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High Out-of-Pocket Costs and Premiums in Privately Insured Adults (2001-2007)

Private health insurance trends from 2001 to 2007 show more adults spending significant income on out-of-pocket costs and premiums. Data reveals the burden on households, with insights from the Commonwealth Fund Biennial Health Insurance Surveys.

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High Out-of-Pocket Costs and Premiums in Privately Insured Adults (2001-2007)

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  1. More Privately Insured Adults Are Spending Large Amountsof Income on Out-of-Pocket Costs and Premiums, 2001–2007 Percent of privately insured adults ages 19–64 with high out-of-pocket costs and premiums Out-of-Pocket Costs Equal5% or More of Household Income Out-of-PocketCosts Equal10% or More of Household Income Notes: Family out-of-pocket costs include all medical expenses, premiums, and prescription drug spending. Adults continuously insured all year with employer-sponsored insurance or individual insurance. Source: Commonwealth Fund Biennial Health Insurance Surveys (2001 and 2007).

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