Personal Financial Literacy. Mid-Term Review Chapters 1-3. S M A R T Goals. S pecific M easurable A ttainable R ealistic T ime Bound. 5 steps of the Financial Planning Process. SACIM Set SMART Goal Analyze Information Create A Plan Implement The Plan Monitor And Modify The Plan.
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Tuition is the charge for instruction at a school
Money that must be withheld from paychecks for income tax, Social Security tax, and Medicare tax
Money that you chose to be withheld from your paychecks for savings, retirement, or insurance
taxes are paid
during the calendar year
claims on federal and state income taxes
A person you claim as a dependent
Consumers save as much as possible and spend only when necessary
Consumer get the highest value for the money spent.
Method of informing and persuading consumers to purchase goods and services.
Strategies used to be more productive and make better decisions