1 / 0

Orrstown Financial services ( orrf )

Orrstown Financial services ( orrf ). Katelyn Howard. Overview. Bank holding company for Orrstown Bank Commercial banking Trust services Loan products PA and MD Market Cap.: $112.2M 52 week range: $14.00-$29.50 Annual Dividend Rate: $0.92. Key Stats. Recent Price : $13.20

naif
Download Presentation

Orrstown Financial services ( orrf )

An Image/Link below is provided (as is) to download presentation Download Policy: Content on the Website is provided to you AS IS for your information and personal use and may not be sold / licensed / shared on other websites without getting consent from its author. Content is provided to you AS IS for your information and personal use only. Download presentation by click this link. While downloading, if for some reason you are not able to download a presentation, the publisher may have deleted the file from their server. During download, if you can't get a presentation, the file might be deleted by the publisher.

E N D

Presentation Transcript

  1. Orrstown Financial services (orrf)

    Katelyn Howard
  2. Overview Bank holding company for Orrstown Bank Commercial banking Trust services Loan products PA and MD Market Cap.: $112.2M 52 week range: $14.00-$29.50 Annual Dividend Rate: $0.92
  3. Key Stats Recent Price : $13.20 Purchase Price : $37.40 Shares : 7 YTD Return: (51.8%) Holding Return: (64.71%) P/E: 42.7 Industry: 33.33 Debt/Equity: .3 Industry: 1.7 EPS Growth 3 Yr: 5.3 Industry: -2.5 Net Profit Margin: 3.5 Industry: 6.5 ROE: 1.6 Industry: 3.6
  4. Recent News Reported a net loss for the quarter ended June 30, 2011 of $10.6 million Deteriorating net income and disappointing ROE (sign of weakness) Underperformed the industry and S&P 500 Decline in revenue (dropped 5.8%) Decline in earnings Stock’s performance fell 32.99% worse than the S&P 500
  5. Analyst’s Recommendation Buy: 35.04% Hold: 38.14% Sell: 26.82%
  6. Recommendation: SELL We should sell ORRFbecause they have declining net income, revenues and earnings. The stock performance has decreased from about $26 a share to $13.20 a share over 6 months and continues to decrease. We should look at investing in American Express Co. and/or Discover Financial Services Inc.
  7. American Express Co. 3 Main Businesses: U.S. card services, International card and global commercial services Global network and merchant services Advantages over competitors: Issue its own cards and doesn't have to rely on merchant acquirers to process transactions Service cardholders and merchants, as opposed to large financial institutions gives Amex pricing power
  8. Key Factors Strong buy right now Price: $47.46 52 Week Range: $53.80-$37.33 Qualitative Risk Assessment: Low S&P Quality Rating: A- Market Cap: $57.91B Dividend rate: $0.72 Fair Value: $48.60 P/E:13
  9. Discover Financial Services Inc. Issues credit cards and acquires transactions Operates a closed-loop credit card network and also uses third parties to issue its cards Extends card loans (receivables) to cardholders who wish to borrow through their credit cards operates a PIN-based debit card network in the U.S. and owns Diners International, a global credit card network
  10. Key Factors Buy right now Price: $25.03 52 Week Range: $27.92-$15.25 Qualitative Risk Assessment: Low Morningstar: 4-star rating Market Cap: $13.216B Dividend rate: $0.24 Fair Value: $30.90 P/E: 8
  11. Suggestions Buy 65 shares of DFS ($1626.95) 35 shares of AXP ($1661.10)
More Related