Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author.While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server.
1. Stewardship in Troubled Times
3. Stewardship in Troubled Times
4. Stewardship in Troubled Times For the typical American household, the Recession that began more than a year ago came on the heels of a less dramatic but equally unusual economic phenomenon: a Phantom Recovery – a decade of no income growth for middle-class wage earners.
Analysis of Census Bureau data shows that inflation-adjusted median household income — the best single measure of the middle class standard of living — has remained at or below its 1999 peak in every year since then.
5. Stewardship in Troubled Times The period from 1999 through 2008 is the longest in modern US economic history in which inflation-adjusted median household income failed to surpass an earlier peak. The current recession (which officially began in December 2007) likely will keep this key indicator below its 1999 peak again this year, and may keep it there into the next decade.
6. Stewardship in Troubled Times The ongoing recession has had different impacts on different age groups in America.
Adults 65 and older — most of whom have already retired and downsized their lifestyles — have largely escaped its full fury.
Adults in late middle age (50 to 64) have seen their nest eggs shrink the most and their anxieties about retirement swell the most.
Younger adults (ages 18-49) have taken the worst lumps in the job market but remain relatively upbeat about their financial future
7. Stewardship in Troubled Times Adults 65 and older
Older adults are living through what for them has been a kinder, gentler recession. They are less likely to have cut back on spending; suffered losses in their retirement accounts; or experienced trouble paying for housing or medical care. They're more likely to be very satisfied with their personal finances. And they're less likely to say the recession has been a source of stress in their family. Moreover, despite the recession, three-quarters say they expect to be able to leave an inheritance for their children.
8. Stewardship in Troubled Times Adults 50-64 – The Threshold Generation
The Threshold Generation is living through what feels like hard times.
75% of this group say that the current economic problems will make it more difficult for them to retire. Their nest eggs have taken the brunt of Wall Street's meltdown. 61% of this group say they lost money in the past year in mutual funds, stocks or retirement accounts. Of those who report such losses, 14% say they lost more than 40% of their investments' value and nearly 29% say they lost 20% to 40%.
9. Stewardship in Troubled Times
10. Stewardship in Troubled Times Recession-related problems that cause stress
Lost Value in Retirement Accounts – 47% of respondents report they or someone in their household has lost more than 20% in a retirement account or other investments.
Lost Job – 27% report they or someone in the household has been laid off or lost a job.
Trouble paying bills – 21% say they or someone in the household has had trouble paying the rent or mortgage.
11. Stewardship in Troubled Times Overall, about 2/3’s of all American households have faced at least one of these recession-related problems.
40% experienced one problem, while nearly 20% faced two, and 6% report their household faced all three of the problems tested in the survey.
12. Stewardship in Troubled Times Charitable giving to all causes by Americans fell by 2% in 2008. Adjusted for inflation, this is a 5.7% decline.
Direct Mail campaigns reported a precipitous drop in contributions late in 2008.
Major donors & corporations are in financial trouble.
13. Church Giving Competition for charitable dollars is increasing. Church members are being asked to support all of these and more:
Community - United Way & Red Cross
Medical – Cancer, Diabetes, MS & others
Education - University of Iowa & Iowa State
Emergency - tornado & flood relief
14. Church Giving Churches & Synagogues have fared better than other charitable gift recipients in 2008
Religious organizations had an increase of 5.5%.
International affairs organizations were up 0.6%.
Education organizations were down 5.5%.
Environment and animal welfare groups were down 5.5%.
Arts, Culture and Humanities organizations were down 6.4%.
Health organizations were down 6.5%.
15. Church Giving Despite this seemingly good news –
Church membership has been declining since the 1960’s.
Per member giving to churches as a portion of income began to decline in 1961.
Giving to churches as a percentage of income is lower now than in either 1921 or 1933.
16. Church Giving A few members support a majority of a church’s funding.
Many of the supporting members are in the 50 to 64 year-old Threshold Generation
Most of the remainder of the supporting members are in the 65+ age group
17. Gallup Organization 17% of the members in the average church say they tithe, but only 3% actually do.
Average donation to church is 3% to 4% of income.
40% of members give nothing.
18. Gallup Organization 91% of church members say they make more money than they have ever before in their lives (2004 data)
71% of pastors believe that church members have changed from “stewards” into “consumers”.
This is probably a generational change.
19. Lyle Schaller
20. Lyle Schaller “Old patterns of fund-raising and old assumptions about stewardship no longer work. Charitable giving today is based on a complex set of factors, including the growing opinion that it is the giver, rather than the receiving institution, that should have full and final control of how the gift is appropriated.”
21. Lyle Schaller "If the discussion about the church budget can be shifted from money to ministry, from economy to effectiveness, and from means to purpose, there may be no ceiling on what Christians will do to fulfill their calling."
22. Lyle Schaller The big issue is “to distinguish between current income and accumulated wealth” and that “an increasing proportion of all charitable giving comes from accumulated wealth.”
23. Lyle Schaller "One of the most effective means of undermining the trust level within a congregation, of lowering morale, of increasing passivity, and of creating disharmony is to create a situation that causes members to believe they cannot trust the financial accountability system of that church."
24. Lyle Schaller The church is competing with many other institutions for the charitable dollar.
Direct Mail, Phone Calling, Community Campaigns (United Way), Pledge Weeks (NPR & IPTV), Internet (Political Campaigns)
By comparison, the church uses very unsophisticated approaches.
25. Change in Focus The Church needs to move from Fundraising to Stewardship
27. What is Stewardship?
Stewardship is about making choices, as individuals and in community. It is more than giving money to the church. Stewardship is about being faithful disciples, caring for and managing all that God has given us.
