PowerPoint Slides for Professors Spring 2010 Version.
Spring 2010 Version
This file as well as all other PowerPoint files for the book, “Risk Management and Insurance: Perspectives in a Global Economy” authored by Skipper and Kwon and published by Blackwell (2007), has been created solely for classes where the book is used as a text. Use or reproduction of the file for any other purposes, known or to be known, is prohibited without prior written permission by the authors.
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W. Jean Kwon, Ph.D., CPCUSchool of Risk Management, St. John’s University101 Murray StreetNew York, NY 10007, USA
Phone: +1 (212) 277-5196E-mail: Kwonw@stjohns.edu
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Chapter 25 discusses distribution channels via other financial institutions
See also Chapter 24 (Insurance Regulation)
The E&S system is unique to the U.S. which maintains state regulation.
Discussion in pages 518-519!
See also Chapter 11
For what reasons might two countries with roughly equivalent levels of per capita incomes exhibit vastly different insurance density and penetration figures?
With a few important exceptions, U.S. insurers seem to have less interest in international expansion than do many European insurers. Suggest some historical, cultural and other reasons that might explain this situation.
What specific economic, social, demographic and political factors do you find have affected consumption of (a) life insurance and (b) nonlife insurance in your country? Do you also find globalization of financial systems in general and insurance in particular has affected insurance consumption in the country?