Workers Compensation Loss Reserving in California . Michele P. Bernal. General Challenges in CA WC. 99.8% loss ratio projected for AY98 (source WCIRB 6/99 projection). CA Direct Loss Ratios. General Challenges in CA WC. 99.8% loss ratio projected for AY98
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Michele P. Bernal
146% Combined Ratio Projection for AY98
Loss Ratio (1/00 filing) 100%
LAE Ratio (1/00 filing) 24%
Other Expense (CY98) 22%
Direct Combined Ratio146%