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Hardship Emergency Loan Program for Pets

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Hardship Emergency Loan Program for Pets. What would you do if your pet were involved in a serious accident that required extensive veterinary care?. What if you were then placed in a position in which you were forced to euthanize that beloved pet due simply to finances?.

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Hardship Emergency

Loan Program for Pets


What would you do if your pet were involved in a serious accident that required extensive veterinary care?

  • What if you were then placed in a position in which you were forced to euthanize that beloved pet due simply to finances?
  • This question has been all too real for some unfortunate pet owners in Clinton County.
  • Good people who would willingly repay a no-interest loan have had no place to turn prior to HELP for Pets.
help for pets mission statement
HELP for PetsMission Statement:

To provide no-interest loans to pet owners who have exhausted all other financial means to allow for urgent treatment of their pets, thus alleviating unnecessary euthanasia.


Incorporated July 13, 2010

  • Achieved Federal income tax 501(c)(3) status April 25, 2011, thus making all contributions and memorials to our group deductible for income tax purposes.
2012 board of directors
2012 Board of Directors
  • Pam Blesh – president
  • Jackie Parucha – vice president
  • Teresa Miller – secretary
  • Jean Hessler – treasurer
  • Christina Livingston Frank
  • KrishPillai
  • Jessica Sanford
  • Bud Hessler
how does the program work
How does the program work?
  • The veterinarian identifies a client with an immediate need.
  • The client completes the loan application.
  • Approval is immediate. Care is initiated.
  • The veterinarian submits the bill and is paid directly from HELP for Pets.
  • The client repays HELP for Pets directly.
criteria for aid
Criteria for Aid
  • Specific veterinary conditions exist
  • Clinton County resident
  • Demonstrate need
covered medical conditions
Covered Medical Conditions
  • Accidents/fractures/trauma
  • Pyometra/obstetrics
  • Spay/neuter
  • Endocrine emergencies

(diabetes, Addision’s, etc.)

  • Diagnostics performed toward diagnosis
  • Treatment of congenital anomalies
covered medical conditions con t
Covered Medical Conditions(con’t)
  • Prescribed food for a specific medical condition (up to 2 months)
  • Cancer treatment
  • Pharmacologic treatment (up to 2 months)
  • Exploratory surgery
  • Basic disposal fees
  • * other reasonable procedures at the veterinarian’s discretion*

Specific Exclusions

  • Relief from prior financial obligations
  • Routine flea treatment, heartworm prevention
  • Vaccines
  • Elective procedures – grooming, declaw
  • Cosmetic Surgery
  • Heroics

We were forced to amputate his leg because the owner could not afford orthopedic surgery at a referral center.

how is our group funded
How is our group funded?

Entirely through


and fundraisers!



  • January – Wine and Cheese Reception
  • Booths: Best of Clinton County, Riverfest, Clinton County Fair, Farm-City Festival, Christmas in the Barns
  • November – Halloween Dance
community presentations
Community Presentations
  • Mill Hall Kiwanis
  • Cosmopolitan Club
  • Sugar Valley Elementary School for “Dimes on a Line” project
  • Mill Hall Elementary School

All of the “work” is done

by unpaid volunteers,

including all

administrative work.

thanks to
Thanks to:
  • All of the volunteers who man booths at events

To make our mission a reality, local veterinary hospitals and emergency clinics have vowed participation.

All welcomed this program as a way to end financial euthanasia and make it a thing of the past in Clinton County.

participating veterinarians
Participating Veterinarians
  • Animal Medical Center of Nittany Valley
  • Central PA Veterinary Emergency Services
  • Dr. Larry Bason
  • Calico Creek Veterinary Clinic
  • Metzger Animal Hospital
  • Pine Creek Veterinary Associates
  • Currently at 158 individuals
  • Board of directors have included “any person that contributes $5.00 or more” as a member.
  • Benefit of membership: Being part of a group that believes in helping others to help themselves.
membership meeting
Membership meeting
  • Thursday, February 7th at 6:30
  • Rebecca Gross Room of the Ross Library
  • Called for the purpose of electing officers
  • All members are encouraged to attend!
who have we helped
Who have we helped?
  • Beginning in April of 2011, 14 Clinton County families/14 pets
  • Loans of over $10,000.00 for urgent veterinary care
  • All of this loaned money came from fundraising and loan repayment.
goal for the future
Goal for the future

We really have only one…

…to continue to provide no-interest loans on an unlimited basis to save Clinton County pets from financial euthanasia.

please join us
Please join us!

P.O. Box 541

Lock Haven, PA 17745