Stewardship is not just one part of Christian discipleship; it involves every aspect of life in all the stages of life. What is Stewardship?
29. Stewardship is the grateful response to God's grace and goodness. It requires a consideration of how our choices affect us and others, of how we can be good caretakers of the created world, and of how we can best serve God as disciples of Christ. What is Stewardship?
30. Presbyterian Survey What motivates Presbyterians to give to their church?
31. Why Presbyterians Give? Presbyterians who regularly attend worship give over $2000 per year to their church.
Presbyterians give because they feel a sense of gratitude for God’s love and goodness and they want to contribute to God’s work in the world.
32. Why Presbyterians Give? The best approach is to focus on the core mission of being God’s people.
Members seem to be saying, if you increase our awareness of what God has done for us and what God wants us to do for others, greater giving will follow.
33. Conclusions from Presbyterian survey Faith considerations motivate the most generous among us.
Personal or pragmatic concerns motivate those who give the least
There is “no quick fix.”
34. So what can you do? Embark on a program that emphasizes Presbyterians’ faith.
Practice financial transparency.
Communicate – Tell your story to your congregation.
35. So what can you do? Develop a strategy that asks for signed pledges.
Members that pledge give more than members who do not pledge.
Ask in person for contributions or pledges.
Mailings and other indirect requests are always less successful than face-to-face.
36. So what can you do? Send individual members quarterly statements of their financial giving to the church.
Always be thankful for what has been given and gives thanks frequently.
Start a program of year-round stewardship in your congregation.
37. A year-round stewardship program consists of three major components only one of which is the financial campaign. The three components are:
Financial Stewardship Year-Round Stewardship Program A year-round stewardship program is vital to the life of any congregation. The church is about enlisting and equipping disciples for the work to which we are called by Christ. Developing generous stewards also creates committed disciples. A year-round stewardship program is an important part of the task of equipping disciples.
A year-round stewardship program is vital to the life of any congregation. The church is about enlisting and equipping disciples for the work to which we are called by Christ. Developing generous stewards also creates committed disciples. A year-round stewardship program is an important part of the task of equipping disciples.
38. Stewardship Education Stewardship education is that portion of the program that helps the members of your congregation understand the meaning of stewardship both biblically and theologically. Members of all ages are taught the lessons of what it means to be the stewards of the gifts of God.
39. Stewardship Education Stewardship of Self – health & wellness
Stewardship in our Church – green church initiative, conservation, recycling
Stewardship in our Community – local mission programs
Stewardship in the World – giving to PC(USA) unified mission and special offerings
40. Mission Interpretation Tell your story! An active mission interpretation program helps people understand the opportunities and the results of their stewardship. Develop materials and presentations that will interpret your local mission to your congregation. Also share information about the denominational mission programs of the presbytery, synod and General Assembly.
41. Financial Stewardship Financial Stewardship is the method by which we obtain commitment to the life of discipleship. This is done primarily through a financial campaign that provides the means for those commitments to be made.
42. Conclusions Congregations need to spend more time –
1) Thanking people for their giving.
2) Explaining how the dollars that are given are being used to change people’s lives and make a difference in the world. Celebrate and communicate success.
3) Asking people to give.
43. Year-Round Stewardship Program To learn how to start a year round stewardship program at your church, go to the “Confident Steward” at:
44. Year-Round Stewardship Program For more help with a Year-Round Stewardship program, go to the Presbytery of North Central Iowa Stewardship web site at: “www.presbynciowa.org” and click on the Stewardship menu bar or go directly to the Stewardship web page at: “www.presbynciowa.com”
45. Year-Round Stewardship Program For your next financial campaign, order the “Confident Steward 2.0” CD-ROM for $10.95
46. Presbyterian Financial Statistics How does your church compare to other churches of your size?
47. Presbyterian Financial Statistics Churches with 50 or fewer members give an average of $1250 per member. They have the highest percentage of members attending worship (77%) and are least likely to have an installed pastor or regular worship leader (53% with leadership).
26% of PC(USA) churches fall into this category.
48. Presbyterian Financial Statistics Churches with 50 to 100 members give an average of $1012 per member. They have the next highest percentage of members attending worship (64%) and are somewhat likely to have an installed pastor or regular worship leader (75% with leadership).
23% of PC(USA) churches fall into this category.
49. Presbyterian Financial Statistics Churches with 100 to 200 members give an average of $995 per member. They have a lower percentage of members attending worship (57%) and are likely to have an installed pastor or regular worship leader (93% with leadership).
23% of PC(USA) churches fall into this category.
50. Presbyterian Financial Statistics Churches with 200 to 300 members give an average of $1000 per member. They have a lower percentage of members attending worship (54%) and are likely to have an installed pastor or regular worship leader (92% with leadership)
10% of PC(USA) churches fall into this category. The PC(USA) national average is 205 members.
51. Presbyterian Financial Statistics Churches with 300 to 500 members give an average of $1038 per member. They have a lower percentage of members attending worship (51%) and are very likely to have an installed pastor or regular worship leader (95% with leadership) and 21% of these churches have more than one installed pastor.
9% of PC(USA) churches fall into this category.
52. Presbyterian Financial Statistics In the Presbytery of North Central Iowa there are 8800 Presbyterians.
Per member giving to the local church averaged $800 – an increase of 3.76% from 2006 to 2007.
To find the financial statistics and trends for your church go to:
53. TITHE, IF YOU LOVE JESUS.
ANY DAMN FOOL CAN HONK!