A PRODUCT OF MAINTEC TECHNOLOGIES PVT. LTD "... BankVision is a complete solution for Computerization of a bank of any size with any number of branches." "... BankVision uses state-of-the-art application technology.
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MAINTEC TECHNOLOGIES PVT. LTD
for Computerization of a bank of any size
with any number of branches."
"... BankVision uses state-of-the-art application technology.
BankVision comprehensively brings every aspect of Bank management and operations into on-line computerization simultaneously."
BankVision is an fully integrated online banking application on the leading edge of Financial System Technology. BankVision uses state-of-the-art application technology to simultaneously and comprehensively bring every aspect of Bank management and operations into on-line system.
It combines the power ofASP.Net andanyRelational Database Management System (RDBMS)
Sequential Audit Trial
Auditor’s audit trial
Single Window Concept
Any Branch Banking
Delivery channels – ATM, Internet/Tele/Mobile
Foreign Exchange Transactions (FOREX)
Payment Mechanisms- Debit/Credit/Smart cards,
EFT, ECS, RTGS etc.
time consuming data repository duplication efforts.
by individual, for each transaction.
Give customers instant access to account information and provide the flexibility to carry out financial & non- financial transactions 24 hours a day from anywhere in the world in a highly secure environment.
Provides Internet access & transaction capability to multiple products and services offered by a financial institution - Current & Savings Accounts, Loans, Time Deposits, Mutual Funds and Securities.
Customers can also monitor their accounts through e-mail and SMS alerts that are triggered by a customer-managed set of events.
BankVision also supports corporate accounts requiring complex access schemes and transaction privileges.
Ease of Operation
Reconciliation of Accounts
Online Help and Search/query operation
Automatic reconciliation of inter branch transactions
Soft locking of screen
Accuracy of transactions
Bank’s Book of Instructions made redundant
Export of data to any formats like .EXL, .DOC etc.
Scheme based product definition
Email can be sent to customer’s mobile phone as alerts
or to their POP servers there by bank can keep in touch
with the customer more effectively.
Mobile, Internet Banking
banking solution (distributed and centralized solution)
Min. usage of infrastructure
Money laundering compliance solution providing
Know Your Customer, Regulatory reporting and
Easy addition of users and branches
Target and Budgeting
Productivity of staff
Management cost analysis
Personalized cheque book printing
Smart card enabled
Multi channel banking
Single window concept
Support for payment mechanisms like EFT, ECS, Debit Cards, Smart
Cards, RTGS etc.
Standing Instruction facility
The key features of BankVision which makes the software the most comprehensive and efficient Banking System.
Rational approach towards transactions.
On-line help and search utility
Concurrent working on the same customer account on
Complete coverage of Banking requirements including
System is designed to interact with any kind of external
data like encoding of cheques, Pass sheets to customer
through Smart Cards etc.
Monitor Branch Activities.
Centralized and decentralized shareholding.
Multi branch clearing operations
Possibility of Inter-Branch instructions
All configuration/changes done at HO and no control of
data at branches in case of CBS
with funds for recovery of the same
On maturity of a Deposit, if any loan is pending against
the deposit, the loan will be recovered automatically.
e-Notice can be sent to overdue customers
through Mobile and e-mail.
Area wise list of default accounts to minimise the
recovery process time
Area, PIN, Date of birth, Age, Spouse name etc.,
Documents, Acknowledgment etc., can be printed
Cheque discounting facilities.
TDS forecasting at the time account opening
given to a customer, they are not repeated, when next
requested by the customer, transactions are not
repeated. The computer will print only the subsequent
Issue of Cheque Books are properly maintained for each
account. When a cheque is presented for withdrawal of
clearance, the cheque number and the account number
of the issuer is accordingly validated. ????????
can be adjusted towards various components with
Provides tools for reconciliation of various accounts,
which is otherwise a very tedious job.
Automatic handling of Charges / surcharge and fines
Facility to know incomplete transactions at the end of
Keeps track of multiple standing instructions for a given
available where ever necessary.
No need to remember codes.
The menu is so user-friendly that training can be
imparted in a few sessions.
There are no lengthy day-begin or day-end procedure.
User definable hot keys.
Operational rights for each user/terminal can be defined.
Thus, a user can have access to specific terminals and
specific options only.
