BTA Online system

1. BTA Online system Financial portal for business customers

2. BE ACQUAINTED:BTA ONLINE SYSTEM Today for any organization – whether state of private – the main nonrenewable resource is TIME. Unlike lost money, lost time can not be returned. That’s why effectiveness of your business primarily depends on how wisely you manage this invaluable resource. If you know the value of time of your company and do not want to waste it to visit the bank, use the advantage of services of BTA ONLINE electronic financial portal which is designed for remote banking servicing of legal entities via Internet online.

3. make payments in tenge and foreign currency, and to purchase, sell and convert currency place funds on savings (deposit) accounts trace payments and monitor performance of credit liabilities transfer salaries of your employees to their card or personal accounts transfer pension contributions and social expenditures of your staff receive electronic extracts on bank accounts, as well as SMS and email notifications OPPORTUNITIES OF BTA ONLINE After having become the user of BTA ONLINE, your company will gain time against your competitors, because the whole range of banking services will be available right in your office! With the help of BTA ONLINE system you will be able to:

4. Convenient • Banking services are available at any place with Internet. • Banking services and EDS are available on smartphones and tablets. • Opportunity to control and manage accounts of subsidiaries and branches • Multiuser mode of working with documents Simple • Simple and intelligible interface and detailed documentation. Fast • No need to waste your time to visit the bank. ADVANTAGES OFBTA ONLINE Using BTA ONLINE is very convenient, simple, fast, cheap and safe!

5. Innovations ADVANTAGES OFBTA ONLINE Services of remote banking service with application of Electronic Digital Signature are available for user of mobile platforms (smartphones and tablets)! • BTA ONLINE mobile services are the first in the Republic of Kazakhstan to provide the users with possibility of working with payment documents and extracts through smartphones or tablets with legitimate Electronic Digital Signature of Kazakhstan Interbank Settlement Centre of the National Bank of Kazakhstan RGE AS • BTA ONLINE mobile services are an innovational product of the Bank, which list of services will be replenished on a regular basis. • Even now, upon connecting to this service, Managers / Accountants of the Companies-Customers of the Bank may sign payment documents by legally valid Electronic Digital Signature and receive electronic extracts on bank accounts directly on smartphones or tablets.

6. Cheap • Installing, setting and maintenance of the system – free of charge. • Free provision of special electronic USB-keys to access the system • Service fee – 1,500 tenge per month (including VAT). Safe • BTA was the first among the banks of RK to implement Information Security Management System according to ISO 27001 international standard, elaborated for the system of rendering remote banking services. • Application of Electronic Digital Signature (EDS) in BTA ONLINE system is legitimate and complies with all necessary requirements of the laws of RK and Regulations of the National Bank of RK on making electronic payments. ADVANTAGES OFBTA ONLINE Using BTA ONLINE is very convenient, simple, fast, cheap and safe!

7. opportunity of working with registration certificates and EDS issued by the Certification Center of KISC RSE of the National Bank of the Republic of Kazakhstan, which aggregate of certified program-hardware features is certified for all four levels of security by RK standards (ST RK 1073-2002) of means of cryptographic protection of information, certified organizational procedures • use of special USB-keys for identification of users and keeping of EDS, certified in accordance with Kazakhstan standards of means of cryptographic protection of information (ST RK 1073-2002), which eliminates the possibility of unauthorized access of fraudsters to the system without physical access to this device. ADDITIONAL DATA ON SECURITY OF BTA ONLINE Legitimacy of EDS is ensured by:

8. ADDITIONAL DATA ON SECURITY OF BTA ONLINE BTA Bank, together with Dr. Web – Russian designer of means of informational security, offers FREEservices for provision of reliable anti-virus protection of your computers and servers: • Curing utilityDr.Web CureIt!™ – irreplaceable facility for curing computers and servers infected by malicious objects, which were not detected by the anti-virus program of another manufacturer. • Plugins Dr.Web LinkCheker™ – instrument for “on-the-fly” antivirus verification of webpages and files downloaded from Internet. • Emergency system recovery disc Dr.Web LiveCD™ – facility of “reanimation” of Windows or Linux in case malicious objects made booting of the computer impossible.

9. Please address all questions on connection to BTAONLINE to the Call Center of BTA Bank by the following phone numbers: • +7 (727) 2 500 111, 2 500 222, 2 500 200 – for Almaty • 8 8000 800 111 – toll-free number around Kazakhstan DO YOU WANT TO CONNECT TO BTA ONLINE SYSTEM? Additional information on BTA ONLINE system is available on BTA Bank website at www.bta.kz/ru/corp/btaonline. Information on rates for servicing legal entities is available at www.bta.kz/ru/buss/tariffs.

10. THANK YOU FOR YOUR ATTENTION!