1 / 10

5 frequently asked questions about health insurance

With the rising medical costs and vulnerability towards several diseases, no one can afford to live without a proper health insurance policy. It is one of the most essential types of insurance one should opt.

sagaryadav
Download Presentation

5 frequently asked questions about health insurance

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. 5 frequently asked questions about health insurance

  2. With the rising medical costs and vulnerability towards several diseases, no one can afford to live without a proper health insurance policy. It is one of the most essential types of insurance one should opt. Well, this article enlists some of the frequently asked questions about health insurance. Just take a look-

  3. Why You Need Health Insurance? When you have a better health insurance plan, you unlock to better health care facilities. Whatsoever plan you choose not only gives you a better shot at getting fit. Why we are saying this because a sudden hospitalization, accident or any surgery can really cost you lakhs of rupees. So, better health insurance plans protect you and your hard earned money and take care of all kind of medical expenses

  4. Is health insurance policy portable? Well, the answer to this question is yes. Definitely, if you do not want to continue with your existing health insurance policy, you can switch to another insurer. Regulatory authority allows an insurer to port or switch health insurance policy without any loss of the waiting period, and no claim bonus.

  5. Purchasing a Family floater plan a good option? Well, it depends! Family floater plans are a good option to save on your premium costs, and especially if you are a young couple. Let’s say if you are at an age of 32, and your spouse is at 30, then a separate health insurance plans for both of you for sum insured 5 lakh each would cost you around INR 10,000. But, as mentioned above, that both of you are young, the full sum insured under the two different policies may not be used. Instead of this, opt for a family floater plan for INR 5 Lakh.

  6. What is health insurance top-up? At that time of medical exigency, you can ask your insurer for a top-up plan. So, overall it makes sense when you really want to increase the cover without paying too much on premium. With this, you can save on your regular health insurance policy too like one for general claims, while using the top-up plan to cater to that one-time high-cost hospital charges.

  7. How to choose a good health insurance company? Well, everyone tells you about the good insurance plans, but in addition to this, how to choose a good health insurance company holds equal importance. The answer to this frequently asked question lies in the claim acceptance ratio. Yes, one must definitely check at the claim acceptance ratio of an insurance company when it comes to choosing good health insurance companies.

  8. Hope this has been helpful, good luck and ride safe!

  9. Follow us on : https://www.facebook.com/DHFLGI/ https://twitter.com/dhflgi?lang=en https://www.youtube.com/channel/UCUI5rWhub_POI2b8EQou5vg https://in.linkedin.com/company/dhflgi

  10. For more details: health insurance plans Visit Here: https://www.dhflinsurance.com/health-insurance/ Thank You…

More Related