Presentation Transcript

1. Stretching the Buck

   Jen Delange Lora Dykes
2. Objective and Introduction To provide resources that can be utilized by families experiencing financial crisis.
3. Today’s Agenda Budgeting Tips Grocery Shopping Tips Entertainment Tips Different Agencies
4. House Hold Budgeting Set goals Track Expenses Plan for surprises Set priorities Fill the Gaps Update regularly
5. Setting Goals Long Term Goals Short Term Goals Time and Money
6. Tracking Expenses Three ways to track expenses Low level technology Mid level technology High level technology Categorizing
7. Plan for Surprises Something has gone wrong! Most forgotten part of the budget Be reasonable
8. Fill the Gaps Too much needed not enough to pay? Here are your options: Something has to go Something has to change Less costly method found More income
9. Update Regularly The level of importance changes New plans have to be made Every few months update your budget Look for places that need improvement
10. Grocery Shopping Tips Where you shop What you buy What you cook
11. Where You Shop Supermarkets overpriced Dollar Friendly Markets: Target Wal-Mart Kmart Farmer’s Market
12. What you buy Best meal base: pasta, generic cereal, ramen noodles, and rice Meat: Thin cut steaks, tough meat, chicken drumsticks, sausage Soup Bread Junk Food The forgotten leftovers
13. What to Cook Creative dishes Mix meats and macaroni Steamed vegetables with Ramen Uncertain… go to the library.
14. Shopping Tips Newspaper Store Clerks Generic brands are your best friend.
15. Entertainment Tips Entertainment Includes: Games, Movies, Music, Reading, Anything recreational Clearance Racks Garage Sales Classifieds Networking with Family and Friends Library
16. Transportation Tram Nifty Lift EMAS C.A.T.S.
17. Tram May make appointments 24 hours/ day Offer transportation to residents of Madison County Reasonable price
18. Nifty Lift Handicapped accessible Out of city transportation Set price, regardless of age Service for the handicapped and elderly
19. EMAS Provide transportation to doctor’s appointment, hospitals, clinics, emergency rooms 24 hours/day services
20. C.A.T.S. City of Anderson Transportation System Hours Reasonable fee 6 fixed bus routes Buses are wheelchair equiped
21. Family Fun “12 free days of Christmas” “Free days at the Children’s Art museum” “Free attractions” Anderson Library Events Mounds Mall of Anderson : Free Kids movies Community Playgrounds/Parks Public pools Visit Local Animal Shelter Board games, cards and puzzles
22. 12 Free Days of Christmas On the 1st FREE day of Christmas, December 13th, Indianapolis Motor Speedway Hall of Fame Museum On the 2nd FREE day of Christmas, December 14th, President Benjamin Harrison Home On the 6th FREE day of Christmas, Indianapolis Museum of Art and the historic Lilly House On the 7th FREE day of Christmas, the Indiana Historical Society On the 12th FREE day of Christmas in Indy, the Children’s Museum of Indianapolis
23. Free Days at the children’s Art museum El Dia de Los Ninos Christmas Eve Martin Luther King Day Presidents Day First Thursday of each month Special offer
24. Free Attractions Anderson Fine Arts Center The Greater Fort Wayne Aviation Museum
25. Anderson Library Events Family History Class Introduction to Computer Class Teen Open Mic Night Windows Basics Wii Sports for Seniors Family Literacy Night Friends of the Library Book Sale Toddler Tango Words! Words! Words! Read with Me Family Movie Nights
26. Mounds Mall of Anderson: Free Kids Movies Dates Shows Holiday Events
27. Parks, Pools, Shelters, homes, and churches Community parks Public pools Local animal shelters Board games, cards, and puzzles churches
28. Clothing Alexandria Community Center Anderson Township Trustees Christian Center Rescue Ministries Mercy Center Nana’s Children & Maternity Shop Outfitters, Inc St. Vincent De Paul Society
29. Mercy Center They give clothing for a requested donation They have some maternity clothing Winter coat give away
30. Nana’s Children & Maternity Shop Trade clothing Similar to “Plato's Closet”
31. Outfitters, Inc Available to children in South Madison County Free week’s worth of clothing
32. Financial Support Agencies Alexandria Emergency Relief Fund Anderson Township Trustees Energy Assistant Program Division of Family Resources Momentive Consumer Credit Counseling Services Inc. Operation Love Ministries Salvation Army St. Vincent De Paul Society
33. Momentive Consumer Credit Counseling Services, Inc. Budget counseling Debt management program Loan/credit card payments Work with your creditors Workshops and counseling on housing and getting a mortgage Personal financial planning
34. Operation Love Ministries Utility and rent assistance Food pantry Financial mentoring program Pharmaceutical assistance
35. St. Vincent De Paul Society House hold items Infant items Assistance with rent, gas, heat bills Referrals with other agencies
36. Sources www.ConsumerReports.org Personal Financing Magazine. Stacy Rapacon, “Best of the Budgeting” 03/2009 Madison County Family Resource Directory Cooking Inexpensively by Stephanie Haefner couponing.about.com