TROPICAL STORMS

1. The Claim Squad Public Adjusters is the best place to go for when you are looking for a true professional. Michael Keeler – Public Adjuster in Florida has made a promise to help you in every possible way to get you the best settlement possible for your property damage claim. Visit the Claim Squad Public Adjusters website at https://theclaimsquad.com/ to see what they can do for you! It is important to file a hurricane damage claim with your insurance company, even if you live in Florida. Hurricane Andrew destroyed Homestead, an area that was well built and has a lot of insurance coverage. The entire home was destroyed by two hurricanes, one of which came ashore from the Caribbean. Andrew destroyed much of the infrastructure at the home site, making it uninhabitable, and also causing considerable structural damage to the homes' internal parts. While you may not live in Florida, you can file a claim for your possessions and personal effects if you live in that state or are a visitor to that state. As soon as you realize that you have suffered damage, you should call your insurance company. They will assist you in the claims process and assist in processing your claim. If you live in Florida, you can file a claim immediately after the storm by contacting your insurance company. You should keep copies of any photographs or video taken during the time of the storm, as these can be crucial in assessing the extent of damage and can be crucial in filing a successful claim. Many people ask their insurance agent what type of paperwork they need to fill out in order to file a hurricane insurance claim. If you live in Florida, there are not specific forms required, but most companies will require certain information such as names, addresses, phone numbers, insurance policies, pictures, and dates of losses. The insurance company will usually also require verification of the losses, either from you or another party, so it is always wise to keep any documents relating to your losses handy. If you are living in Florida and have suffered a hurricane, it is important to file a hurricane insurance claim immediately to obtain the maximum benefits. While waiting on your insurance to process the claim, you will incur expenses related to damaged property and you may not be compensated for these costs, leaving you with more problems than you started with. After you file a hurricane damage claim, the insurer should pay you cash, with the balance due when the insurance settles. If you do not receive a check in the mail within eight weeks, you should call your insurance company and make an appointment to go over your claim. You will probably incur costs related to repairs and service, which can be covered by your hurricane insurance claim. These costs may include property claims repairing or replacing personal property (including computers, clothing, and other items); repairing or replacing appliances; and transportation. If you incur any travel expenses, it is extremely important to keep those receipts because if your home was destroyed, you cannot use those receipts to prove where you were. If you use your credit cards to pay for your repair bills, the card company may refuse to issue you a refund because they consider the cards to be a rental item and therefore cannot issue you a cash advance. If you do receive a check in the mail, the insurer should hold the check until the hurricane insurance claim has been processed. When you file a hurricane insurance claim, you should expect to wait at least two weeks for your claim to be processed before you will receive a check from your insurer. The time varies depending on the company, so you should call their customer service number to determine the appropriate waiting period. During this two-week

2. period, you should carefully review your insurance policy to ensure that you have adequate coverage. You should also have a plan in place to make sure that any items that are damaged during the hurricane do not incur additional costs from the repair or replacement of these items. If you were forced out of your home during the hurricane, you should write down the names and addresses of all persons in your house who are living in it and the phone number of your family's insurance agent. You should keep this list in a safe place and refer to it periodically during the two-week period as your inventory is replenished and replaced.