Pointers to useful information at http://highdeductiblehealthplan.org In the PowerPoint Slide Presentation, 5 secret downsides of HSA policies are outlined.
Negative Aspects Of HSA Health Savings Accounts Reviewed
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5) High actual inflation: Even though the feds report 3% inflation, your wallet and ShadowStats.com knows best. The realistic inflation in the States is more than ten percent. Each and every $10,000 you keep in a HSA, you'll lose $1,000 each year.
So what are the alternatives? Should you figure out how you can invest money for a lot more than 1-2% annually, and do not anticipate numerous health related expenditures, then HSA might not be for you, but an replacement, after-tax savings account may be far better.
Look athttp://highdeductiblehealthplan.org/hsa_health_plan.html(Link) to find out much more about HSA accounts, and to find a HSA financial institution which will best aleviate the 5 not-so-secret drawbacks of HSA accounts.