For each transaction, the system keeps track of both the
Clerk and the Officer who were involved in it. This helps in
identification of who initiated each entry, eliminating
thereby the possibility of errors and deliberate fraud.
Facility to print User log to know the history
from a legacy system to our on line process
of Software which makes it possible to computerize the
branch in stages.
Handles advanced communications received in respect
of clearing cheques returned late.
It is possible to monitor the activities of all terminals on
remote terminal, by the Manager or the person in-
Any number of joint holders can be permitted in
opening of an account.
payments. Also, the scheduling of the loan amount
sanctioned, over the entire period of repayment, is done
automatically by the system.
Facility to search for the accounts held by a person by
giving his/her name or even part of the name.
Facility to know all types of accounts held by a customer
across all branches.
more than one purpose.
Large number of otherwise complex returns and
reports are easily available.
Handles special instructions given by customers for
operating their accounts.
TBA MODULES FORCONVENTIONAL / ISLAMIC BANKSCash, Membership, Demand Deposits, Term Deposits, Other liabilities, Trade finance, OD & Cash Credit, Short term loans, Term Loans, Remittance, Other Assets, Profit & Loss account, General Ledger
Telephone Banking gives you easy access to customer accounts, automatically updated information and user-friendly services--24-hours a day, 7 days a week. Pay bills, check account balances and transaction history, transfer between accounts and more. With helpful interactive voice prompts to guide you, Telephone Banking lets you complete your daily banking transactions within minutes
Data input by voice/keypad
Data output by voice/fax/e-mail
Encryption of input/output data
Customer authentication by password/PIN
In Internet Banking as with traditional banking methods, security is a primary concern. At Maintec our member banks have taken every precaution necessary to be sure your information is transmitted safely and securely. The latest methods in Internet banking system security are used to increase and monitor the integrity of the online banking application.
Internet Banking offers for On-line account balance checking, fund transfers, utility payments (on the spot & scheduled) and consumer loan applications.
This feature allows secure transmission of data, and information from the application to the customers mobile phone thereby not restricting the usage to only WAP phones. There is a seamless interface between the wireless infrastructure (networks, handsets, operators) and the banking application. Data can be sent to any type of mobile wireless devices using either GSM or WAP.
Customers can check their account balances through their mobile phone using SMS. Bank can send email as an alert to customer’s mobile phones or to their POP servers.
Customers are, in fact, becoming more insistent on this service from their banks, which enables them to make withdrawals and remittances at any branch of their bank, anywhere in the country. Customer-focused banks are therefore en-cashing this demand to not only sustain customer loyalty, but indeed, expand their customer base, using the service as a major selling point.
And when it comes to realising the concept, they increasingly prefer ABB from Maintec attracted as much by the product's power and features as by Maintec's solid credentials in Banking Technology.
Using Automatic Teller Machines makes 24 hours banking Possible. Customer can withdraw money using their ATM cards.
BankVision's Reporting Suite differs from traditional business intelligence software in that it gathers data from messaging systems that are relaying transactional information between applications. It can generate reports from data warehouses as well. In addition, it supports instant messaging, e-mail and Short Message Service (SMS) technologies.
This software also taps into historical data stored in existing relational data sources, such as Microsoft SQL Server, Oracle. It then combines all the information and presents it to business users in various report formats which can be defined / customized by the user.
BankVision incorporates an array of security procedures and devices to make certain that your confidential transactions remain private.
Your BankVision Internet Banking and Bill Pay sessions are secure and private. BankVision uses secure web servers with Secure Sockets Layer (SSL) technology at 128-bit encryption for Internet Banking transactions.
BankVision use a combination of technologies to keep your account secure.
This technology scrambles the data relating to your
account to ensure that your information cannot be read
by anyone else.
Encryption is a process that involves changing a string
of letters and numbers into a code that is
unrecognisable to anybody else who should try to gain
access to your personal details. Our decoding program
is the only one that can decipher the code.
Communications between our system and your PC use the latest 'digital certificate technology', which ensures that you communicate with us - and only us - when you sign on to Internet Banking. Verisign, the leader in 'Certification Authority‘, authenticates each visit.
When you sign on to Internet Banking you will be asked to enter
Your Customer Number. This is the number we give
you when you register (you cannot choose this
three items (date, place or name) that you provide us
with when you register.