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Balsz School District

Balsz School District. Employee Benefits Programs 2014-2015. Medical Insurance Rates. Medical Insurance Rates. P.R.E.P. Prevention Reward Employee Program. WELLNESS MATTERS! TWO + ONE = $200 HSA Contribution or $75 Gift Card Primary Requirements: • Annual Wellness Exam

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Balsz School District

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  1. Balsz School District Employee Benefits Programs 2014-2015

  2. Medical Insurance Rates

  3. Medical Insurance Rates

  4. P.R.E.P. Prevention Reward Employee Program WELLNESS MATTERS! TWO + ONE = $200 HSA Contribution or $75 Gift Card Primary Requirements: • • Annual Wellness Exam • • Health Risk Assessment (HRA) • • Timeline: 4/1/2014 – 3/31/2015

  5. P.R.E.P. Prevention Reward Employee Program Additional Options: • Complete a Smoking Cessation Program • Enroll in DPCA Program • Dental Exam • Flu Vaccination • Preventive Cancer Screening • Complete Eight Months of the Work It Off Exercise Program • Participate in a Community Wellness Run • Attend Two District Sponsored Wellness Classes • Non-Benefited employees may participate in PREP, see website for more information.

  6. ING Life Insurance • Basic Group Term Life Insurance • Equal to $50,000 at no cost to you! • Accidental Death & Dismemberment (AD&D) insurance – pays additional benefit if you suffer a loss due to an accident. • Benefits are reduced at age 70. • Includes travel assistance and funeral planning services • Voluntary Term Life Insurance • For you, your spouse and/or your children. • Evidence of Insurability forms may be required, depending on level of coverage. • You may also have the opportunity to take supplemental coverage with you if you leave your employer.

  7. ING Short Term Disability • If you elect or apply for short‐term disability coverage, the elimination period is 7 calendar days for injury, 7 calendar days for sickness. • Short‐term disability benefits are payable for up to 6 months for injury or sickness during a continuous period of disability. • There is a 12 month pre-existing conditions clause. • Applications available during enrollment periods.

  8. Total Dental Administrators Plan: A Dental Discount Program • Exams and cleanings covered at 100% • No deductible and no annual maximum • Select dental office ahead of time • Discounts on vision, hearing and prescriptions included in plan

  9. Delta Dental Benefit Plan:A Dental Insurance Benefit • Preventive care covered at 100% • Annual deductible and benefit maximum • Plan includes vision care savings through EyeMed Vision Care

  10. BASIC Flexible Spending Account (FSA) • Do you pay medical expenses? Insurance premiums? Child care? • A Flex Account can reduce some of the burden of medical, dental, vision and dependent care bills. • With BASIC Flex, you elect to have a certain dollar amount transferred from your paycheck into a special account to pay for expenses as they occur. This money is taken from your gross pay prior to taxes. • You save by not having to pay federal and most state and local taxes, as well as Social Security and Medicare taxes, on the amount you set aside. • IMPORTANT NOTE: If you have an HSA Account, then Flex is limited to Dental, Vision and Child Care.

  11. VSP Vision Program

  12. VSP Vision Services • In Network Pricing: • Well Vision Exam Every 12 months - Copay $10 • Prescription Glasses • Lenses Every 12 months - Copay $20 • Frame Every 12 months - $130 Allowance; 20% off amount over allowance • Contact Lens Care - Fitting and evaluation - Copay $60 • Contact Lenses - $130 Allowance • Additional discounts and savings on sunglasses and Laser Vision correction. Additional coverage for diabetic eye disease. • No insurance cards

  13. Balsz School District Benefits: Information Online Pt.1 1.Click Here! 2. Click Here!

  14. Balsz School District Benefits: Information Online Pt.2 3.Click Here!

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