1 / 10

CARDS OPERATIONS IN BOSNIA AND HERZEGOVINA

CARDS OPERATIONS IN BOSNIA AND HERZEGOVINA. Đorđe Racković Central B ank of Bosn ia and Her z egovin a Head of Payments Systems Department Sarajevo, October 21, 2010. CARDS IN BH MARKET. 2009: out of 30 banks – 26 offered cards services

scott-holcomb
Download Presentation

CARDS OPERATIONS IN BOSNIA AND HERZEGOVINA

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. CARDS OPERATIONS IN BOSNIA AND HERZEGOVINA Đorđe RackovićCentral Bank of Bosnia and HerzegovinaHead of Payments Systems Department Sarajevo, October 21, 2010

  2. CARDS IN BH MARKET • 2009: out of 30 banks – 26 offered cards services • Visa, MasterCard, American Express, Diners + Bam card – local debit card • Bam card – issued by 8 banks in BH and funds settlementis done in the CBBH in RTGS

  3. December 31, 2008: 1,612.219 ISSUED December 31, 2009 : 1,754.221 ISSUED In 2009, the increase by 142.002 cards compared to 2008 4 banks with 1,4 mil. CARDS NUBMER OF ISSUED CARDS

  4. VOLUME OF PAYMENTS TRANSACTIONS VIA CARDS • 2009: KM 4.87 billion • 2008: KM 3.76 billion • 4.87 billion KM: ATM - KM 3.63 billion (74%) POS - KM 1.24 billion (26%) POS – KM 1.24 billion: Cash withdrawal: KM 0,60 billion Payments of goods and services: KM 0,64 billion

  5. VOLUME OF PAYMENTS TRANSACIONS VIA CARDS • Payments systems operations in 2009 KM 152,5 billion - KM 64,5 billion of RTGS and GC - KM 88,0 billion of interbanks ones • Payments systems operations by cards KM 4,87 billion

  6. AN AVERAGE TRANSACTION • Average value of one transaction: 2008.: KM 149 2009.: KM 141 (decrease by 8 KM) • Average annual turn over by a card 2008: KM 2.296 2009: KM 2.779 (increase by 483 KM)

  7. CARDS ISSUED IN BH but USED UP ABROAD • 2008: KM 176 million • 2009: KM 210 million KM 210 million : ATM - 90 million POS - KM 120 million KM 120 million: CASH - KM 5,0 million goods and services – KM 115,0 million

  8. CARDS ISSUED ABROAD but USED IN BH • 2008: KM 564 million • 2009: KM 697 million KM 697 mil : ATM - KM 472 million POS - KM 225 million KM 225 million : CASH - KM 87,0 milliongoods and services – KM 138,0 million • Number of ATM: • 2008.: 901 • 2009.: 1.355 • Number of POS: • 2008.: 15.968 • 2009.: 16.259

  9. Use of limit by cards (September 30, 2010) • CREDIT CARDS Limit approved: KM 310,0 million Unused limit: KM 130,0 million • Deferred payments cards Limit approved: KM 160,0 million Unused limit: KM 115,0 million DEBIT CARDS (?) Limit approved: KM 720,0 million Unused limit: KM 420,0 million

  10. Đorđe RackovićCentral Bank of Bosnia and HerzegovinaHead of Payments Systems DepartmentContact: Phone: ++387 33 28 64 50E-mail: djordjer@cbbh.ba

More Related