ENHANCED INSURANCE COVERAGE FOR MIGRANT WORKERS. Product Features. Personal Accident Accidental Death & Dismemberment Accidental Medical Reimbursement Daily Hospital Income Benefit Permanent Total Disablement Assist America Services Emergency Medical Evacuation
COVERAGE FOR MIGRANT WORKERS
Financial assistance for burial expenses in the Philippines in the event of accidental death of the insured OFW.
Emergency Medical Evacuation
Medically Supervised Repatriation
Return of Mortal Remains
-Acts of foreign enemies,
-Hostilities or warlike operations (whether war be declared or not),
-Civil commotion assuming the proportions of or amounting to an uprising or military or usurped power.
-Suicide or attempted suicide
-Diseases caused by bacterial infections or infections caused by parasites (except phylogenic infections which shall occur through an accidental cut or wound).
-Poison or any poisonous substance taken, administered, absorbed or inhaled (other than the accidental inhalation of domestic gas.)
-Occurring whilst the Insured is traveling in an aircraft other than one licensed for public passenger service and operated by a regular Air Line on a published scheduled flight over a regular air route between two recognized and established airports in which the Insured is traveling as a ticket holding passenger.
-Occasioned by pregnancy or childbirth with respect to women.
-Consequent upon the Insured Person engaging in the making or handling explosives or upon being engaged as a custodian of explosives.
- Consequent on the Insured Person committing or attempting to commit a felony; or as a consequence of the Insured Person in an illegal occupation, or performing an unlawful act.
-A deliberate act of negligence of an Insured Person.
-Any breach of law in any employment host country or state by an Insured Person.