PM Kisan Yojna_ Eligibility Criteria and Application Process (1)

1. PM Kisan Yojna: Eligibility Criteria and Application Process The PM Kisan Yojana is a flagship scheme of the Indian government aimed at providing financial assistance to small and marginal farmers across the country. The scheme was launched in 2019 and has since then benefitted millions of farmers. In this article, we will discuss the eligibility criteria and application process for the PM Kisan Yojana. Eligibility Criteria for PM Kisan Yojana The PM Kisan Yojana has certain eligibility criteria that must be met to avail the benefits of the scheme. The following are the eligibility criteria for the scheme: ● ● ● Farmers with up to 2 hectares of landholding are eligible for the scheme. Landholdings of more than 2 hectares are not eligible for the scheme. Farmer Category: The scheme is applicable to small and marginal farmers. The farmer category for the scheme is defined as follows: Small farmers: Farmers who own less than 1 hectare of land are considered small farmers. Marginal farmers: Farmers who own between 1 and 2 hectares of land are considered marginal farmers. Exclusion Criteria: The scheme is not applicable to certain categories of farmers. The exclusion criteria for the scheme are as follows: Farmers who are retired pensioners with a monthly pension of over Rs. 10,000 are not eligible for the scheme. Farmers who are serving or retired officers and employees of the central or state government are not eligible for the scheme. Farmers who are professionals such as doctors, engineers, and lawyers, among others, are not eligible for the scheme. ● ● ● ● ● ● Application Process for PM Kisan Yojana The application process for the PM Kisan Yojana is simple and can be completed online or offline. The following are the steps involved in the application process: Online Application Process: To apply for the PM Kisan Yojana online, follow the steps given below: ● ● ● Visit the official website of the PM Kisan Yojana. Click on the "New Farmer Registration" option on the homepage. Fill in the required details in the registration form such as name, Aadhaar number, bank account details, and landholding details, among others.

2. ● ● Click on the "Submit" button to complete the registration process. Once the registration is complete, the farmer will receive a confirmation message on their registered mobile number. Offline Application Process: To apply for the PM Kisan Yojana offline, follow the steps given below: ● ● ● Visit the nearest Common Service Centre (CSC) or the agriculture department office. Fill in the PM Kisan Yojana application form available at the office. Submit the duly filled application form along with the required documents such as Aadhaar card, landholding documents, and bank account details, among others. Once the application is verified, the farmer will receive a confirmation message on their registered mobile number. ● Benefits of PM Kisan Yojana The PM Kisan Yojana provides financial assistance to small and marginal farmers to support their farming activities. The benefits of the scheme are as follows: Financial Assistance: The scheme provides a financial assistance of Rs. 6,000 per annum to eligible farmers. The amount is paid in three equal instalments of Rs. 2,000 each directly into the farmer's bank account. Increased Agricultural Production: The financial assistance provided by the scheme helps farmers to purchase inputs such as seeds, fertilizers, and pesticides, among others, which leads to increased agricultural production. Income Support: The scheme provides income support to small and marginal farmers who are often vulnerable to income shocks due to fluctuations in crop prices and natural disasters. Direct Benefit Transfer: The PM Kisan Yojana uses the Direct Benefit Transfer (DBT) mechanism to transfer the financial assistance directly into the bank accounts of eligible farmers. This ensures that the benefits of the scheme reach the intended beneficiaries without any leakages or delays. Reduced Dependence on Moneylenders: The financial assistance provided by the scheme helps farmers to meet their credit needs and reduce their dependence on moneylenders who often charge high-interest rates. Increased Rural Consumption: The financial assistance provided by the scheme helps to increase the purchasing power of rural households, which in turn leads to increased consumption and demand for goods and services.

3. PM Kisan Yojana is a flagship scheme launched by the Government of India with the objective of providing financial support to small and marginal farmers across the country. The scheme provides a direct benefit transfer of Rs. 6,000 annually to eligible farmers in three instalments of Rs. 2,000 each. The scheme has been a game-changer for small and marginal farmers, and in this article, we will discuss the benefits of PM Kisan Yojana for small and marginal farmers. The primary benefit of PM Kisan Yojana is financial assistance to small and marginal farmers. The financial assistance of Rs. 6,000 annually helps farmers to purchase seeds, fertilizers, pesticides, and other inputs required for farming. Small and marginal farmers, who often lack the financial resources to invest in their farming activities, can use the financial assistance to improve their agricultural productivity and increase their income. Income Support Small and marginal farmers are often vulnerable to income shocks due to fluctuations in crop prices, natural disasters, and other unforeseen events. PM Kisan Yojana provides income support to these farmers, which helps them to cope with such shocks and reduce their dependence on informal credit sources. The financial assistance provided by the scheme is a steady source of income for small and marginal farmers, which improves their economic well-being and helps them to provide for their families. Reduced Dependence on Moneylenders Small and marginal farmers often have limited access to formal credit sources, which makes them dependent on moneylenders who charge exorbitant interest rates. PM Kisan Yojana provides financial assistance directly to the bank accounts of eligible farmers, which reduces their dependence on moneylenders and protects them from exploitation. The scheme has helped small and marginal farmers to access credit at a reasonable rate and invest in their farming activities, which has improved their agricultural productivity and increased their income. Increased Agricultural Production PM Kisan Yojana has helped to increase agricultural production by providing financial assistance to small and marginal farmers. The financial assistance helps farmers to purchase high-quality seeds, fertilizers, pesticides, and other inputs required for farming, which increases the yield of their crops. The scheme has also helped to promote the adoption of modern farming practices, which has improved the quality of the crops and increased their market value. Improved Rural Consumption PM Kisan Yojana has also improved rural consumption by increasing the purchasing power of small and marginal farmers. The financial assistance provided by the scheme helps farmers to meet their household expenses and invest in the education and healthcare of their families. This

4. has led to an increase in the demand for goods and services in rural areas, which has created new opportunities for businesses and entrepreneurs. Social and Economic Empowerment PM Kisan Yojana has had a profound impact on the social and economic empowerment of small and marginal farmers. The financial assistance provided by the scheme has improved the economic well-being of farmers and enabled them to provide for their families. This has also led to an increase in their social status and empowered them to participate in decision-making processes at the local level. The scheme has helped to create a sense of ownership among small and marginal farmers, which has increased their confidence and self-esteem. Conclusion The PM Kisan Yojana is a much-needed initiative aimed at providing financial assistance to small and marginal farmers across the country. The scheme has the potential to transform the lives of millions of farmers and improve their economic well-being. It is important for eligible farmers to take advantage of the scheme and apply for it at the earliest. By doing so, they can ensure that they receive the financial assistance they need to support their farming activities and improve their livelihoods.