1 / 9

Measuring Financial Vulnerability

This document examines financial vulnerability through various metrics, including Low Income Cut-Offs (LICO) and the Survey of Household Spending. It highlights poverty trends among target populations based on 1995, 2000, and 2005 data from Statistics Canada, as well as credit file insights from TransUnion. The findings reveal community-level personal debt and the concentration of individuals at risk of credit delinquencies and bankruptcy, providing crucial benchmarks for social research. For further inquiries, contact Sibylle Richter-Salomons at (403) 268-3696 or email sibylle.richter-salomons@calgary.ca.

zed
Download Presentation

Measuring Financial Vulnerability

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. Measuring Financial Vulnerability

  2. Examples of Measures of Financial Vulnerability • Low Income Cut-Offs (LICO) • Survey of Household Spending • Credit file data provided by TransUnion

  3. Poverty in the Community

  4. Poverty among Target Populations Sources: 1995 data: Statistics Canada, 1996 Census of Canada. File Img_Mob. 2000 data: Statistics Canada, 2001 Census of Canada. T1 Geo1-4 version 2 Urban Poverty 2005 data: Statistics Canada, 2006 Census of Canada. UPP06_Table 1

  5. Poverty among Target Populations Sources: Statistics Canada, 2006 Census of Canada. Files UPP06_Table-10EF_Part_A_CSD & UPP06_Table-10UI_Part_A_CSD

  6. Expenditure Habits Source: Statistics Canada, Survey of Household Spending in 2010 (62F0032XDB)

  7. Credit File Data provided by TransUnion • Provides additional information on the total personal debt in a specific areas or community • Provides additional information on areas/communities with a higher concentration of persons at risk of credit delinquencies and personal bankruptcy • Allows benchmarking

  8. Publications

  9. Contact Sibylle Richter-Salomons Social Research Policy Analyst (403) 268-3696 sibylle.richter-salomons@calgary.ca

More Related