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The Long View

The Long View. NCUA Chairman Debbie Matz Presentation to Credit Union Association of the Dakotas June 27, 2012. Success Story: Credit Unions Are Recovering. Positive Trends in Federally Insured Credit Unions 2009 - 2012. 0.18 %. 0.50 %. 0.84 %. 12/31/2009. 12/31/2010. 3 /31/2012.

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The Long View

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  1. The Long View NCUA Chairman Debbie Matz Presentation to Credit Union Association of the Dakotas June 27, 2012

  2. Success Story: Credit Unions Are Recovering Positive Trends in Federally Insured Credit Unions 2009 - 2012 0.18 % 0.50 % 0.84 % 12/31/2009 12/31/2010 3/31/2012 9.92 % 10.08 % 10.01 % Return on Assets 1.84 % 1.44 % 1.76 % 1.21 % 1.13 % 0.78 % Net Worth 89.92 Million 90.49 Million 92.52 Million Delinquencies Net Charge - Offs Members

  3. Credit Union Assets by CAMEL Codes

  4. South Dakota CU Trends Positive Trends in South Dakota Credit Unions 2009 - 2012 0.59 % 0.62 % 0.93 % 12/31/2009 12/31/2010 3/31/2012 • 11.30 % • 11.14 % 10.80 % Return on Assets • 1.50 % • 1.24 % • 1.45 % • 0.96 % • 0.80 % • 0.61 % Net Worth 1.71 Million 1.76 Million 1.73 Million Delinquencies Net Charge - Offs Members

  5. North Dakota CU Trends Positive Trends in North Dakota Credit Unions 2009 - 2012 - 0.26 % 0.09 % 0.82 % 12/31/2009 12/31/2010 3/31/2012 • 9.47 % • 9.69 % 9.66 % Return on Assets • 3.09 % • 2.65 % • 3.17 % • 2.11 % • 2.14 % • 1.42 % Net Worth 4.53 Million 4.66 Million 4.56 Million Delinquencies Net Charge - Offs Members

  6. Regulatory Modernization • Streamlining Existing Regs • Targeting New Regs • Minimizing Reg Burdens

  7. Reallocating NCUA Resources Past allocationswere based on # of CUs, rather than assets and risks

  8. www.NCUA.gov

  9. Free monthly newsletter • News and analysis you won’t find anywhere else: • “Plain-English” summaries of every open NCUA Board action • Monthly columns by all 3 NCUA Board Members • Rotating columns by each NCUA Regional Director and key Office Directors • Learn not just the “what” – but also the “why” – behind NCUA initiatives. • Click “NCUA Newsletter” when you sign up for NCUA Express!

  10. What Credit Unions Need to Do • Due Diligence • Board Training • Strategic Planning • Ask Questions…

  11. Attract Younger Members

  12. Offer New Technology

  13. What We Can Do Together • Legislation: • Member Business Lending • Supplemental Capital

  14. Communication At NCUA: We Hear You!

  15. The Long View NCUA Chairman Debbie Matz Presentation to Credit Union Association of the Dakotas June 27, 2012

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