Confronting Workers’ Compensation Issues in California The California Workers’ Compensation Crisis. John Burton February 2004. Insurance Rates per $100 Payroll Oregon DCBS Data. Insurance rates (dollars). Underwriting Results – Incurred Loss Ratio NAIC Data.
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Insurance rates (dollars)
Incurred losses as percent of premium
Net investment gain as percent of premium
Expenses minus investment income as percent of premium
PPD claims per 100,000 workers
Total benefits (cash plus medical) in dollars
Medical benefits as percent of total (cash plus medical) benefits
Medical benefits in dollars
Cash benefits in dollars