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HDFC bank personal loans are quick, competitive & transparent, customized to suit your every need. We at Afinoz are dedicated to serve the financial requirements of our customers. We have an exclusive collaboration with many governments/private banks/ Non-Banking Financial Institutions. More Info:-https://www.afinoz.com/hdfc-bank-personal-loan
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HDFC HDFC BANK PERSONAL LOAN BANK PERSONAL LOAN INTEREST RATE INTEREST RATE
PERSONAL LOAN ELEGIBILITY CRITERIA • You are eligible to apply for a Personal Loan if you fall under the following criteria • Profession Working in private limited companies, or public sector undertakings (including central, state, and local bodies) • Eligible Age21 to 60 Years • Required Work Experience At least 2 years, of which 1 year must be with current employer • Minimum Monthly Income for Eligibility Rs. 15,000 (Rs.20K in Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Pune, Kolkata, Ahmedabad, Cochin)
DOCUMENTATION • Documents required for personal loan: • Identity proof (copy of passport/voter ID card/driving license/Aadhaar) • Address proof (copy of passport/voter ID card/driving license/Aadhaar) • Bank statement of previous 3 months (Passbook of previous 6 months) • Latest salary slip/current dated salary certificate with the latest Form 16
RATES • Fee Amount to be Paid • Rack interest rate Salaried - 15.50% TO 21.50% • Loan processing charges Up to 2.50% of the loan amount subject to a minimum of Rs. 2,999/- & Maximum of Rs. 25000/- for Salaried Customers. • Prepayment in Part or full • (Refer FAQ section for detailed terms)Salaried - No pre-payment in part or full permitted until repayment of 12 EMIs • Part Payment allowed up to 25% of Principal Outstanding. It is allowed only once in a financial year and twice during Loan tenure. • Pre-payment charges • (on PrincipalOutstanding) /
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