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How Do Seasoned Authorized User Tradelines Improve Your Credit Score? PowerPoint Presentation
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How Do Seasoned Authorized User Tradelines Improve Your Credit Score? - PowerPoint PPT Presentation


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Based on a piece of legislation passed about 40 years ago, The Equal Credit Opportunity Act of 1974, creditors report the account activity of all authorized account users to the three major credit bureaus.\n

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Presentation Transcript
based on a piece of legislation passed about

Based on a piece of legislation

passed about 40 years ago, The

Equal Credit Opportunity Act of

1974, creditors report the

account activity of all

authorized account users to the

three major credit bureaus. So if

you are listed as an authorized

user of someone else’s credit

card account, that account will

appear on your credit report. As

a result, the repayment history,

credit limit, and debt ratio of

that account will impact your

credit score..

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