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Healthcare . Includes all reasonable and necessary medical aid, medical examinations, medical treatments, medical diagnoses, medical evaluations, and services Embraces all the goods and services designed to promote health. Health Insurance. Why is this an issue

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Healthcare
Healthcare

  • Includes all reasonable and necessary medical aid, medical examinations, medical treatments, medical diagnoses, medical evaluations, and services

  • Embraces all the goods and services designed to promote health


Health insurance
Health Insurance

  • Why is this an issue

    • People who have health insurance are more risky because they do not have to pay full price

      • Moral hazard

    • This drives up costs

    • Health care markets rely on competition to control costs and improve quality


Health insurance1
Health Insurance

  • 85% of Americans have health insurance

  • 60% receive health insurance through employment

  • 29% get it from various agencies

  • 2005 41.2 Million people in the U.S were w/o health insurance


Health insurance2
Health Insurance

  • Medicaid

    • Covers services depending on age, financial circumstances, family situation, transfer of resource requirements, or living arrangements

    • Services

      • Dental care

      • Hospital inpatient and outpatient services

      • Care in a nursing home

      • Prenatal care

      • Medicine, supplies, medical equipment

      • Emergency ambulance transportation to a hospital

      • Etc.

    • Qualifications

      • High medical bills

      • Receive supplemental Security Income (SSI)


Health insurance cont
Health Insurance cont.

  • Medicare

    • Gov. funded

    • Helps to insure elderly and stage renel disease patients


Interest lobby groups
Interest Lobby Groups

  • AARP

    • Dedicated to enhancing the quality of life to those 50 and older

    • Expend its reach of programs to more low income and vulnerable older Americans in need

    • Grants, tax deductible contributions from AARP members, the general public

    • AARP members support foundation through volunteerism and immediate and long term financial contributions


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