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Frequently Asked Questions. When will last applications be accepted for Rate Tracker Ultra? Final applications will be accepted on Monday 12th October. These will need to be full applications with a contract of sale. No concessions will be granted.

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frequently asked questions
Frequently Asked Questions

When will last applications be accepted for Rate Tracker Ultra?

Final applications will be accepted on Monday 12th October. These will need to be full applications with a contract of sale. No concessions will be granted.

Why has Rate Tracker Ultra been withdrawn from sale?

RTU was a promotional variable rate product with the original plan to make available for sale for a limited number of months. Due to the success of the product it was decided to extend the sale period. We have recently launched three new products to meet the needs of various market segments and are offering a very strong rate on our Mortgage Shredder Variable Introductory Rate Home Loan.

Who will be eligible for the Mortgage Shredder Variable Introductory Rate Home Loan?

The Mortgage Shredder Variable Introductory Rate Home Loan will be available for sale from Tuesday 13th October 2009. The Mortgage Shredder Variable Introductory Rate Home Loan will offer a strong discount on the standard Mortgage Shredder Home Loan on the first year of the loan from date of disbursal for loans up to 90% LVR.

frequently asked questions1
Frequently Asked Questions

Is the Mortgage Shredder Variable Introductory Rate Home Loan eligible under the Plus Package?

Yes, the Mortgage Shredder Variable Introductory Rate Home Loan can be combined with a Lite Plus Home Loan to then fall under the Plus Package. The Mortgage Shredder can be split with any of our existing home loans (with the exception of Low Doc & Seniors Equity Release)

Is there a monthly fee on the Mortgage Shredder Variable Introductory Rate Home Loan?

No, there is no Loan Maintenance fee on the Mortgage Shredder Variable Introductory Rate Home Loan. Should the customer choose to take advantage of the 100% offset that is available, a $15 monthly fee applies.

Can extra repayments be made?

Yes, however should they repay 75% or greater, the Deferred Establishment Fee will then become payable.

What loans are available for customers wishing to borrow in excess of 90% LVR?

Customers wishing to borrow in excess of 90% LVR will be required to apply for the standard Mortgage Shredder product.