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HDFC Bank Personal Loan Interest Rate

If there is any short-term financial crunch then Personal Loan is the best available option. HDFC Bank is one of the prominent banks in India which provides personal loans for several reasons such as a wedding, traveling, foreign education, business expansion or any other legitimate purpose. More Info:-https://www.afinoz.com/hdfc-bank-personal-loan

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HDFC Bank Personal Loan Interest Rate

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  1. Hdfc Bank personal loan interest rate

  2. Personal Loan Elegibility criteria • You are eligible to apply for a Personal Loan if you fall under the following criteria • Profession Working in private limited companies, or public sector undertakings (including central, state, and local bodies) • Eligible Age 21 to 60 Years • Required Work Experience At least 2 years, of which 1 year must be with current employer • Minimum Monthly Income for Eligibility Rs. 15,000 (Rs.20K in Mumbai, Delhi, Bengaluru, Chennai, Hyderabad, Pune, Kolkata, Ahmedabad, Cochin)

  3. Documentation • Documents required for personal loan: • Identity proof (copy of passport/voter ID card/driving license/Aadhaar) • Address proof (copy of passport/voter ID card/driving license/Aadhaar) • Bank statement of previous 3 months (Passbook of previous 6 months) • Latest salary slip/current dated salary certificate with the latest Form 16

  4. Rates • Fee Amount to be Paid • Rack interest rate Salaried - 15.50% TO 21.50% • Loan processing charges Up to 2.50% of the loan amount subject to a minimum of Rs. 2,999/- & Maximum of Rs. 25000/- for Salaried Customers. • Prepayment in Part or full • (Refer FAQ section for detailed terms) Salaried - No pre-payment in part or full permitted until repayment of 12 EMIs • Part Payment allowed up to 25% of Principal Outstanding. It is allowed only once in a financial year and twice during Loan tenure. • Pre-payment charges • (on PrincipalOutstanding) /

  5. Thank you very much • Thanks you very much from the core team of afinoz.com

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