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financial services. financial services. woolworths card. Card debtors increased by 27.4% to R2.4bn Number of accounts increased by 9% to 1.16m Contribution to sales increased to 33.7% (2003: 32.8%). financial services. personal loans. Personal loans increased by 33.5% to R670m

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financial services
financial services

woolworths card

  • Card debtors increased by 27.4% to R2.4bn
  • Number of accounts increased by 9% to 1.16m
  • Contribution to sales increased to 33.7% (2003: 32.8%)
financial services1
financial services

personal loans

  • Personal loans increased by 33.5% to R670m
  • Number of accounts increased by 16% to 137 000
financial services2
financial services

visa card

  • Visa card increased by 77.7% to R234m
  • Number of accounts increased by 40% to 56 000
financial services3
financial services

the way forward

  • New management team
    • Fresh thinking emerging
  • Growth of book
    • Customer recruitment strategy
    • Disciplined credit-granting - balance growth with health of book
  • Profitability
    • Interest rate decline versus H1 2004 reduces interest net income by c. R55m
    • Potential consolidation of various money-lending acts – positive
    • Evaluating options to improve returns
    • Exit unit trust