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Romeo “Ro” Lazzarone, LUTCF

Romeo “Ro” Lazzarone, LUTCF. 775-673-4456 www.TheLazzaroneGroup.com. *DISCLAIMER. All info. is subject to change at any time and without warning. The role of the health insurance broker. ACCORDING TO A RECENT SURVEY FROM MARKET RESEARCH FIRM TNS. THE BROKER/AGENT ROLE….

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Romeo “Ro” Lazzarone, LUTCF

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  1. Romeo “Ro” Lazzarone, LUTCF 775-673-4456 www.TheLazzaroneGroup.com THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

  2. *DISCLAIMER • All info. is subject to change at any time and without warning. THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

  3. The role of the health insurance broker THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

  4. ACCORDING TO A RECENT SURVEY FROM MARKET RESEARCH FIRM TNS THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

  5. THE BROKER/AGENT ROLE…. • Really hasn’t changed, except, there are many more choices and options than before; a broker can help “you” find a plan that best fits you and your family • Use a “qualified broker” • Make sure the broker is certified with Nevada Health Link • Enroll and provide individuals/groups health insurance plans “on” and “off” the exchange • Broker “locator” on the exchange website, to select a broker • Use a broker that has experience • Discuss possible tax implications on individual subsidy THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

  6. Off exchange Carriers • Nevada Health CO-OP* • Sierra Health and Life* • Health Plan of Nevada* • St. Mary’s Health Plans* • Hometown Health* • Anthem* • Humana* • Aetna* • Time* • Celtic* *Carrier plans and rates pending- available sometime in October THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

  7. On exchange CARRIERs Qualified Health Plan (no dental) Issuers: • Anthem* • Nevada CO-OP* • Health Plan of Nevada • St. Mary’s Health Plans *Offering on both Individual and SHOP markets • These insurance carriers are providing approximately 80 medical plans and 90 standalone dental plans. • Size of network could be limited THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

  8. ON EXCHANGE CARRIERS Standalone Dental Plan Issuers: • Anthem • Best Life • Delta Dental • Liberty Dental • Nevada Dental Benefits, Ltd. • Premier Access Dental • Guardian Life Insurance Company** **SHOP only. The rest will offer on both individual and SHOP markets. • These insurance carriers are providing approximately 80 medical plans and 90 standalone dental plans. • Size of network could be limited THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

  9. THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

  10. THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

  11. STRATEGIES BEFORE JANUARY 1, 2014 • Talk to a “qualified” broker • Look at early renewal options- individual/group • If insurable, look into new plans by Dec 31, 2013 THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

  12. Romeo “Ro” Lazzarone, LUTCF 775-673-4456 www.TheLazzaroneGroup.com THE LAZZARONE GROUP 775-673-4456 WWW.THELAZZARONEGROUP.COM

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