • No Bank or Credit Union Guarantee • Not a Deposit • Not insured by any Federal Government AgencyImportant Information
Polaris Variable Annuities are sold by prospectus only. The prospectus contains the investment objectives, risks, fees, charges, expenses and other information regarding the contract and underlying funds, which should be considered carefully before investing. A prospectus may be obtained by calling 1-888-502-2900. Clients should read the prospectus carefully before investing.
Annuities are designed for long-term retirement investing. Withdrawals of taxable amounts are subject to ordinary income tax and, if taken prior to age 59½, a 10% federal tax penalty may apply. Early withdrawals may be subject to withdrawal charges. Partial withdrawals also reduce benefits available under the contract as well as the amount available upon a full surrender. An investment in Polaris involves investment risk, including possible loss of principal.
Polaris Variable Annuities are issued by SunAmerica Annuity and Life Assurance Company. Products and features may not be available in all states. The contract, when redeemed, may be worth more or less than the total amount invested. The purchase of Polaris is not required for, and is not a term of, the provision of any banking service or activity. Distributed by SunAmerica Capital Services, Inc.