financial services consulting

1. Startups, MSMEs, and rapidly expanding companies require more than just mathematicians to navigate difficult financial environments; they also require strategic partners. Founders, CFOs, and finance chiefs from a variety of industries now turn to Cretum Advisory as their go-to financial services consulting company. But what makes Cretum stand apart? Let’s dive into the core reasons behind its growing reputation. 1. Founder-Led Expertise with 10+ Years of Industry Experience Cretum Advisory isn’t just another consulting firm—it's backed by a leadership team of seasoned finance professionals with deep expertise across GST, income tax, FEMA, secretarial compliance, and transaction advisory. Every client engagement benefits from direct involvement of senior experts, not just junior consultants. Fact: 80% of clients rate expert involvement as the top factor in choosing a financial services consulting. 2. Startup-Centric CFO Services that Scale with You Startups often struggle to afford full-time CFOs. Cretum solves this with Virtual CFO services tailored for early-stage to growth-stage ventures. From investor readiness to MIS reporting and cash flow forecasting, their CFO advisory ensures founders make decisions backed by numbers. Stat: Companies using virtual CFOs save up to 60% in finance department costs while improving financial discipline. 3. Automation & Compliance Driven by Technology Cretum has made investments in cloud-based accounting solutions, integrated GST filing systems, and automated dashboards in this rapidly digitizing world. Whether it's reconciling data from Flipkart, Amazon, or Zoho, they eliminate manual errors and reduce turnaround times. Insight: Compliance automation reduces late filing penalties by 40%, according to a 2024 MSME survey. 4. 360° Compliance and Financial Risk Management Regulatory barriers like income tax inspections, FEMA violations, or GST inconsistencies are common for businesses. The professionals at Cretum offer a comprehensive approach to risk management, guaranteeing that you are shielded against fines and upcoming conflicts. Their services span: GST health checks FEMA compliance audits Income tax litigation support

2. ROC and Companies Act advisory 5. MIS Reporting, Investor Decks & Business Insights For growing businesses, financial data is only useful when it drives decisions. CFOs and founders can confidently pitch to investors and track success with the use of Cretum's custom MIS reports, investor dashboards, and data-driven insights. Stat: Startups using professional MIS and investor reports raise 3X faster funding, per a 2023 NASSCOM study. 6. Pan-India Client Base with Deep Sectoral Knowledge In more than 50 industries, Cretum has worked with D2C brands, software startups, manufacturing exporters, and logistics companies. Instead of providing general consulting, their cross-sector experience enables them to provide industry-specific solutions. Fact: Cretum has experience with international FEMA compliance issues in the UAE, UK, and Singapore and serves clients in more than 20 Indian cities. 7. Founders, CFOs, and finance heads trust Cretum is unique since it can be a long-term financial partner rather than merely a one-time consultant. Because of the firm's responsibility, strategic contributions, and prompt support, many of its clients stay with it for several years. Important Takeaways Cretum combines cutting-edge automation technologies with expert-led advising. Virtual CFO services help startups scale efficiently. Compliance and risk management are proactive, not reactive. Tech-enabled reporting supports investor conversations. Cretum’s multi-industry knowledge gives clients a strategic edge. The Final Thought Cretum Advisory is your one-stop partner if you're a startup founder, CFO, or business owner seeking scalable virtual CFO support, compliance clarification, or strategic financial advising. Book a Free Consultation | connect@cretumadvisory.com