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Affordability of Health Insurance Coverage for Small Firms (3-199 Workers) 2005-2014

This report investigates the financial perceptions of small firms (3-199 employees) regarding the affordability of monthly health insurance premiums for single coverage from 2005 to 2014. It highlights that a significant percentage of respondents opted for "Don't Know" when asked about their capability to provide health benefits, illustrating the uncertainty faced by small businesses. The data is sourced from the Kaiser/HRET Survey on Employer-Sponsored Health Benefits and sheds light on the challenges smaller firms encounter in offering competitive health insurance options.

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Affordability of Health Insurance Coverage for Small Firms (3-199 Workers) 2005-2014

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  1. Exhibit 2.19Among Small Firms (3-199 Workers) Not Offering Benefits, Amount The Firm Believe That It Could Afford to Pay Monthly for Health Insurance Coverage for an Employee with Single Coverage, 2005–2014 NOTE: Respondents were given the opportunity to indicate “Don’t Know.” In 2005, 24% of firms selected “Don’t Know”; 21% in 2007; 43% in 2009; and 39% in 2014. SOURCE: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2007-2014.

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