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Income distribution

Norwegian Strategy for preventing and fighting homelessness Results and challenges Lars-Marius Ulfrstad The Norwegian State Housing Bank. Income distribution.

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Income distribution

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  1. NorwegianStrategy for preventing and fighting homelessnessResults and challengesLars-Marius UlfrstadThe Norwegian State Housing Bank

  2. Income distribution If the last ten years expansion of the income gap continues, our income gap will become equivalent to USA and Great Britain in ten years. • FAFO 2006, “Rikdom på nye veier”

  3. Housing expenditures as part of net income(Kiøsterud 2006)

  4. Poverty and housing expenditures The Norwegian Action Plan to fight Poverty (“Tiltaksplan mot fattigdom”): • Poverty is defined as the fact that some persons have “such a low income, possibly combined with necessary expenditures connected to illness, disability, etc. that they for a longer period are deprived of their basic needs” • NOVA: Poverty is defined not only as a relative income level, but as income level combined with high and necessary expenditures (Bolig og levekår) • Housing expenditures are the most debiting of the private economies

  5. Poverty ratesNOVA 2006

  6. What is the increase in number of households in a vulnerable position in the housing marked?

  7. The Strategy: performance targets The number of applications for eviction is to be reduced by 50%, and the number of actual evictions by 30% Nobody should be placed in temporary accommodation after release from prison Nobody should be placed in temporary accommodation after release from treatment in an institution Nobody shall be offered overnight shelter that does not meet the agreed quality standard Nobody shall reside for more than three months in temporary housing

  8. Results 2007 Evictions reduced with 15 % from 2004 to 2007, applications for evictions with 22 % 3000 households received support/services in their housing situation 135 municipalities and 14 urban districts networking within the strategy The Housing Bank financing 180 projects 4% sleeping rough 1997, 1% in 2005 Improvements in homeless’ quality of life

  9. EU Peer review: Criteria for success Broad political consensus Clearly defined objectives Sufficient funding Coordination/cooperation Models for changing administrative work Housing and living situation as focus point Networking The role of The National State Housing Bank

  10. EU Peer review: Challenges Shortage in municipal housing supply Sufficient services Services in smaller municipalities Competence in working with homeless The use of temporary housing

  11. More challenges … • “Gaps” in the interconnection of the Housing Bank’s loans and subsidies for homebuyers (NIBR 2008) • Increasing the municipalities competence in working with vulnerable households and homeless (Auditor General of Norway) • Insufficient knowledge on vulnerable persons housing needs (“) • Further reduction of evictions • Reduction in number of homeless

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